Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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 May 25 2018, 05:02 PM
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#1
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Junior Member
195 posts Joined: Mar 2018 
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How long does it take to know whether my credit card application is approved/rejected?
Maybank FC Barcelona Visa Signature? I applied on the 8th of May 2018. No sms or anything yet.. Checked at maybank2u as well.. High chance of being rejected since it is more than 2 weeks? This post has been edited by yongs90: May 25 2018, 05:05 PM |
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May 26 2018, 09:37 PM
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#2
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Junior Member
195 posts Joined: Mar 2018
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QUOTE(AgFx @ May 25 2018, 07:09 PM) You applied via branch or online? If online I think will be less than 1 week. Normally 3-4 days will know the outcome. I applied online. I have just called and ask. Maybank customer service told me that my application has been rejected. They mention that I do not meet the requirement. No further explanation. I think I have made a mistake which is applying many credit cards together in just a very short period? This post has been edited by yongs90: May 26 2018, 09:38 PM |
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Jun 4 2018, 07:14 PM
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#3
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Junior Member
195 posts Joined: Mar 2018
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would conventional and islamic credit card share the same credit limit?
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Jul 4 2018, 09:45 PM
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#4
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Junior Member
195 posts Joined: Mar 2018
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QUOTE(David83 @ Jul 3 2018, 10:18 PM) Sorry, for a quick question here. In my humble opinion, I think RinggitPlus represent themself.Not sure if being asked before. For those free gifts we get from applying via RP and similar website/agency, those free gifts are funded by who? RP finds sponsorship themselves? Or the representing bank? Sorry for the noob question. Curiosity kills the cat! They entice us with free gifts, but they probably offset it with commission they receive from bank. This post has been edited by yongs90: Jul 4 2018, 09:46 PM |
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Aug 28 2018, 03:23 PM
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#5
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Junior Member
195 posts Joined: Mar 2018
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credit card statement date: 27th aug 2018
credit card payment due date: 16th sept 2018 so transactions from 28th jul 2018 till 27th aug 2018 will be computed. cashback for transaction from 28th jul 2018 till 27th aug 2018 will be computed. if cashback is based on spending eg. 1st RM5000, cashback 0.6% Next spending, cashback 1% so, if I've already spend RM7000 from 28th jul 2018 till 27th aug 2018. RM5000, cashback 0.6% = RM30 RM2000, cashback 1% = RM20 What if I spend another RM3000 on 28th Aug 2018? Will I receive cashback of 0.6% or 1%? Assuming that the card is terminated on 1st September 2018. |
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Sep 9 2018, 05:13 PM
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#6
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Junior Member
195 posts Joined: Mar 2018
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mind sharing any experience from banks that are
a. willing to absorb\waive RM25 SST for new\existing cards? b. offset via points redemption? [let me know if there is a better word instead of offset] a. absorb\waive RM25 SST for new\existing cards? CIMB (new cards) QUOTE(cybpsych @ Sep 9 2018, 08:28 AM) RM25 Welcome Bonus* for all Credit Card customers b. offsetting RM25 SST for new\existing cards via points redemption1 September 2018 Promotion valid from 1st Sept to 31st Dec 2018. Apply online now! *Terms and Conditions apply. Click to find out more: CIMB Bank Credit Card or CIMB Islamic Credit Card Refer to post 1190 https://forum.lowyat.net/topic/4475541/+1180 ambank 7000 (ambonus points) = RM25 2850 (bonuslink points) = RM25 QUOTE(cybpsych @ Sep 1 2018, 11:02 PM) Redeem 7,000 AmBonus Points and get RM25 to offset your Credit Card Service Tax! Redemption is applicable to both Principal and Supplementary Cardholders of AmBank Credit Card/AmBank Islamic Credit Card-i except for Cards without AmBonus Points. maybankRedemption is applicable from 1 September 2018 onward. Terms and conditions apply. ** Redemption must be made within 2 months of the Credit Card Service Tax billed to your Card. ** Find out more at https://www.ambank.com.my/eng/deals-page/Am...ewardsCatalogue  Added on Offset your RM25 Credit Card Service Tax by redeeming 2,850 BonusLink Points! Redemption is applicable to all AmBank BonusLink Visa and AmBank M-Card Cardholders who are BonusLink Primary Members. Cardholders may redeem in multiples of RM50 plus redeem 2,850 BonusLink Points and offset your RM25 Credit Card Service Tax! Redemption is applicable from 1 September 2018 onwards. Terms and conditions apply. Find out more at https://www.ambank.com.my/eng/deals-page/Am...sLinkCashCredit  Refer to post 764 https://forum.lowyat.net/topic/4444990/+760 10,000 treat points This post has been edited by yongs90: Sep 10 2018, 12:30 AM |
