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What's your monthly expenses
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BabyKong
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 Aug 4 2021, 12:42 PM
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New Member
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Single Lady (28 years old)
Fixed commitment
Mum's allowance - RM500
Rental - RM350
Car - RM570
PTPTN - RM200
Phone - RM60
Living Cost
Petrol - around RM200
toll - around RM200
Grocery - around RM300
Eating out / delivery - around RM200
Entertainment - around RM200 (will try to save it from the ‘EatingOut' & 'Grocery' part
Saving
around 1k-2k monthly
occasionally more due to company bonus.
TBH, upon excluding all the fixed commitment, my living cost can be <RM1000, including buying skin care and sometimes clothes.
The amount that I am saving right now, is >40% of my fixed gross income as I have other income source too.
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MUM
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Aug 4 2021, 12:46 PM
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QUOTE(BabyKong @ Aug 4 2021, 12:42 PM) Single Lady (28 years old) Fixed commitment Mum's allowance - RM500 Rental - RM350 Car - RM570 PTPTN - RM200 Phone - RM60 Living Cost Petrol - around RM200 toll - around RM200 Grocery - around RM300 Eating out / delivery - around RM200 Entertainment - around RM200 (will try to save it from the ‘EatingOut' & 'Grocery' part Saving around 1k-2k monthly occasionally more due to company bonus. TBH, upon excluding all the fixed commitment, my living cost can be <RM1000, including buying skin care and sometimes clothes. The amount that I am saving right now, is >40% of my fixed gross income as I have other income source too. good saving numbers   ,...and hopefully the money you saved will continue to grow,...just beware of scams.....they can come in many forms  |
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BabyKong
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Aug 4 2021, 01:25 PM
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New Member
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QUOTE(MUM @ Aug 4 2021, 12:46 PM) got scammed last year.. 5k gone another 5k still stuck in stock market due to wrong investment... lesson learnt: dont keep too much cashflow with myself |
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MUM
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Aug 4 2021, 01:31 PM
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QUOTE(BabyKong @ Aug 4 2021, 01:25 PM) got scammed last year.. 5k gone another 5k still stuck in stock market due to wrong investment... lesson learnt: dont keep too much cashflow with myself  too much cash flow will lead one to be scammed or buy the wrong stock for investment?  |
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S_SienZ
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Aug 4 2021, 02:26 PM
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Getting Started
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QUOTE(BabyKong @ Aug 4 2021, 01:25 PM) got scammed last year.. 5k gone another 5k still stuck in stock market due to wrong investment... lesson learnt: dont keep too much cashflow with myself Odd takeaway that. Just exercise a bit more caution with investments and learn to conduct due diligence. Savings and cashflow is always a good thing. |
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klehfeh
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Jan 24 2022, 02:08 PM
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Getting Started
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QUOTE(BabyKong @ Aug 4 2021, 01:25 PM) got scammed last year.. 5k gone another 5k still stuck in stock market due to wrong investment... lesson learnt: dont keep too much cashflow with myself May I know what scam is it so that we can avoid, thanks |
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