Welcome Guest ( Log In | Register )

4 Pages < 1 2 3 4 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

views
     
limeuu
post Jan 1 2019, 02:38 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Cookie101 @ Jan 1 2019, 02:26 PM)
That’s quite a rage on first day of new year. 😂

Chill. Write to their cs and BNM.

customercare@ambankgroup.com
bnmtelelink@bnm.gov.my
*
Thanks....just received the statement, called cs and given the same "make report to relevant department"....4th time since end Oct.....

Ambankgroup.com....no my?

This post has been edited by limeuu: Jan 1 2019, 02:45 PM
limeuu
post Jan 1 2019, 04:09 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Cookie101 @ Jan 1 2019, 03:30 PM)
As per it is. No my
*
Thanks.... escalating to bnm too.
limeuu
post Jan 13 2019, 10:29 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(cybpsych @ Jan 13 2019, 10:44 AM)
user posted image

AmBonus Rewards Catalogue [ Ambank ]
8 January 2019 to 31 March 2019

Redemption is applicable to all AmBank Credit Card/AmBank Islamic Credit Card-i cardholders, for both Principal and Supplementary Cards, excluding Cards without AmBonus Points.

Redemption is valid from now till 31 March 2019.

Click here for full catalogue.

Click herefor redemption form.

Click herefor the AmBonus Rewards terms and conditions.
user posted image

Ambank calling it SST Waiver
*
The details state offset, which is the correct term....
limeuu
post Jan 24 2019, 04:57 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(labtec @ Jan 22 2019, 08:57 AM)
just noticed that no more access to penang lounge.... luckily i still got citibank premiermiles...
*
Ambank cards can now be considered only international card....no access if you travel domestic, and no access even if you travel international outside KLIA/2......
limeuu
post Jan 25 2019, 04:15 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Cookie101 @ Jan 25 2019, 04:13 PM)
Penang users now got their benefits again. Kinda.

Received below sms:
RM0.00 :AmSPB World Mastercard/-i Visa Infinite/-i cardholders can access Plaza Premium Lounge@Penang International Airport wef 11/2/19. Visit ambank.com.my/PPL
*
Just got this message too....but only for international departure pen, and only for the signature priority banking version of the cards....
limeuu
post Feb 19 2019, 03:08 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(babygirl55 @ Feb 19 2019, 02:52 PM)
Thanks for ur explanation.
Actually i intended to get access premium lounge worldwide. haha
Unfortunately, my income less than RM80,000 p.a. ;-P
I hv CIMB preferred card but premium lounge limit to 5 countries. :-(
*
Ambank premium cards are good for international use, but you will have no lounge access travelling domestic....so unless you do a lot of overseas travels through airports they have lounges, it is not very useful....
limeuu
post Apr 1 2019, 09:21 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


They were very aggressive in expanding their customer base in the last 2 years, with free for life and generous perks....now with the clamp down, I wonder what percentage of their cardmembers cut already....
limeuu
post Apr 4 2019, 11:55 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(ProxMatoR @ Apr 4 2019, 10:22 PM)
doesn't look close... RHB WMC limited to malaysia only, and 5 times only... AmB WMC internationally....  sweat.gif
*
it depends on your needs....

ambank is basically an international card, only usable for international flights....and has a wide range of lounges all over the world....but no domestic use....

rhb allows only msian lounges, but allows usage for domestic travels at ppl gateway....
limeuu
post May 1 2019, 11:44 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(ProxMatoR @ May 1 2019, 11:32 PM)
OOT: but would like to know is the "swipe for friend" is available to any other credit cards? (subject to that card is available to enter that lounge)

It is up to the lounge to give access right? not the card issuer right?  sweat.gif  sweat.gif  sweat.gif

that day my friend asked me about this, and I asked him to give a try with this am wmc... as I have yet to try it that way.... hahaha....
*
the lounge will like to have as many customers as possible....so they have always accepted you swiping 2 cards, to allow a companion to enter....

they used to allow 2 separate cards from same bank....but after ambank clamped down, they seem to apply the same rule to all banks now....cannot use same bank....but different banks ok.....

so if you have 4 cards from different banks allowing entry, you can bring 3 companions in....but all 4 entries will use your boarding pass, not your friends'....
limeuu
post May 26 2019, 12:57 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(yexuansim831026 @ May 26 2019, 11:47 AM)
I have a trip to Korea on the coming June and I'm going to flight from Penang > HK > Korea. Currently i have both AMbank Visa signature/Islamic credit card which is entitle to access 5x PPL in airport for each card and I just want to seek for advice can i proceed the way below?

AMbank Visa signature > access the PPL in Penang airport.

Ambank islamic Visa signature > access PPL in HK airport.   

P/S: Based on the T&C from the bank only can access the PPL once per day. I feel very puzzle on this term.
*
Why don't you test that out and let us know.....what we know now is a lounge will not accept more than one card usage per bank..... however, using different cards from the same bank in different lounges/countries is untested....
limeuu
post May 27 2019, 02:27 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(ronnie @ May 27 2019, 02:10 PM)
Overseas Transaction Conversion Fee

For all AmBank Credit Cards (except TRUE by AmBank Visa Card, AmBank BonusLink Visa Card and AmBank M-Card):
Transactions outside Malaysia will be converted to Ringgit Malaysia on
the  date  the  item  is  received  and/or  processed.  The  exchange  rate  may  differ  from  the  published  daily 
rate  due  to  market  fluctuation.  The  conversion  rate  is  as  determined  by  Mastercard  International  or  Visa 
International plus a 1% foreign exchange conversion markup (previously known as administration cost) by
AmBank on the converted Ringgit Malaysia amount.

