No they still credited 2.85% interest only.
Use the interest they credited on 31/1 (0.05%) times 10. If it is same as one of the bonus interest (0.50%) they credited on 15/2, then you only getting 2.85% not 3.35%.

Eh yeah...mine also 2.85% only. How come yea?

wow kena cheated liao like this

Already report since 15/2/23 no feedback yet. All of us should report the issue to them to force them take action immediately.
RHB Smart Campaign Terms & Conditions apply. Campaign runs from 1 January 2023 - 31 December 2023. Eligible for selected RHB Customers. The Participant(s) is required to fulfil the qualifying requirements as defined in RHB Smart Campaign Terms & Conditions. For full Terms & Conditions, please click here

Their website mentioned only for selected customer but in their pdf is open for all.

OCBC 360 is not difficult:

Base rate = 0.1%
Deposit RM500 = 1.05%
Pay 3 bills = 1.05%
Spend RM500 on credit/debit card = 1.05%
Total = 3.25%
Same thoughts, the product page description is so confusing that I had to go to the branch for clarifications...
Wow... Really did not think of this. Sifu!!

Can really consider, even better if could get company to bank in salary there and get that 2% and make a total of 5.35% 😆

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Since SC PSA now changed the conditions, looking at UOB One seems it's the highest now? (Given RHB Smart is only 3.35% without salary direct bank in.)

hmm or is it EAR 3.6% for the whole 125k after factoring in 25k at 6%? my math not good. lol

what about 100k@4% + 25k@2%? will it give 125k@3.6% ?

So what is the EIR for 60k?

Since so many questions on "how to calculate EIR" and so on, I prepare an overview chart of how much your deposit amount can get you monthly 

What about using OCBC Premier Dividend? Much less complicated

New Option - Public Bank

https://www.pbebank.com/en/banking/savings-...avings-account/

I think max 2.2%

Hi fellow sifus. Just new to ocbc360 and been doing some research in the forum. I wanted to confirm with latest info
To maximize interest
One need to
1) Save(1.05%)-Transfer RM500 to the acc from other bank
2) Pay(1.05%)-Pay 3 bill via Jompay  minimum amount of RM10 for 3 different acc eg tnb,indah water etc via internet banking
3) Spend(1.05%)-Reload RM500 to ewallet using debit card/credit card such as tng ewallet .

This will make one entitled for 3.25% per annum right? Do correct me if I am wrong? If there is any easy way for this please kindly enlighten me also.

Fund transfer to distinct bank means I transfer let say RM1 to my other three bank acc which is both under my name. It will counted as paying three bills or need to be different persons other than myself?

Thanks for the clarification.
Then it is quite easy to achieve for fresh graduate. It could be choice for ppl still uncertain for digital bank such as GX bank since there do not have physical branches if any issue arise and fully relying on app and customer careline.

0.05% base rate
1.00% save rate
1.4% pay bonus (>RM50k without RM1k incremental increase)
1.4% spend bonus (>RM50k without RM1k incremental increase)
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Total = RM3.85%

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0.05% base rate
1.00% save rate
1.6% pay bonus (>RM50k with RM1k incremental increase)
1.6% spend bonus (>RM50k with RM1k incremental increase)
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Total = RM4.25%

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You can get 1.00% extra bonus rate if you use RHB as your salary crediting account via Joy@Work. You can activate it online or at RHB branch. Provided your work allow you to credit salary to RHB.

Still got people using OCBC360? RHB and UOB so much better since OCBC last revision.....