i think depends on what you want.
for me, I think cash rebate card is better because I mainly use for petrol and buying groceries.
if you buy online a lot, then you go for cc that rewards you for online purchase.

may I know if is it possible to get SST rebate for this CIMB Cash Rebate credit card?

hahaha... so if CS not allowed, then bye bye for the card

the bank is at loss for having this kind of CS..

RM25 was given to you without any condition? You are so lucky
I really missed the time when dining got 12% cashback...

i have been losing interest in this card since its 12% dining cashback promo ended. other cards can waive SST but this one seems strict. and feel like it keeps cutting features and becomes more conservative. but i am in dilemma also because i like its 7-day-a-week usable feature. i feel like an aunty complaining in pasar hahahah.

LOL. Sorry for not making myself clear.
By "7 day a week usable feature" I am referring to being able to get cashback 7 days a week. Like ClarenceT mentioned, some cards offer higher cashbacks but only limited to usage during weekends, I dont like to be restricted.

i am using cash rebate, even worse because no points awarded.

my service tax for this year auto waived, i dont know why. i didnt spend much for this card.

Hi friends, this is a screenshot of my current credit card account status. The "outstanding balance" is irritating, yet the "statement balance" is confusing. I am tempted to just do nothing, hoping that when 17 August is reached, my outstanding balance will be auto deducted from the amount in my statement balance. Can somebody kindly enlighten me if it is safe for me to do so? is there any implications for me to do so?

This post has been edited by kclamtarc: Aug 12 2021, 06:06 PM

thanks so much for helping me to understand.
my statement date is on 30th each month.
When you bring out the concept of statement date, I think I am confused with payment due date. I wrote 17 Aug because it is shown that 17 August is the payment due date.

let me try to write down what I understand so far:
- RM 11.90 is the amount I overpaid as of 30 July when the statement came out
- RM 7.51 is the amount I have newly spent and haven't paid start counting from 31 July
- If I haven't been overpaying, I am supposed to pay RM 7.51 before 17 Aug to avoid getting charged for interest
- but now since I have overpaid RM 11.90 and this figure is bigger than RM 7.51, so I can actually do nothing and wait until they counter themself automatically on 17 Aug

Am I correct, or there are still wrong concepts I am holding?

ahh... now I got it. thank you so much for your detailed explanation. I learn something today

hmm, may I know, if pay water purifier by instalment via CIMB Cash Rebate, does it entitled for 2% cash rebate?

thanks for your advice
i wonder how could that happen