Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

views
     
apalexar
post Feb 6 2023, 06:03 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(vincent_on9 @ Feb 3 2023, 07:12 PM)
anyone managed to waive the club marriot membership fees?
*
Spend 30k in a year then can waive
apalexar
post Feb 7 2023, 12:55 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(vincent_on9 @ Feb 7 2023, 11:41 AM)
i forgotten to keep track of it. i spent 28k++, and i was charged for this.

They refuse to waive for me
*
350 still worth to get the free voucher smile.gif
apalexar
post Feb 9 2023, 12:48 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(kenloh7 @ Feb 8 2023, 01:37 PM)
is the first year free, then subsequent charged rm350 if spent below rm30k?
*
If you didn't spend 30k above after one year membership from day 1, then you need pay the membership fees.
Or you can have 500k min aum with bank then they waive it.

This post has been edited by apalexar: Feb 9 2023, 12:50 AM
apalexar
post Feb 9 2023, 09:48 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(kenloh7 @ Feb 9 2023, 08:48 AM)
you mean the membership is preactivated already once card is received? So the first year is free? To cancel it there is be a 6 month notice period IINM, which means i can enjoy first 6 months for free?
*
No, from what I know you need to submit your application through ambank website with link provided, bank will review your application and approve if everything is good, then you will receive a welcome email to activate your membership and you need to start spend 30k from there.
apalexar
post Feb 10 2023, 12:16 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(joetiew @ Feb 9 2023, 07:02 PM)
As we know, Ambank Signature (requires min income RM6,667/month), if our income is

Eg:
a. Salary RM5,850
b. Rental income (1) RM1,100
c. Rental income (2) RM1,350

Can we add all incomes to qualify?
*
Applied it early last year by submitted my salary+bonus and got approved, so you can give it a try.
So far I know only RHB is very strict on the salary requirements, reject me twice for a 80k card while I got a 100k card approved from other bank doh.gif

This post has been edited by apalexar: Feb 10 2023, 01:01 AM
apalexar
post Feb 14 2023, 01:36 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(sadukarzz @ Feb 13 2023, 11:45 PM)
even when ur income does not hit the amount required?

that's odd, and first that i heard, which bank / channel though?
*
Annual income meet but monthly income not, so rhb won't approve application because they approve based on monthly income.
apalexar
post Feb 14 2023, 01:21 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(steel52 @ Feb 14 2023, 01:16 PM)
I applied twice, got rejected but other bank no problem. I felt like ambank is hard to get.
*
I got no problem for ambank but only RHB, maybe because few years ago I terminate their card just after few months use laugh.gif
apalexar
post Aug 8 2024, 11:50 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(ericlaiys @ Aug 3 2024, 09:02 PM)
Login to enrich, u can see Ambank co brand with your name and elite status reduction
*
I assume it will take some days to refresh the status? Just got my card activated today and not showing at enrich site yet
apalexar
post Aug 9 2024, 08:33 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(outsiders_86 @ Aug 9 2024, 10:43 AM)
Already since 2 weeks i have activated, my Ambank enrich card still not yet linked with my enrich account. Already contacted both Ambank and Enrich. Both are using the same email of mine.
*
Like Eric said it show in my enrich account co-brand after the card activated for one day, if yours still not link perhaps need to check with enrich or Ambank.
apalexar
post Aug 12 2024, 12:09 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(tientien @ Aug 11 2024, 01:07 PM)
Ambank is asking 2 years epf and bank statement for new card application, is this normal? feel like I am applying for personal loan  rclxub.gif
*
Are you new to ambank? For me just need 3 months payslips and last year tax receipt.
apalexar
post Aug 24 2024, 07:32 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(fruitie @ Aug 23 2024, 02:09 PM)
I'm super disappointed by AmBank's efficiency, I wanted to add the Enrich VI and applied since last month 23rd July. Until today still no progress though I have been following up almost every week, one officer called me just now and told me they have a huge backlog and no definite time when my application will be processed. rclxub.gif

Is this true?
*
I think it depends who handle your application, as for my case the staff is "over" efficiency, I know I may need to submit extra docs but I didn't pickup their call since I'm overseas, end up they call me everyday more than a week laugh.gif

