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Credit Cards CIMB Bank Credit Cards V7, Cash Rebate Platinum, up to 5%

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coolguy99
post Apr 29 2021, 10:28 PM

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QUOTE(canjeth @ Apr 29 2021, 01:29 PM)
Does CIMB entertain request for waiver of annual RM25 SST?
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For my case need wait for retention team to call
coolguy99
post Aug 30 2021, 08:37 AM

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QUOTE(biertrinker @ Aug 29 2021, 02:16 PM)
Does CIMB inform us if our credit card application is not approved?

I called to convert my cash rebate cc to e-credit cc.
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I don't think so. Best to call and check
coolguy99
post Dec 8 2022, 09:34 PM

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QUOTE(fruitie @ Dec 7 2022, 08:49 PM)
Around that duration. Actually there was an issue earlier and they resubmitted it for me again, for this resubmission only took 2 working days and it’s approved.
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3 weeks to review your application? I submitted my application, wanted to try my luck the day before, today I check CCRIS the record is there already, in Pending status.
coolguy99
post Dec 8 2022, 09:45 PM

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QUOTE(fruitie @ Dec 8 2022, 09:35 PM)
I guess the branch forgot to submit until I followed up. laugh.gif
Resubmission appears immediately on CCRIS after it’s submitted.
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Haha maybe I will know the result in another day or two then. Fingers crossed tongue.gif
coolguy99
post Dec 22 2022, 08:03 AM

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It has been two weeks but my card application status is still in progress...
coolguy99
post Dec 22 2022, 08:56 PM

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QUOTE(fruitie @ Dec 22 2022, 11:11 AM)
“Tuition fees” paid to CIMB. tongue.gif
I love this card so much even with the hefty AF (will be waived for my case), it’s still super worthy. laugh.gif I will only focus with this card for this one whole year.
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Yes this card is super worthy. But not all is eligible for this card. Hopefully I can still get this card.
coolguy99
post Dec 28 2022, 09:34 PM

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QUOTE(fruitie @ Dec 28 2022, 09:16 PM)
No. 0% from other banks? If that no issue.
CIMB installment no bonus points.
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Is the Hotelux membership worth applying for? Any other perks that is good besides the miles and the free hotel stay?
coolguy99
post Dec 28 2022, 10:28 PM

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QUOTE(gooroojee @ Dec 28 2022, 09:41 PM)
Check out the cimb website for full details.. https://www.cimb.com.my/en/personal/day-to-...redit-card.html
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Thanks man. I have actually went through the website before this, just wondering if there is anything that I missed.

QUOTE(fruitie @ Dec 28 2022, 10:16 PM)
It’s free membership, just take. It gives free upgrades and some give free stays with x number of nights.
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Yup just registered too. Thanks Fruitie.
coolguy99
post Dec 28 2022, 11:17 PM

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QUOTE(gooroojee @ Dec 28 2022, 10:53 PM)
Doubt the CIMB website missed any of its own product benefits ... haha... if you've read all of it, then I doubt I could tell you anything more.

Personally, I have already used the FlexiRoam SIM to get online the moment I land overseas (worth maybe rm15), as well as the airport lounge privilege (which is surprisingly limited use), and I believe all CIMB cards allow you to get a year of FoodPanda Pro membership (which sometimes is on offer for RM0.99 anyway).

I don't use the rm65 Grabcar perk because it's low value, conditional, and only given once a quarter (!!). It's better to use Citi PM and SCB WM travel cards for those.

Can't believe CIMB devalues it's own MC WE customers with all these cheap perks (as well as having its own entry level card that actually gives higher points that it's highest-tier MC card...)
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Yeah the flexiroam does not looking enticing at all. They only give out 3GB data and that’s it. I think I will be better off purchasing a local sim like how I always do when I travel.

I did register for the master card travel lifestyle too. Waiting for the activation link. Will let you guys know if I see anything good there. As for the hotelux, the rates there are pretty competitive, but I have yet to compare it to booking sites like booking.com. I wonder which is cheaper.

coolguy99
post Jan 3 2023, 05:19 PM

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For the TWE annual fee waiver, does e-wallet reload counts towards the RM3k spending required to get the waiver? I read the tnc and it seems that it should be eligible. Just want to make sure as the annual fee is pretty hefty.