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Sep 10 2018, 12:46 AM
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#7
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Junior Member
195 posts Joined: Mar 2018
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anyone has tried requesting to transfer the balance transfer repayment
a. from card A to card B from same bank, and then cancel card A once successfully transferred. b. from card A to card B from conventional bank to islamic bank (vice versa), and then cancel card A once successfully transferred. Will there be any charges such as early settlement\processing fees\et cetera? |
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Feb 15 2019, 12:33 PM
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#8
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Junior Member
195 posts Joined: Mar 2018
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SCB (new cards)
Liverpool FC Cashback Just One Cashback Platinum maybank (new) fc barcelona HSBC (new) Visa Platinum MPower Platinum Card-i (old) Hong Leong (old) essential visa ambank (old) al taslif bonuslink carz Which of the above should I cancel. 1. Aiming for cashback ONLY. Points also OK la for (HSBC Visa Platinum) 2. Annual fees. free for life or minimum 12 swipes 3. electronic goods, sometimes grocery, sometimes fine dining, casual shopping, fast food (mcdonalds, etc)... 4. no overseas traveling This post has been edited by yongs90: Feb 15 2019, 12:34 PM |
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Feb 15 2019, 01:20 PM
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#9
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Junior Member
195 posts Joined: Mar 2018
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QUOTE(sj0217 @ Feb 15 2019, 01:03 PM) Based on your preference, I would suggest to cancel as below:- which can i use for petrol?- all AmBank credit card - HL Essential Card (keep it if you spend RM5500 above per month) - HSBC MPower Platinum Card |
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Aug 1 2020, 05:08 PM
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#10
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Junior Member
195 posts Joined: Mar 2018
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what credit cards you guys use for cashback and combo top up to ewallet?
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Aug 16 2020, 05:30 PM
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#11
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Junior Member
195 posts Joined: Mar 2018
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What is the cooling period after you cancelled a card/got rejected before can reapply?
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Sep 7 2020, 10:24 PM
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#12
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Junior Member
195 posts Joined: Mar 2018
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which should i apply Affin Duo or Public Bank Quantum cards?
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May 21 2025, 01:16 PM
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#13
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Junior Member
195 posts Joined: Mar 2018
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may i know which credit card can provide cashback for insurance payment?
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May 22 2025, 12:50 PM
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#14
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Junior Member
195 posts Joined: Mar 2018
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may i know which credit card can provide cashback for grocery?
UOB One Card Maybank FC Barcelona Hong Leong Bank Wise (weekends only for higher cashback) Public Bank Quantum Visa (RM100 and above) Please provide suggestions other than above listed This post has been edited by yongs90: May 22 2025, 11:16 PM |
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Sep 16 2025, 03:19 PM
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#15
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Junior Member
195 posts Joined: Mar 2018
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any other differences?
MBB FC Barcelona Visa Card - 1% Cash Back for all purchases all year long and shall be capped at maximum of RM50 per month - Cash Back will be awarded only when the accumulated Cash Back amount is not less than RM1.00. - For avoidance of doubt, this means Cardmember is required to meet minimum monthly accumulative Eligible Spend of RM100 https://www.maybank2u.com.my/iwov-resources...reCBack_TNC.pdf PB Quantum Visa Card - 1% Cash Back on contactless transactions with minimum RM100 per transaction, capped at RM20 per monthly statement cycle Excluded Transactions Petrol (MCC 5541, 5542 & 5172) Insurance / takaful (MCC 5960 & 6300) Payments to charity (MCC 8398) https://www.pbebank.com/media/rdvptenz/excl...ard-rewards.pdf This post has been edited by yongs90: Sep 16 2025, 03:22 PM |
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