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Credit Cards Public Bank Credit Cards V2, PB Visa Sig 6% & Quantum 5% Cash Back

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cybpsych
post Dec 7 2017, 08:29 AM

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QUOTE(MasBoleh! @ Dec 7 2017, 08:24 AM)
is it always 9 months 0% for other cards other than quantum?
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so far that i noticed biggrin.gif

the 12mth 0% Flexipay was introduced during Quantum launch. more like a card's benefits than a generic Flexipay offer for all cards.
cybpsych
post Dec 7 2017, 08:03 PM

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QUOTE(drbone @ Dec 7 2017, 07:02 PM)
Bros and Sisters , based on everyone's experience here, the PB Bank cash rewards promo has been around for a long time? I only got introduced to this 5X/10X and 6X/10X cash rewards promo in the last 8 months.
I am asking this because I want to know whether this rewards campaign will continuously be replaced with newer ones once the 21 weeks is over each time.
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here's what i tracked for the recent swipe campaigns. there are other older campaigns before, i just skipped those here.

"Get Rewarded" was a bonus whereby it was published before "Swipe More" ended.

Get Rewarded with PB Cash01 Aug 2017 to 31 Dec 2017
Swipe More For PB Cash06 Mar 2017 to 30 Jul 2017
1 Million Cash Back with PB Swipe03 Oct 2016 to 19 Feb 2017
Save More with PB Cash Back06 Jun 2016 to 04 Sep 2016

i just dreaded Jan 2018 would come those swipe with RM200/500/1000 (e.g. 1 Million CB Campaign), whereby weekly quota depleted within Mon-Tue!

for those 5x/10x swipes, at least there are more chances for others, even until Wed-Thu swipes still eligible for the week.

QUOTE(hafizhans @ Dec 7 2017, 03:52 PM)
if apply thru RP, can still join campaign 2 or not?
i go thru t&c twice, still cannot confirm sweat.gif
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you sure?

user posted image

This post has been edited by cybpsych: Dec 7 2017, 08:26 PM
cybpsych
post Dec 7 2017, 08:09 PM

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// 07 DEC 07 DEC (DGP) GET REWARDED C/BACK-WK11 50.00 CR //

looks like last Monday's Cash MegaBonus is for Week10 thumbup.gif

This post has been edited by cybpsych: Dec 7 2017, 08:30 PM
cybpsych
post Dec 8 2017, 08:20 AM

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QUOTE(hafizhans @ Dec 8 2017, 08:11 AM)
campaign 2: usage campaign also consider acquisition offer eh?
ok2, then better go for PB offer, can enter campaign 2 also.
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what is campaign 2?

your original question was about signup offers, so it's between RP vs PB.
cybpsych
post Dec 8 2017, 10:26 AM

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QUOTE(hafizhans @ Dec 8 2017, 10:18 AM)
this one, kan got 2 campaign, 1 acquisition, other one usage.
was thinking to get tng from RP, then enroll for campaign 2.
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that is only one campaign. all need to spend to get the gifts.
cybpsych
post Dec 8 2017, 05:17 PM

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// 08 DEC 08 DEC (DGP) GET REWARDED C/BACK-WK12 50.00 CR //

keep 'em coming! laugh.gif
cybpsych
post Dec 10 2017, 08:51 AM

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QUOTE(kart @ Dec 10 2017, 07:36 AM)
For “Get Rewarded with PB Cash” Promotion

Just to confirm, to get RM 50 cashback for this promotion, can I use my PB Quantum MasterCard to pay 10 times (of RM 50 each) in Maxis Pay portal (https://pay.maxis.com.my) on Monday and Tuesday (within this two days)?

Even after getting the default 5% cashback (which is the feature of PB Quantum MasterCard), I am still eligible to get the RM 50 cashback from “Get Rewarded with PB Cash” Promotion, right?

Thank you for your confirmation. smile.gif
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use [SEARCH], there are answers in here as well as previously closed-threads.
cybpsych
post Dec 11 2017, 10:36 AM

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QUOTE(SzeMeng76 @ Nov 24 2017, 02:16 AM)
Taobao Hangzhou can't get 5% automatically, need to email /call CS and they will credit back manually.
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QUOTE(ysling @ Dec 11 2017, 10:34 AM)
Taobao transaction (paid through Alipay) is not considered online transaction?

Didn't seem to get any cash back using quantum mastercard
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cybpsych
post Dec 12 2017, 11:36 AM

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QUOTE(ckweng @ Dec 12 2017, 11:27 AM)
Some may have already confirmed this:

I think the problem with Lazada transactions not getting cashback is officially over. I've gotten 6% and 5% cashbacks for VS and QM regardless of payment method, be it directly credit card or through Paypal.
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likely they blanket-inclusive Lazada as eligible transaction.

some recent users still reporting Lazada as "direct marketing"
cybpsych
post Dec 13 2017, 06:30 AM

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QUOTE(ckh6003 @ Dec 12 2017, 11:08 PM)
PB Bank going to withdraw some features of credit card  cry.gif
Luckily, PB Quantum card features will remain unchanged  thumbup.gif 

Revision of Credit Card Features

Dear Valued Cardmembers,

Kindly be informed that effective 1 January 2018, card features for the following PB/PIBB Credit Cards will be revised as follows :-

PB Visa Signature 
- 6% Cash Back on online, dining and grocery transactions with monthly capping at RM38
- 2x complimentary Plaza Premium Lounge access in Malaysia in a calendar year
- Automatic Travel Insurance of up to RM500,000
Revision of Credit Card Features
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was expecting extension of Flexipay/BT mega_shok.gif

QUOTE(LostAndFound @ Dec 13 2017, 05:42 AM)
Cap RM38 only wor....

