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 Conditional High Yield Savings Account

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mamamia
post Oct 3 2020, 11:22 AM

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For RHB Smart account, is it compulsory must take their debit card?

If I’ve credit card, can I choose not to take the debit card? (to save RM8 annual fee)
mamamia
post Oct 6 2020, 02:15 PM

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QUOTE(kplaw @ Oct 6 2020, 12:28 AM)
u may consider signing up the joy@work to have the rm8 waived with conditions. for my case the conditions will be met as long as the deposit and spending conditions for the smart account are met. there's no extra charges for this joy@work benefit. pls check with the bank officer to find out more.
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Oops, I’ve open acc this morning without realise ur msg.. but joy@work should be for salary acc.. my co has fixed bank for salary acc.. not suitable for me
mamamia
post Oct 8 2020, 02:19 PM

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anyone use RHB online to pay TNB bill? May I know how long it took to update the payment to myTNB account?

I use Bill Pay > Open Payment... in the same day, i pay another TNB acc using Jompay, Jompay payment reflected in myTNB, but, the Bill Pay under Open Payment still yet to update in myTNB account. Wonder how long RHB take to process the payment...
mamamia
post Nov 1 2020, 11:31 PM

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QUOTE(hakkai0810 @ Nov 1 2020, 11:25 PM)
I paid Rm2 for each biller  biggrin.gif
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Salary must credit to HSBC? Too bad as my co has fixed bank for salary crediting..
mamamia
post Nov 18 2020, 04:39 PM

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https://www.facebook.com/560282259/posts/10...1764882260/?d=n

Something fishy, wonder how this happened..
mamamia
post Nov 18 2020, 04:55 PM

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QUOTE(GrumpyNooby @ Nov 18 2020, 04:47 PM)
My friend has been harassed for days by calls claiming that they're from AmBank saying that there's an outstanding amount for a credit card that is being applied at the Klang branch during X/X/2020 date while my friend is not from that state and never been to Klang before.

I insisted that my friend to ignore the calls only.
But the harasser called my friend several times with several different numbers.
I also asked my friend to just block those numbers.
But they're persistent and I asked my friend to just print the CCRIS report. If the stated card is valid, it'll be showed in the table in the CCRIS report.
However, my friend kept saying busy and no time to go to BNM etc.
Lastly, I asked my friend to just call AmBank official CS and check if my friend has any valid account/credit card with them.
At last, my friend rest relieved as the CS told him that he has no products with AmBank at all!

Let's be educated and stay calmed in dealing with this kind of situation.
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Wah, sound so scary.. but, I just wonder how the hacker manage to register OneToken without the OTP..
mamamia
post Jan 8 2021, 05:31 PM

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QUOTE(kart @ Jan 6 2021, 02:17 PM)
For RHB Smart Account and RHB Smart Account-i:

https://www.rhbgroup.com/others/highlights/...nt-i/index.html
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OMG, seem like the rate is reducing... mega_shok.gif

But, it mentioned the revised TnC will be effective 14 Jan 2021 n revised tnc will only available on 14 Jan 2021??

Is this consider giving 21 days notice without telling what are the revised terms?

This post has been edited by mamamia: Jan 8 2021, 08:09 PM
mamamia
post Jan 15 2021, 11:06 AM

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QUOTE(kart @ Jan 6 2021, 02:17 PM)
For RHB Smart Account and RHB Smart Account-i:

https://www.rhbgroup.com/others/highlights/...nt-i/index.html
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Now change to 17 Jan 2021

QUOTE
We would like to inform you that the Terms and Conditions for RHB Smart Account and RHB Smart Account-i will be revised effective 17th January 2021.
You may view the revised Terms and Conditions via this link after 17th January 2021.

mamamia
post Feb 3 2021, 05:30 PM

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QUOTE(7498 @ Feb 3 2021, 05:15 PM)
RHB Smart Account / Smart Account-i, which one to choose?

Is there min amount for the 3 bills paid online?


I already have a RHB savings account, can I avoid getting a new debit card for this smart account?
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1. Both account same, either one will do

2. no min amount
mamamia
post Apr 18 2021, 01:56 PM

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QUOTE(Sumofwhich @ Apr 18 2021, 11:26 AM)
Rhb Savers, JomPay to PBA bills not counted as bill payments, composed a message from inbox and they said will get back to me, see whether they can implement this.

