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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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ProxMatoR
post Feb 19 2019, 03:33 PM

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QUOTE(voonmingloo @ Feb 19 2019, 12:49 PM)
Still can get if you can provide the income not less than RM80,000 p.a, but must put the 200k to FD to be pledge it. Can also get the other V.I PB card and supp to your family member too. And all principle and supp cards are entitled to premium lounge access individually.
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QUOTE(babygirl55 @ Feb 19 2019, 02:52 PM)
Thanks for ur explanation.
Actually i intended to get access premium lounge worldwide. haha
Unfortunately, my income less than RM80,000 p.a. ;-P
I hv CIMB preferred card but premium lounge limit to 5 countries. :-(
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or, magic number to get you free way to the card without any difficulties (no supporting documents, no pledge FD)... place 1m FD... hahahaha sweat.gif
ProxMatoR
post Feb 19 2019, 04:07 PM

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QUOTE(voonmingloo @ Feb 19 2019, 03:43 PM)
Try go to the branch centre and see the customer service then place the 200K with FD, after this step say wants the PB banking since 200K in bank then the customer service will give you the e-pad to apply and sign. Even without 80K p.a income statement still can apply. The Credit card department are desperate to increase the number of member and the customer service will help you thru. AmBank are not so strict in the income requirement but at least 50K i think also can get.
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nope, 50k definitely can't. my friend tried that last year.... was 72k, so close to 80k also no hope mega_shok.gif
ProxMatoR
post Feb 19 2019, 05:28 PM

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QUOTE(Cookie101 @ Feb 19 2019, 04:17 PM)
Did your friend sign up for priority as well?

My staffs did not meet the income requirements got it too. All they did was placing min 200k with the bank.

Only one did not get it and pledged a 20k deposit to get it.
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yeah, priority... maybe branch issue... hahaha
ProxMatoR
post Feb 20 2019, 11:48 AM

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QUOTE(ProxMatoR @ Feb 19 2019, 05:28 PM)
yeah, priority... maybe branch issue... hahaha
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QUOTE(voonmingloo @ Feb 19 2019, 08:24 PM)
sign up PB status first b4 apply the PB cards
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ProxMatoR
post Feb 22 2019, 10:42 PM

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QUOTE(fruitie @ Feb 22 2019, 10:28 PM)
Why need to spend to enter PPL when other cards have the same thing without spending? Since their benefits have been downgraded, they don't attract me anymore.
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but the wmc is pretty useful for overseas spending, only 1% admin charge on forex transaction.... no additional fee.... icon_idea.gif
ProxMatoR
post Feb 22 2019, 10:58 PM

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QUOTE(fruitie @ Feb 22 2019, 10:46 PM)
There's BP for Forex purpose... At least for me.
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yeah, true... some more if can get WMC, means can get any other card that has free entrance to PPL.....
ProxMatoR
post Feb 22 2019, 11:55 PM

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QUOTE(fantasy1989 @ Feb 22 2019, 11:38 PM)
my cimb VI only have 8X malaysia and singapore lounges... can only renew with 100k spend annual 
any good lounge card with annual fees free that can recommend?
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this is OOT ady....

but anyhow...

PBB VS / VI
HSBC VS
UOB VI
MB2P
MBB VI / MUVI / WMC

seriously, there are a lot from many banks....

or, you can simply apply membership directly with PPL
ProxMatoR
post Mar 3 2019, 10:07 PM

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QUOTE(isaacchew @ Mar 3 2019, 04:55 PM)
Agreed. This is my default card for overseas spending, as it's only 1% admin charge and still 5x points (though less attractive after the recent AMB redemption devaluation).
BP card forex is 0% admin charge, but the points earned using AMB card is worth more than 1%.
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yeah, but if you can get the WMC, basically you can get better combo with MB2P + BP if you know how to (and depends on dates)... icon_idea.gif
ProxMatoR
post Mar 4 2019, 10:43 PM

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QUOTE(isaacchew @ Mar 4 2019, 02:37 PM)
I do have the M2P and BP, and I know how to (In fact, there's free 60k Enrich Miles now anyone can get if you know how to apply for CIMB Enrich card and use BP).

