You can use Instant Transfer IBFT instead, Free till 31/12/17.

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Good news! From 1 October to 31 December 2017, you can make Interbank GIRO (IBG) and Instant Transfer (IBFT) payments to your loan and credit card from different banks at ZERO transaction fees. This promotion is only applicable for transactions via Maybank2u web and the NEW Maybank app.

Campaign Period: 1 October 2017 to 31 December 2017


Services Involved

Interbank GIRO (IBG) transfer to Credit Card & Loan accounts. RM0.11 is waived.
Instant Transfer (IBFT) to Credit Card & Loan accounts. RM0.53 is waived.
Login to Maybank2u now to enjoy unlimited transfers at no transaction costs!

**Note: Please be informed that the zero fee campaign is not applicable for future dated transfers and recurring transfers.

This post has been edited by ClarenceT: Nov 15 2017, 07:30 PM

0321768000

But I ended up having RM20+ extra cashback (6% on repeated debits) on Oct & Nov statements!

I got McD/KFC RM5/10 voucher, a few years ago.

Moving part of transactions from PBB VS to Maybank FCB VS.
And to get PB Quantum cards.

This post has been edited by ClarenceT: Dec 13 2017, 07:52 AM

Get PBB VI/WM for 3 additional PPL access.
Get PBB Quantum cards for Online and dining rebates.
So total 5 cards from PB.

UOB Yolo 5%/8% rebates (RM50 per calendar month but RM110k pool) on Online & Dining transactions effective 5/1. Alternative to PBB VS.

Complete 16 transactions of the first day of calendar month to qualify for 8%. Look like less restrictions on online transactions now. Then use Public VS on other days.

I am not UOB credit card holder, so not very sure.
I didn't apply for UOB Yolo till today as it is very troublesome and some categories were excluded (insurance, telco, utilities) at the beginning.
Just now I was looking for another card to replace Public VS on some online transactions but I didn't find too many exclusions on online transactions.

Still remember the monthly rebate was reduced from RM60 to RM50 in July 2015?
Public Bank Visa Signature v2
https://forum.lowyat.net/topic/3606285

Just because PB uses statement month to calculate cashback and statements for Principal and Supplementary can be separated and on different dates so we enjoy additional cashback through supplementary accounts.
If PB decides to change to use calendar month for cashback, then they can combine and limit the principal and all the supplementary accounts into 1 cashback only!

Don't over-do it. Otherwise PB will change the cashback calculation based on calender month instead of statement month, then you all cannot enjoy more than 1 cashback!

Must choose separate statements (preferably different statement dates) to get separate and additional cashback.
Eg 1 principal + 2 supplementary VS, each having his/her own statement, each entitled for max RM38 monthly cashback, so total max cashback is 3X RM38 (VS).

This post has been edited by ClarenceT: Dec 15 2017, 09:21 PM

Principal + Supp: Max CL RM15,000
Supp: Max CL RM5,000

Your 2nd TNB transaction and transactions on 19/11 and 21/11 also wasted as you would not get extra cashback. You already hit >RM600 on your first TNB transaction. You might use Quantum Visa instead as you would have collected some rewards points.

So some competitors giving up to participate the Grand Finale on Xmas Day!

% cashback is a bit misleading as transactions from supplementary cards are excluded in the year end summary but they also contributed to the special cashbacks (8X/10X).

If everyone go for 2xRM100, there will be 3000 winners. Then it is likely we still can get the special cashback on Wed-Fri. No rush to complete 2X on Monday.

Either RM10 or RM50 per week.

From my recent experience at another Disneyland using RHB VS, all the transactions at that Disneyland are treated as "theme park" so I got cashback for Entertainment!