QUOTE(kremlin @ Aug 23 2024, 08:45 PM)
I have issues with them as well. They refused to increase my credit limit and I am stuck at RM10k. UOB gave me 10x the credit limit.
Do you spend a lot oversea that is good enough to offset the annual fee for Ambank VI?
*
Hmm that's weird, if UOB give you 100k credit limit Ambank should give more or less the same but shouldn't be that low.
apalexar
post Aug 24 2024, 01:04 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(leootan @ Aug 24 2024, 12:16 PM)
I pardon this🤣

My ambank CL is just merely half of my UOB’s. 🤷‍♂️
*
Maybe income info not updated? But yeah uob so far the highest CL among all banks even I just provide them monthly income, wonder how far it can goes if update for annual tongue.gif
apalexar
post Aug 31 2024, 08:05 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(mataitajin @ Aug 29 2024, 11:46 PM)
The golden lounge voucher from ambank enrich is missing from my app mhprivillege section after i reached enrich gold. It was there before this. Anyone has similiar issue? Also, on the MH App, it still shows the old tier need 60 for gold and 100 for platinum. However on the web browser, it is correct.
*
Maybe Ambank enrich = enrich gold lounge access, so only 2 ppl max if the cardholder and enrich member is same person.
apalexar
post Aug 31 2024, 11:26 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(ericlaiys @ Aug 31 2024, 03:04 PM)
In another word, this card not so useful to enter lounge when hit elite gold status
*
QUOTE(tan_aniki @ Aug 31 2024, 10:03 PM)
ya that's why i didnt bother to waste time apply for one year usage then the rate is not the best for local spend
*
Unless one is frequent flyer or else this card is quite useless, and once it starts to collect annual fee in 2nd year then will starts to see those who barely take flight cancel their card.
apalexar
post Sep 1 2024, 12:58 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(limeuu @ Aug 31 2024, 11:28 PM)
The domestic golden lounge is a fish market nowadays like PPL. Don't know if it's due to the ambank card, but it's also relatively easy to qualify for gold status nowadays. Really unpleasant nowadays, can't even find seats.
*
Increase MAS domestic flight fare price then sure less people use the lounge, but then it will get complain by local and blame minister not doing job laugh.gif
I believe international lounge suppose less people compare to domestic one.
apalexar
post Sep 1 2024, 08:52 AM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(sadukarzz @ Sep 1 2024, 01:20 AM)
Looking at their reliability record

On time performance

And now even safety concerns

Give me free silver status I also won't fly with them if I don't have to

Don't get blinded by the status just because you fly twice a year to < 4 hours zones
*
You mean gold/platinum? Silver don't really have much useful benefits so pretty useless one.
I have flights more than hundreds times with different airlines including MAS, only experienced few times where the flight delay more than 1 hour and worse case is 4 hours by Batik, guess if one is really that bad luck then he/she is destined to face it.
apalexar
post Sep 4 2024, 08:26 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(fruitie @ Sep 4 2024, 06:27 PM)
My Enrich VI was approved on Monday and I requested it to be sent to my office address, the front desk guy told me there is a credit card from AmBank sent to me today. Not bad for the delivery speed. I hardly go to the office, maybe like once in every two to three months or unless I really have to, coincidentally I'm going in tomorrow. thumbup.gif

Will there be any auto CL increase if the Enrich VI is approved? I cannot see any limit assigned to this card unless I activate the card. Or just gonna stick to True Visa limit which I applied 6 years ago? It is pretty low. laugh.gif Maybank usually auto increases my limit if I apply any higher tier cards.
*
If you still keep your old card with Ambank you can check your limit for that card if any changes, it will be the same for your new VI.
apalexar
post Sep 4 2024, 09:14 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(fruitie @ Sep 4 2024, 08:32 PM)
Oh no. Then they retain that low limit. laugh.gif
*
Maybe because no update income information? Btw mind to tell how low is that?
apalexar
post Sep 4 2024, 10:02 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(fruitie @ Sep 4 2024, 09:57 PM)
When I applied this Enrich VI, I did upload my latest payslip though.
RM 20k only.
*
That's weird, usually other banks will auto update both old and new limit when apply new card, not sure if Ambank CL need to request self.
apalexar
post Sep 6 2024, 08:05 PM

apalexar
******
Senior Member
1,383 posts

Joined: Sep 2012


QUOTE(tan_aniki @ Sep 6 2024, 01:15 AM)
for the local spend RM3 = 1 mile promo rate
now will be RM4 = 1 mile
*
Even RM3 don't think worth it, only useful when one spend on airlines and overseas.

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.1228sec    0.57    7 queries    GZIP Disabled
Time is now: 18th December 2025 - 10:15 PM