QUOTE(youngkies @ Oct 30 2007, 04:21 PM)
realistic for luxury lifestyle.
rent: £400 is sufficient for a good enough room. shared house.
mobile phone: £30 (standard starting price for all network with 200 mins), could be cheaper like effective £5 monthly for 200 mins from some website.
food: £200 is enough if you cook yourself, can enjoy quite good food. could be as low as £120 if you are a saver. £600 is enough for you to eat outside daily.
clothing: it all depends on you. 1 or 2 winter wears costing around £30-80 is sufficient to get you through the whole winter. sometime you can get cheap clothes on sales. not necessarily to spend £200 monthly for clothing, in the end if you cant bring all of them back malaysia, you are wasting your money.
travel: what kind of travel? underground tube passes or travelling to other places?
entertainment: what sort of entertainment? £100 is enough for decent entertainment, you might save £100 if you have boring lifestyle or you might spend more than that if you go to pub/disco/cinema every day. highly subjective.
others: what others?
include utility bills if it is not included in your accommodation rent. costing about £60-200 per month, water, electric, gas, tv license, council tax etc.
Thanks! I'm estimating these with 'middle-upper' spendings in mind, hence the slightly 'over-estimated' figures.
I think rent of GBP600 (incl. bills, and council tax) should be a realistic one.
For food, I think lunch will eat outside in some restaurants or pubs; dinner will be some home cook meal (thank god I can cook!) and some occasional restaurant meals. So, I think I will re-estimate it to GBP400.
Clothing is just an estimate that if I buy two pieces of clothing items per month. So, I think I will re-estimate it to GBP100.
Travel is an estimate with underground tube passes (assuming that I live in zone 6, and work in zone 1).
I am a fun guy who likes entertainment: movie, music, pup, clubbing... hence the GPB100 entertainment
Others is just some reserved fund for emergencies, but if untouched, will be accounted for as savings...