Wonder whether 1st January means spending end December (assuming statement date is somewhere mid December) still max RM50.
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yeah, same thought too. cutoff is by statement or really by calendar date. if so, by transaction or posting date (?).

QUOTE(DarReNz @ Dec 13 2017, 05:46 AM)
hmm like that can only spend RM633 to hit capping of RM38  sweat.gif
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PBB VS = PBB Quantum MC + Grocery vmad.gif


pray they didnt FIX the split-statement/cashback pool!
cybpsych
post Dec 13 2017, 08:08 AM

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QUOTE(Leroi2x @ Dec 13 2017, 07:55 AM)
Thanks dude ,btw 20k for quantum card is quite a large amt
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that is why smart ones avoid pledging for cc. if possible, get the normal way. else use other cards/banks. keep your cash for better use elsewhere.

QUOTE(wjchay @ Dec 13 2017, 07:59 AM)
Thanks for sharing. Seems like PB is getting back to stingy again. PB VI, PB WMC lounge access also reduced and I will have to look for new cards for cb in 2018  sad.gif

btw, I also confirmed with cs that my swipes at aeon big endah parade sri petaling electronics counter are eligible for cb, the terminal is using grocery mcc.
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no issues with aeon big or tesco electronics section. they have single mcc anyway. biggrin.gif
cybpsych
post Dec 13 2017, 08:13 AM

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QUOTE(janson_kaniaz @ Dec 13 2017, 08:11 AM)
I’m OK with the revision as long as they keep the Monday promos coming.
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laugh.gif true true, and keep the split statement UNFIXED.

time to apply more Quantum Mastercard supp cards to spread the spending.
cybpsych
post Dec 13 2017, 09:53 AM

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QUOTE(MGM @ Dec 13 2017, 09:25 AM)
VS 6% rm38 CB still better than than Quantum 5% rm30 CB. Should get more VS supp.
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not everyone can get so many supp cards la. especially with split statement, difficult to get PBe access too. and no, i dont wait for monthy statement, unbilled transaction checking is my preference, so PBe access is part of the consideration too.

now, i'm getting more quantum supp cards for my existing VS supp cardholders. tongue.gif

QUOTE(LostAndFound @ Dec 13 2017, 09:29 AM)
Don't cancel man, 6% cashback on no minimum spend is very good di...
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exactly. keep the card! laugh.gif find more ways to spread the spending for the "removed" RM12 cashback. laugh.gif laugh.gif
cybpsych
post Dec 13 2017, 09:57 AM

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QUOTE(sendohz @ Dec 13 2017, 09:54 AM)
Or you guys can just aim for the lower CB campaign of 6 swipes instead of 10 swipes since the cap is lowered down biggrin.gif
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still no sign of new swipe campaign next month/year. sweat.gif
cybpsych
post Dec 13 2017, 11:36 AM

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QUOTE(ckh6003 @ Dec 12 2017, 11:08 PM)
PB Bank going to withdraw some features of credit card  cry.gif
Luckily, PB Quantum card features will remain unchanged  thumbup.gif 

Revision of Credit Card Features

Dear Valued Cardmembers,

Kindly be informed that effective 1 January 2018, card features for the following PB/PIBB Credit Cards will be revised as follows :-

PB Visa Signature 
- 6% Cash Back on online, dining and grocery transactions with monthly capping at RM38
- 2x complimentary Plaza Premium Lounge access in Malaysia in a calendar year
- Automatic Travel Insurance of up to RM500,000
Revision of Credit Card Features
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QUOTE(akky @ Dec 13 2017, 11:08 AM)
Is that true the VS cb reduced?
I just get my approval last week and now waiting for the card to reach me.
I still thought I finally got a cc that suitable for me. lol
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errrr as true as pbb website
cybpsych
post Dec 13 2017, 02:02 PM

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kinda odd when the income requirement not dropped below RM100k hmm.gif confused.gif
cybpsych
post Dec 13 2017, 02:11 PM

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QUOTE(tan_aniki @ Dec 13 2017, 02:06 PM)
they make it capped lower at RM38 means i got RM200 less urge to spend on it
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from card's point of view, less RM200 spending is still bareable, but probably wont be enough for any future swipe campaigns biggrin.gif
cybpsych
post Dec 13 2017, 02:18 PM

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QUOTE(MGM @ Dec 13 2017, 02:16 PM)
Luckily  principle and supp  still earn their own CB.
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that's one awesome bug that we are not sure if still left untouched, come 1 Jan 2018 rclxub.gif
cybpsych
post Dec 13 2017, 02:53 PM

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QUOTE(laymank @ Dec 13 2017, 02:51 PM)
shocking.gif  what happened? I just checked the T&C, still show 3 until end of the year.
Was there an announcement?
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now doesnt mean NOW la

2x next year lorr
cybpsych
post Dec 13 2017, 05:29 PM

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QUOTE(andrekua2 @ Dec 13 2017, 05:17 PM)
Mostly using Samsung Pay with debit card nowadays.

Anyway, did PBB mess up again? I'm getting a lot more cb than I should. I only had 2 dinners less than RM300. However I'm getting RM4x cb. Those 10 transactions with Maxis Pay counts as online too? Other than that, I don't see other transaction. Hmmm..
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maxispay is online le

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