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Credit Cards Maybankard 2 Gold & Platinum Cards V19, 5% with M2 Amex on ALL WEEKEND spend

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ClarenceT
post Aug 16 2018, 12:10 PM

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QUOTE(timo1003 @ Aug 16 2018, 12:01 PM)
M2 Gold only and CC limit not >8k. I got it 3 years ago and had just started working then.
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Then you cannot request to add FCB VS with your existing credit limit.
You need to apply for FCB VS with your latest income documents, if approved then FCB VS and your M2 Gold will share a revised credit limit by Maybank (Conventional).

Maybank Islamic Berhad will reject your application for Ikhwan cards. You need to apply for a new credit limit from Maybank Islamic (ie cannot share with Maybank conventional). You may discuss with Maybank card centre, reduce your existing CL with Maybank by RM2000 and reassign it to Maybank Islamic to get Ikhwan CCs, but not always approved by Maybank Islamic.
beaverknight
post Aug 16 2018, 12:35 PM

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QUOTE(David83 @ Aug 16 2018, 11:28 AM)
Could be the merchant hasn't initiate the clearance.
You can call CS to check if the transaction is captured.
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So the payment with the visa should be posted together within the Amex account?
cybpsych
post Aug 16 2018, 12:40 PM

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QUOTE(beaverknight @ Aug 16 2018, 12:35 PM)
So the payment with the visa should be posted together within the Amex account?
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no.

visa transaction in visa account.
amex transaction in amex account.

your visa transaction probably not yet posted (settlement not done by merchant/seller).
timo1003
post Aug 16 2018, 12:51 PM

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QUOTE(ClarenceT @ Aug 16 2018, 12:10 PM)
Then you cannot request to add FCB VS with your existing credit limit.
You need to apply for FCB VS with your latest income documents, if approved then FCB VS and your M2 Gold will share a revised credit limit by Maybank (Conventional).

Maybank Islamic Berhad will reject your application for Ikhwan cards. You need to apply for a new credit limit from Maybank Islamic (ie cannot share with Maybank conventional). You may discuss with Maybank card centre, reduce your existing CL with Maybank by RM2000 and reassign it to Maybank Islamic to get Ikhwan CCs, but not always approved by Maybank Islamic.
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I see. Thanks very much for the replies Clarence. Appreciate it. Guess I will have to give up on the Ikhwan card and try my luck on the FCB card.

Would it help if I request for my Maybank2 Card CC limit to be increased (of course once I have reduced my CIMB limit) instead? Or does it have to be Maybank2 Platinum and CC limit >8k?

Also, my income now (this year) would actually meet the Maybank2 Platinum annual income requirement of 60k, though it's not technically 1 year yet. So should I request for my Maybank2 card to be changed to platinum instead (as this would indirectly also increase the CC limit? just a guess) and not request for a CC limit increase instead?

This post has been edited by timo1003: Aug 16 2018, 12:53 PM
ClarenceT
post Aug 16 2018, 01:08 PM

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QUOTE(timo1003 @ Aug 16 2018, 12:51 PM)
I see. Thanks very much for the replies Clarence. Appreciate it. Guess I will have to give up on the Ikhwan card and try my luck on the FCB card.

Would it help if I request for my Maybank2 Card CC limit to be increased (of course once I have reduced my CIMB limit) instead? Or does it have to be Maybank2 Platinum and CC limit >8k?

Also, my income now (this year) would actually meet the Maybank2 Platinum annual income requirement of 60k, though it's not technically 1 year yet. So should I request for my Maybank2 card to be changed to platinum instead (as this would indirectly also increase the CC limit? just a guess) and not request for a CC limit increase instead?
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Apply M2 Platinum and FCB VS at the same time. From my experience, your CL will be automatically revised by Maybank.
https://www.maybank2u.com.my/iwov-resources...ardApp_Form.pdf

Once approved, cancel the M2 Gold.

P/S: SST should be implemented from 1/9/18, so if the new CCs are issued after 1/9, you may have to pay SST.

beaverknight
post Aug 16 2018, 02:35 PM

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QUOTE(cybpsych @ Aug 16 2018, 12:40 PM)
no.

visa transaction in visa account.
amex transaction in amex account.

your visa transaction probably not yet posted (settlement not done by merchant/seller).
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Ok thanks, shall wait for it then nod.gif
owenwong84
post Aug 16 2018, 04:04 PM

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for amex 5% cb weekend,
i pay bills , lazada/shopee entitle for cashback?
jiaen0509
post Aug 16 2018, 04:14 PM

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QUOTE(owenwong84 @ Aug 16 2018, 04:04 PM)
for amex 5% cb weekend,
i pay bills , lazada/shopee entitle for cashback?
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» Click to show Spoiler - click again to hide... «

Thanks ClarenceT for correction. You will get the Cashback if the website/merchant support AMEX. Since Lazada and Shopee do not support AMEX, so you cannot use AMEX for payment and cashback biggrin.gif
Btw, TNB, TM can use AMEX.