For  TRUE  by  AmBank  Visa  Card,  AmBank  BonusLink  Visa  Card  and  AmBank  M-Card: 
Transactions  outside  Malaysia  will  be  converted  to  Ringgit  Malaysia  on  the  date  the  item  is  received 
and/or processed. The exchange rate may differ from the published daily rate due to market fluctuation.
The conversion rate is as determined by Mastercard International or Visa International.
*
So no difference anymore between visa and MC?....the wmc used to have better rates than visa infinite.....
limeuu
post May 30 2019, 09:51 AM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Cookie101 @ May 30 2019, 08:08 AM)
Accessing two on same day will result in charges for one of them.

My colleague already being charged. It comes two months later.

Best to use different cards if you have to avoid after travel hassles.

*
Still not clear....he used the SAME card twice in one day, or used 2 different cards from the same bank?.....
limeuu
post Jun 7 2019, 08:32 AM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Human Nature @ Jun 6 2019, 07:56 PM)
Anyone able to detect what is the difference in terms of benefits between:

- AmBank Signature Priority Banking World MasterCard
- AmBank Signature Priority Banking Visa Infinite Card

Are you able to get the bank to 'offset' the SST?
*
Besides the lower exchange rate, now that you cannot use multiple cards to enter lounges, there isn't any advantage with the vi or to keep both cards ....I will be cancelling the vi soon.....
limeuu
post Jun 7 2019, 12:28 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(ProxMatoR @ Jun 7 2019, 12:26 PM)
referring to your multiple cards enter lounge... do you mean the one someone asked recently about  can use different cards to enter different lounge within same day.. (KLIA & HKIA)?

or, we enter with 1 of the card, and another 1 enter for our companion, into the same lounge at same time?
*
Both.....the later is definitely out now.....

The former, well.....anyone wants to test it?.....lol
limeuu
post Jun 7 2019, 08:39 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Human Nature @ Jun 7 2019, 07:48 PM)
I reckon this is for the normal WMC/VI since Signature WMC/VI comes with unlimited.

Do share your findings about the forex spending.

I cancelled my WMC when SST was introduced last year. Hand itchy to get the VI so that I have both designs  doh.gif
*
It was precisely when it was unlimited that misuse occured and leading to the tightening of conditions.... actually, since they restrict Normal card entries to 5, there need not be any restrictions, as the banks commitment is now fixed at 5 per cardholder per year.....

As to exchange rates, while the wmc has good rates, it's now overtaken by BP.....and I also use rhb premier vi where it works out to be RM0.75 per enrich mile.......at the usual 2.5% exchange margin....
limeuu
post Jul 1 2019, 10:03 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Jordy @ Jun 27 2019, 01:05 PM)
I have a quick question. I have applied for Ambank TRUE Visa through a roadshow agent, and received the card last week. Yesterday, I received another Ambank Bonuslink card which I did not apply for. When I called the agent, he said usually Ambank will approve 2 cards to those who qualify.

So in this case, if I only choose to activate the TRUE Visa but chuck the Ambank Bonuslink card aside (not activated), would I still be charged SST on both cards or only the activated card? Do I need to call them to inform them that I am not going to use the Bonuslink card? The reason I asked this question is because previously I kena before with M2C (whereby I only activated the Visa but not the Amex, but the service charge was charged to my Amex and accumulated up to a point that my name was blacklisted by Maybank as I refused to pay the service charge on my Amex).
*
Once a card is issued, even if you don't activate, the service tax will be charged after 3 months....

So you should cancel, not ignore....
limeuu
post Jul 12 2019, 05:16 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(bluebay @ Jul 12 2019, 02:02 PM)
that's a good card.. thanks!
*
Need to spend rm500 per entry, and only international travel.....no access to domestic or landside lounges....
limeuu
post Aug 29 2019, 10:42 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


with this further revision, it's really not competitive anymore, other than being free for life and free lounge entries....
limeuu
post Aug 30 2019, 08:14 AM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(charlesj @ Aug 30 2019, 12:31 AM)
7000 to 12500 is a huge jump!
80% increase!!!
Last round 5000 to 7000 (40%) already lost many customers.
Now I really don't know how to spend rm500 for lounge access in the future...
*
Unless you have a specific spend already in mind, otherwise just top up BP or boost......
limeuu
post Dec 25 2019, 05:45 PM

10k Club
********
All Stars
12,290 posts

Joined: Aug 2006


QUOTE(Tham @ Dec 25 2019, 12:33 AM)
Yes, it is a very stupid directive.

The economy is going downhill ever since those
new kids on the block took over the country last year.

It seems lots of jobless these days.

Just look at the US dollar exchange rate. Our currency
plunged down the moment those guys won.
Have you noted your interest charges on your statements ?

If you look carefully, and compare with the opening balance
of your account before and after November, your interest will
surely have gone up.
It seems they are going back to the days when the
minimum payment was 15 percent.
*
What's wrong with controlling private debt by tightening cc debts?....

You don't think using cc and not paying full is a problem?....it's called spending beyond your means....not sustainable....

4 Pages < 1 2 3 4 >Top
 

Change to:
| Lo-Fi Version
0.1011sec    0.34    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 12:51 PM