“Eligible Transaction(s)” refers to the total Ringgit Malaysia (RM) amount of retail spending transaction
(within and outside Malaysia) charged to the Eligible Card which is reflected on the Eligible Card’s account
statement respectively during the Campaign Period. For avoidance of doubt, any transactions transacted
in currency other than Ringgit Malaysia (RM) or is a DCC transaction will be calculated based on RM
equivalent of the transacted sum which will be converted at the prevailing exchange rate determined by
CIMB. The following transactions are herein expressly excluded and shall not be treated as an Eligible
Transaction(s): -
i) Cash advance/withdrawal/deposit transactions;
ii) Quasi cash transactions – (example: betting and/or gaming transactions);
iii) Monthly installments under any installment payment facility provided by CIMB or any other financial
institutions or funds transfer from other Financial Institutions;
iv) Payment of annual fees or service charges, delivery charges, cash payments, card replacement fees,
dispute charges, fraud charges or any other fees, charges or penalties whether imposed by CIMB or
otherwise;
v) Eligible Retail Transaction which is subsequently cancelled or refunded, or any other disputed,
unauthorized or fraudulent transactions; and/or
vi) Any transaction made in the country which is a member of the European Economic Community (EEC)
or European Union (EU).


This post has been edited by coolguy99: Jan 3 2023, 05:20 PM
coolguy99
post Jan 14 2023, 10:57 AM

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QUOTE(fruitie @ Jan 14 2023, 10:46 AM)
Based on someone I know, he shared it took him 4-5 days to be reflected for Eva.
And he requires to fill in tonnes of forms, so the experience not exactly too pleasant.
Yet, it doesn’t happen to everyone. So, I will just do it for all cases without risking my bonus points.
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Yeah I learnt my lesson from the pbb campaign. Now I just deleted all my saved card from the tng eWallet.
coolguy99
post Jan 16 2023, 11:14 AM

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I just receive SMS telling me that I have fulfilled the criteria for welcome offer...Do we receive similar SMS once we fulfilled the criteria for the annual fee waiver for TWE card?
coolguy99
post Jan 16 2023, 11:22 AM

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QUOTE(fruitie @ Jan 16 2023, 11:15 AM)
Surprisingly I didn't receive any SMS regarding this and I have got the card earlier than you and have fulfilled on day 1 it seems.
Can you share the content of the SMS so that I can check from my phone?
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RM0.00 CIMB: Congrats!You've met min spend for WelcomeOffer. Continue using yr creditcard/-i & stand to win up to RM1k Cash Back.T&C@CIMB website>Search welcome
coolguy99
post Jan 16 2023, 12:17 PM

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QUOTE(fruitie @ Jan 16 2023, 12:04 PM)
CS just called me to give me an update. He guarantees that I will get the welcome bonus which will be credited only 16 weeks later. sweat.gif

Also, I will get AF waiver for my CIMB TWE around March.
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They can confirm if you are already entitled for the TWE annual fee waiver in the call itself?
coolguy99
post Jan 18 2023, 07:00 PM

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QUOTE(fruitie @ Jan 18 2023, 06:58 PM)
That SMS is for the sign up cash back not AF waiver though.

Oh my! Then I will need to decide as soon as possible.
I have both and for M2P, I will only spend to achieve 80k AF waiver. That’s for this year, next year I will focus on M2P only if CIMB is not extending the promo. I keep M2P because I’m a KF fan and CIMB doesn’t have KF program.

I applied TWE because it’s RM 1 for 1 mile. This simple reason. The Marriot stays is a bonus for me.
Yes, same here. If it doesn’t extend its promo, I will stop using it in year 2. For this whole year I will focus almost exclusively for airmiles only, with TWE.
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Does anyone knows when the Marriott stay will expire?
coolguy99
post Jan 18 2023, 07:03 PM

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This post has been edited by coolguy99: Jan 18 2023, 08:14 PM
coolguy99
post Jan 18 2023, 07:03 PM

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This post has been edited by coolguy99: Jan 18 2023, 08:14 PM
coolguy99
post Jan 18 2023, 07:04 PM

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QUOTE(fruitie @ Jan 18 2023, 07:03 PM)
Offer is valid from 21 October 2022 till 31 October 2023. Travel is valid for 18 months from the date of booking.
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Do they allow us to book first without setting a travel date in advance? Or during the booking the travel date must be firm?
coolguy99
post Jan 27 2023, 04:39 PM

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Can I ask do you guys receive SMS notification for every transaction with credit card? Is there a way to opt in such a SMS?
coolguy99
post Jan 28 2023, 09:06 AM

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Is there an easy way to tell which of your transactions do not yield bonus points for TWE?

Say RM1 = 10 points. I have spent RM3786 in my first statement, so technically I should have 37860 points? Is my calculation correct?

Update: Found out I had one DBKL payment which rightly does not earn bonus points. The points can be tallied.

This post has been edited by coolguy99: Jan 28 2023, 09:10 AM

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