Really plenty of room for improvements Rhb...
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But, I can use Jompay to TNB for RHB Smart acc to fulfill the 3x bill payment..
mamamia
post Apr 18 2021, 05:07 PM

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QUOTE(Sumofwhich @ Apr 18 2021, 03:14 PM)
yeah no issues with tnb. only pba not eligible yet even though both are jompay.
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So weird,. Thought it is based on payment method instead of merchant
mamamia
post May 3 2021, 12:32 AM

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QUOTE(!@#$%^ @ Apr 22 2021, 05:38 PM)
anybody's rhb smart account got problem? i cant transfer money in or out. waiting for them to call back, but i'm anxious.
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May I know for RHB app, where is the secure plus for authorisation? Last time I used RHB now (old app) and have no issue to get secure plus to authorise txn, but after I changed to the new RHB mobile banking app, i can’t seem to find the secure plus, when I use my pc to transfer above RM10k, there is no alert for me to approve in app..
mamamia
post Oct 31 2021, 11:42 AM

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QUOTE(prescott2006 @ Oct 31 2021, 11:16 AM)
For RHB Smart Account, I have paid RM1 to TIME on 28th Oct via RHBNow, but until now the "Bonus 2 Pay" under Transaction Running Table still show "3 to go". Anybody know why?
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when u pay r u choosing RHB Smart acc to be debited? Easier way is straight away use Jompay RM1 x 3, but, make sure it is debited to ur RHB smart acc n not other acc / credit card / debit card etc.
mamamia
post Nov 2 2021, 05:45 PM

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QUOTE(rocketm @ Nov 2 2021, 08:16 AM)
May I know what is the cutoff time for the fund in RHB Smart account to be consider for the day to calculate the daily interest?

For example, OCBC 360 account has a cutoff time at 9:45pm, any transactions done after 9:45pm is consider tomorrow date, thus the activity (bill payment and fund transfer) are on considered tomorrow.
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i think only OCBC has this kind of cutoff time for saving acc
mamamia
post Jan 5 2022, 12:16 PM

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QUOTE(contestchris @ Jan 5 2022, 01:36 AM)
RHB Smart Account has a nice interface in the app showing progress for the bonus interest rate.

user posted image
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is it only for android phone?

the app is RHBMobileBanking?
mamamia
post Jan 5 2022, 01:57 PM

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QUOTE(contestchris @ Jan 5 2022, 01:36 PM)
Yes mobile banking app, and I’m on Android indeed. iOS doesn’t show is it?
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Ya, can’t find in iOS app.. maybe new interface haven’t push to AppStore yet
mamamia
post Aug 10 2022, 08:26 AM

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QUOTE(c64 @ Aug 2 2022, 12:32 PM)
I think RHB Smart current account also amended liao. Last time, if my FD mature, dumps to the Smart Account for 1 day, considered as fulfill the RM2K savings. Now cannot already i think.
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FD from rhb or other bank? If from RHB, might not consider as fresh fund, since is from same bank
mamamia
post Nov 17 2022, 09:07 AM

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QUOTE(contestchris @ Nov 16 2022, 02:35 PM)
OCBC 360 now at 3.10%, HLB Pay & Save now at 3.05%.

Anyone have a historical movement of RHB Smart interest rates when OPR was falling? I’m just wondering why they’re not changing over the last 1.5 years since OPR has gone up 4 times now.
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When OPR drop, their rate still maintain at 2.85%
mamamia
post Nov 18 2022, 12:27 PM

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QUOTE(contestchris @ Nov 17 2022, 01:09 PM)
In June 2020 it was 3.25%

https://pictr.com/image/7xHCCv
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Is this include invest bonus interest?
mamamia
post Nov 18 2022, 02:56 PM

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QUOTE(contestchris @ Nov 18 2022, 01:42 PM)
No I can't recall but invest is not included here. Its beyond this. That's why it says 3.25% and above.
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maybe i join the boat late, as I only open RHB Smart account in Oct 2020 based on annual fee. So, all this while my memory is just 2.85%

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