I see. I only want cash back for petrol and groceries. so Cash Rebate Platinum is still a better one for me i guess.

yes, that's what i am thinking too. i think i will just stick to Platinum because even though I pump Petronas, my Viva does not need to be fuelled too regularly. at the same time i buy groceries more often then i pump hehehe.
thanks bro !

your username makes you the best person to reply this post

cimb cash rebate CC will let me have 0.2% cash rebate on taobao
but if pay using online banking, i can get 1.5% service charge off
so cimb credit card is losing out

guys, do you know if cancel credit card, how long will it take effect? just call to customer service and no need go to bank counter is it?

oh, okay. much appreciated.

haha. still undecided. i am just curious to know so i asked.

can we request to reduce our credit limit?

alright, thank you coolguy99

Can I know how to set my CIMB credit card as Pay wave enabled? Does it have any limit?

This post has been edited by kclamtarc: Apr 20 2020, 07:32 PM

just an update, I tried calling CIMB customer service and it went through, relief..
Pay wave function can only be de/activated by calling customer service. RM 250 limit per day.
Just sharing. Sorry for my ignorance.

if i remember correctly first cycle no maximum cap right?

oh thanks. I have not been able to use it for weekend dining since 18 March until now. so sayang

hopefully they will announce sth like "we heard you out there! so our weekend dining promo will extend 1 more year! "

Hi friends. I always get confused between statement balance and outstanding balance. For example the screenshot above, one have bracket the other one no bracket. Does it mean I still need to pay 30.18? Or I actually have extra 30.18 in my account and no need to do anything?

Thanks very much for helping to explain to me!

So with the two brackets enclosing RM 30.18, can I interpret it as last month I extra paid RM 30.18; this month I swiped my credit card with the amount RM 30.18, so by right I should pay bank RM 30.18 for swiping my card, but since I already extra paid RM 30.18 last month, so now I do not need to do anything because the two RM 30.18 will counter themselves?

So, is it correct to say the actual amount you should pay to credit card = 512.34-60.19 = 452.15?

I think I should ask this question: does the bracket carry any meaning? I mean, is 60.19 = (60.19)? I learnt previously that figures in bracket means negative, but I got confused now when I see your screenshot that shows negative inside bracket eg (-512.34) LOL

alright, thank you so much for your patience in explaing to me me yah

i think depends on what you want.
for me, I think cash rebate card is better because I mainly use for petrol and buying groceries.
if you buy online a lot, then you go for cc that rewards you for online purchase.