But for overseas spending, AMB WMC vs M2P Visa, AMB is still better right due to the lower forex rate? (Though AMB gives you 1 mile = RM1.40 overseas spend, whereas M2P gives you 1 mile = RM0.90).

Do you know how much is M2P forex markup? I think should be at least 2%?

EDIT: Nvm, I get what you're saying. Topup BP with M2P, then spend BP whilst overseas  thumbsup.gif Only thing is the 10k limit which sometimes isn't enough, so my question above still stands, which is better just using the card alone?
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QUOTE(charlesj @ Mar 4 2019, 04:39 PM)
M2P - VI = 2.25%; Amex = 2.5%
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for MB2P, VI has slightly lower charges.

But if compare to AMB WMC, it is just 1%. So you have to judge by yourself whether you looking for lower charges? or consolidate for better mile points from same card... thumbsup.gif

QUOTE(fruitie @ Mar 4 2019, 10:29 PM)
Called to cancel my card today and surprised to see it has been removed from my AmOnline. Next up is to ensure it will be removed from CCRIS too.
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wow, that's pretty quick to remove... sweat.gif sweat.gif sweat.gif

This post has been edited by ProxMatoR: Mar 4 2019, 10:43 PM
ProxMatoR
post Mar 5 2019, 11:20 AM

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QUOTE(isaacchew @ Mar 5 2019, 12:44 AM)
I was hoping someone knew the answer off hand. lol. But I could probably try calculating.

Hmmm okay. Think it still works in favour of the M2P VI.

And what you said about consolidating points from the same card, doesn't really matter.. You can redeem points form the various banks and credit it to the same Enrich account.
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QUOTE(charlesj @ Mar 5 2019, 09:46 AM)
Still keep my AMB though, the only card eligible supp card to enter PPL.
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not everyone is big spender, can easily spend above 80k annually to get annual fee waived. so, that does matter. icon_idea.gif

all and all, using which card doesn't have 1 exact equation. different spending pattern, different attitude gives different leads, like what charlesj said, the only card supp card is eligible to enter lounge, but you still need to spend RM500 on supp card (if you are not priority banking member). AMB WMC and MB2P has different advantages and most of the time, MB2P wins, but at this scenario, both doesn't differ far off.
thumbsup.gif

This post has been edited by ProxMatoR: Mar 5 2019, 11:21 AM
ProxMatoR
post Mar 28 2019, 11:18 PM

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QUOTE(darien_203 @ Mar 28 2019, 10:12 PM)
VI or WMC better? wats the difference?
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QUOTE(coolguy99 @ Mar 28 2019, 11:05 PM)
Both aren't that good anymore since they changed the PPL benefit.
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besides the PPL devalue.... WMC stands out on the forex charges... only 1% admin charge, rather than VI has 1% + 1.5%
ProxMatoR
post Apr 4 2019, 10:22 PM

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QUOTE(fuzzy @ Apr 4 2019, 10:08 PM)
Closest I found looks like is the RHB WMC...
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doesn't look close... RHB WMC limited to malaysia only, and 5 times only... AmB WMC internationally.... sweat.gif
ProxMatoR
post Apr 5 2019, 12:00 AM

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QUOTE(limeuu @ Apr 4 2019, 11:55 PM)
it depends on your needs....

ambank is basically an international card, only usable for international flights....and has a wide range of lounges all over the world....but no domestic use....

rhb allows only msian lounges, but allows usage for domestic travels at ppl gateway....
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I know... see, it is different... doesn't look "closest" to replace....... that's what I meant.
ProxMatoR
post Apr 10 2019, 10:41 PM

