Family of 2 (29 yo)
House = RM3300
Car x 2 = RM1500
Petrol = RM500
Medical Insurance x 2 = RM500
T & G = RM200
F & B = RM1500 - RM2000
Vacation = RM1500 - RM2000 (total vacation this year / 12)
Personal Loan = RM1,300
Parent x 2 = RM1,600
Shopping, entertainment = RM500
Telco, utilities, household exp = RM700
PTPTN = RM200

Total = RM13,300 - 14,300

Damn, that's a lot. Both of you working?

i see so as for management level how much is the take home salary usually?

Well you dont compare that way don't you? In Malaysia for the apartment in MT Kiara most likely you would not be able to afford it in local term.

wow that's very low considering the living expenses in HK.. Guess Malaysia is still a better place.

Salary depends very much on the industry I guess. Finance will definitely be higher here in HK. Mid management I think its 50K-70K, and Sernior management is about 100K. What I am getting now is actually much higher than industry average simply because they have been looking for year to fill this position and also I have a good HH.

I know I cannot compare...but human will still compare... Moving from KL->Tokyo->HK...house size getting smaller but the money I am paying is getting higher!

If you talked about "space" then definitely Malaysia is better. But if you are a fresh grad, young and energetic, HK is one of the place to be. Things are moving fast, more international exposure and also the China factor as well. Also here its always about $$$. But yeah, nothing beats the food, life and spaces in Malaysia....and also the "traffic"

petrol / groceries = 500
insurance = 300
maintenance & sinking = 290
unifi = 160
astro = 120
elect = 60-80
water = 0
other expenses = 400 per week / 1600 month

No lar, "traffic" has been slowing down actually. With KL express integrating Putra and Star. Uber and Grab and also reduced in businesses marginally. KL traffic seems to be good compared to other Asian cities

But yea, HK is moving really fast. Have to lar, across the crossway China is also super competitive.

wow i am curious how much your monthly household income is

Monthly expenses []

This post has been edited by yenchex: Jan 6 2018, 01:35 PM

Normal.

Now continue to arm ur career and get higher salary..
Quite a number of people in their early 30 that i know is taking a 10grand pay cut.. net around 8k+

If you r in that bracket, then there is good balance to save up

Early 20s. Single.
Around

600 car
200 petrol
200 family mobile bill
2k insurance
10k investments total
1k food and entertainment

Nice, you spend considerably less than other posters. It's recommendable and by spending less you are one step closer to financial freedom.

Wow you must be doing financially well, 14k per month for someone in early 20s is no easy feat.

Wow. How much is your salary range?

I spend about 60% of my income)

I make a Google Sheet to track and plan my monthly spending.

For now:

Sent to parents: RM1000.00 both not working and my dad just as hobbyist taking care his small coffee farm.

Apartment rental: RM950.00

Electric and Water: +- RM110.00

Food: RM400.00 - RM600.00 depends on mood, but Max RM600.00 so far when I check back my expenses using Money apps.

Leisure: RM200.00

PTPTN: RM140.00

Transportation: RM100 (Grab n LRT - No car yet, just move to KL 3 months ago, I buy old car cash back in my home town)

House Internet: RM90.00

Phone: RM30.00 - RM60.00 (I use two sim card, one is standby, only reload when it come to it's grace period)

Personal care: RM100.00
Clothing: Nil (Will buy when necessary or when Zalora and Lazada on sale)

Wish list: RM500 - RM1000 depends on the wish list.
Usually the wish list is to buy equipments for my freelance business also, so it contribute back to my side income. When traveling or vacation, will use this allocation + food + leisure + transport combined together for that particular months.
Now I'm wondering if taking lump sump loan to buy the equipments and pay them slowly later is better?

Online Business: RM200.00 - RM500.00 depends on ads running.

Savings: RM0.00 (Ha ha ha) *facepalm* I believe in growing my side income first.

This post has been edited by wgn_white: Aug 25 2017, 04:41 PM

housing loan - 2000
car loan - 900
insurance - 1000
utilities - 200
kids - 1000
internet - 180
phone - 130
groceries - 500 to 800
petrol - 400
give parents - 200
f&b - 500
others - 300 - 500

roughly around 7-8k, 33yo with 3kids, wife income alone already enough to cover

Single late 20s

House loan 1k
Food 400
Groceries, family gathering, petrol 600
Entertainment nil
Shopping nil

All others go into investment.

Sad life lol

1.1 juta Rupiah - room rental
Miscellaneous spending - 12juta Rupiah
Supplement for myself and Gf - 6juta rupiah

Income = 0

Just move to Indo early this month . Not working now...

What do you think of the living cost in Indonesia compared to Malaysia?