This post has been edited by jiaen0509: Aug 16 2018, 04:19 PM
ClarenceT
post Aug 16 2018, 04:15 PM

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QUOTE(owenwong84 @ Aug 16 2018, 04:04 PM)
for amex 5% cb weekend,
i pay bills , lazada/shopee entitle for cashback?
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QUOTE(jiaen0509 @ Aug 16 2018, 04:14 PM)
Yes. You will get the cashback.
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No for Lazada and Shopee.
cybpsych
post Aug 16 2018, 04:15 PM

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QUOTE(owenwong84 @ Aug 16 2018, 04:04 PM)
for amex 5% cb weekend,
i pay bills , lazada/shopee entitle for cashback?
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it does not matter what/where you pay.

more relevant question is: does these sites/portals accept amex?
owenwong84
post Aug 16 2018, 04:20 PM

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QUOTE(cybpsych @ Aug 16 2018, 04:15 PM)
it does not matter what/where you pay.

more relevant question is: does these sites/portals accept amex?
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oh sad... no amex.
reload boost also no amex.

shadow_walker
post Aug 16 2018, 04:47 PM

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QUOTE(owenwong84 @ Aug 16 2018, 04:20 PM)
oh sad... no amex.
reload boost also no amex.
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its okay bro..now more merchants can use amex online. at least most travel sites accepts amex rclxms.gif rclxms.gif
!@#$%^
post Aug 16 2018, 04:50 PM

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With regards to the SST on dual card, i have received feedback as below:

We acknowledge receipt of your email. We would like to inform that any changes will be informed once we have officially received confirmation from Bank Negara. We appreciate if you could refer to our maybank2u website for any announcement in regards to the matter.
#Victor
post Aug 16 2018, 04:56 PM

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Wow, the new Maybank2U portal now have this analysis chart in cards section.
user posted image
cybpsych
post Aug 16 2018, 04:57 PM

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QUOTE(alexanderclz @ Aug 16 2018, 04:50 PM)
With regards to the SST on dual card, i have received feedback as below:

We acknowledge receipt of your email. We would like to inform that any changes will be informed once we have officially received confirmation from Bank Negara. We appreciate if you could refer to our maybank2u website for any announcement in regards to the matter.
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iinm, each banks need to send in request to BNM for approval before imposing the SST (or any charges) down to customers.

QUOTE(#Victor @ Aug 16 2018, 04:56 PM)
Wow, the new Maybank2U portal now have this analysis chart in cards section.

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yep, 3 new features, actually

Dear Valued Customer,

We have added three new features to provide you with a better banking experience.

Goal Savings Plan
Get more from your money! Experience the new digital savings tool in Maybank2u to track your savings while you earn interest on top of your savings within the goals setting duration. Click here for more info

Card Spending Pattern
Find it difficult to track your credit card and debit card usage? Overcome this easily with the card spending tracker that displays your card spending pattern in 14 categories. Click here for more info

Insurance Dashboard
You can now view and check your insurance policies Online! With the all-in-one dashboard, you can view Etiqa Takaful Life and General Insurance policies with details such as sum covered, expiry date and more. For existing policyholders, login to view your insurance dashboard today


This post has been edited by cybpsych: Aug 16 2018, 04:59 PM
!@#$%^
post Aug 16 2018, 04:58 PM

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QUOTE(cybpsych @ Aug 16 2018, 04:57 PM)
iinm, each banks need to send in request to BNM for approval before imposing the SST (or any charges) down to customers.
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i thought this time BNM will send order to charge customers. lol.
cybpsych
post Aug 16 2018, 05:00 PM

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QUOTE(alexanderclz @ Aug 16 2018, 04:58 PM)
i thought this time BNM will send order to charge customers. lol.
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SST from RMCD, but because banks need to impose it, they need to get approval regardless. really bangwall.gif
timo1003
post Aug 16 2018, 06:19 PM

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QUOTE(ClarenceT @ Aug 16 2018, 01:08 PM)
Apply M2 Platinum and FCB VS at the same time. From my experience, your CL will be automatically revised by Maybank.
https://www.maybank2u.com.my/iwov-resources...ardApp_Form.pdf

Once approved, cancel the M2 Gold.

P/S: SST should be implemented from 1/9/18, so if the new CCs are issued after 1/9, you may have to pay SST.
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Ok. Got it. Thanks so much for the assistance.
Sumofwhich
post Aug 16 2018, 06:49 PM

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Thanks for the helpful tips regarding emailing to mbb card services after getting a rejection from m2u online, requested to assign 1k CL to my Ikhwan Petronas, it has been approved finally! At the same time just got approved for my Affin BHPetrol 10% for new cardholders 😂
cybpsych
post Aug 16 2018, 08:04 PM

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https://www.tgv.com.my/promotions/promos/maybank-swipe-win

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