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QUOTE(khairilhusni @ Apr 10 2019, 10:37 PM)
mega_shok.gif

didn't know this card..... sweat.gif sweat.gif sweat.gif

most likely because there are better cards out there heh
ProxMatoR
post Apr 18 2019, 10:21 PM

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QUOTE(swhite366 @ Apr 18 2019, 03:23 PM)
I received my Bigpay debit card yesterday, try to top up with my Ambank Ismalic Visa Signature CC but failed. The Bigpay App ask me to contact bank. Anyone have same experience?? Islamic Banking cannot work with Bigpay? Thanks...
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what's the error shows?
ProxMatoR
post May 1 2019, 11:32 PM

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QUOTE(charlesj @ May 1 2019, 11:03 PM)
1 card can only use for yourself OR swipe in for your friend.
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OOT: but would like to know is the "swipe for friend" is available to any other credit cards? (subject to that card is available to enter that lounge)

It is up to the lounge to give access right? not the card issuer right? sweat.gif sweat.gif sweat.gif

that day my friend asked me about this, and I asked him to give a try with this am wmc... as I have yet to try it that way.... hahaha....


ProxMatoR
post May 1 2019, 11:49 PM

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QUOTE(fruitie @ May 1 2019, 11:40 PM)
So far no issue in local PPL, tried in SG also OK. You must be present as you are the cardholder.
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QUOTE(limeuu @ May 1 2019, 11:44 PM)
the lounge will like to have as many customers as possible....so they have always accepted you swiping 2 cards, to allow a companion to enter....

they used to allow 2 separate cards from same bank....but after ambank clamped down, they seem to apply the same rule to all banks now....cannot use same bank....but different banks ok.....

so if you have 4 cards from different banks allowing entry, you can bring 3 companions in....but all 4 entries will use your boarding pass, not your friends'....
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super informative... thank you verrryyyy much.... so I can also do that end of this year too! rclxm9.gif rclxm9.gif rclxm9.gif and don't need to wait my friend's aus trip next month... hahahahahahah cool2.gif cool2.gif cool2.gif

This post has been edited by ProxMatoR: May 1 2019, 11:49 PM
ProxMatoR
post May 26 2019, 09:12 PM

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QUOTE(yexuansim831026 @ May 26 2019, 11:47 AM)
I have a trip to Korea on the coming June and I'm going to flight from Penang > HK > Korea. Currently i have both AMbank Visa signature/Islamic credit card which is entitle to access 5x PPL in airport for each card and I just want to seek for advice can i proceed the way below?

AMbank Visa signature > access the PPL in Penang airport.

Ambank islamic Visa signature > access PPL in HK airport.   

P/S: Based on the T&C from the bank only can access the PPL once per day. I feel very puzzle on this term.
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afair, that T&C is referring to the same PPL. you can call the CS to confirm

anyhow, if you are going to use it, do remember you will need to spend >RM500 for each free entrance...
ProxMatoR
post Jun 6 2019, 11:16 PM

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QUOTE(Human Nature @ Jun 6 2019, 07:56 PM)
Anyone able to detect what is the difference in terms of benefits between:

- AmBank Signature Priority Banking World MasterCard
- AmBank Signature Priority Banking Visa Infinite Card

Are you able to get the bank to 'offset' the SST?
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in the past, WMC has only 1% on forex spending... VI has 1+1.5%...

now, I don't know if still the same, but i assume it is.

others, no difference...
ProxMatoR
post Jun 7 2019, 12:26 PM

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QUOTE(limeuu @ Jun 7 2019, 08:32 AM)
Besides the lower exchange rate, now that you cannot use multiple cards to enter lounges, there isn't any advantage with the vi or to keep both cards ....I will be cancelling the vi soon.....
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referring to your multiple cards enter lounge... do you mean the one someone asked recently about can use different cards to enter different lounge within same day.. (KLIA & HKIA)?

or, we enter with 1 of the card, and another 1 enter for our companion, into the same lounge at same time?

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