Any insider news on when Apple Pay will be supported here? Plus amex expresspay (contactless)
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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Feb 12 2018, 11:53 AM
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#21
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Junior Member
422 posts Joined: Nov 2007 |
Any insider news on when Apple Pay will be supported here? Plus amex expresspay (contactless)
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Feb 12 2018, 01:57 PM
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#22
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Junior Member
422 posts Joined: Nov 2007 |
When online service such as Uber or Fave charges RM2 for verification. It doesn’t show up in the transaction log because they return it immediately?
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Feb 12 2018, 02:01 PM
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#23
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Junior Member
422 posts Joined: Nov 2007 |
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Feb 15 2018, 09:49 PM
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#24
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Junior Member
422 posts Joined: Nov 2007 |
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Feb 27 2018, 06:25 PM
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#25
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Junior Member
422 posts Joined: Nov 2007 |
Hi sifus so basically my last payment amount match my statement balance then im done paying and safe right?
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Mar 1 2018, 09:07 AM
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#26
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Junior Member
422 posts Joined: Nov 2007 |
Hi there most merchant in Malaysia only support 0% installment with Maybank? What about Citibank?
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Mar 1 2018, 09:37 AM
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#27
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(cybpsych @ Mar 1 2018, 09:30 AM) always ask the merchant first. Oh my even surcharge? GG. So I’ll assume most store that offer 0% installment can do Maybank since they are the biggest bank here? usually merchant offers EPP from few major banks, some even impose surcharge for doing EPP Hmm Citibank can do pay first and call later 0% easy payment plan? Or usually those pay and call later have interest for installment hmm 🤔 |
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Mar 1 2018, 09:43 AM
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#28
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Junior Member
422 posts Joined: Nov 2007 |
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Mar 6 2018, 10:46 AM
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#29
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Junior Member
422 posts Joined: Nov 2007 |
Sifus,
When i register more CC from different bank my credit limit will become less? For example first CC limit is 15k then next will become less than 15k? or really depends on your monthly income? Generally speaking will become lower the more you register? |
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Mar 6 2018, 10:55 AM
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#30
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(fruitie @ Mar 6 2018, 10:50 AM) Not really. It depends on banks' assessment. My CL varies, so can't really tell. Sometimes I applied two cards from two banks, one card got higher while another got lower. I see... thanks for the tips.. another thing is that they say that foreign bank tends to give higher cl right? |
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Mar 9 2018, 10:53 AM
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#31
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Junior Member
422 posts Joined: Nov 2007 |
Im wondering can I use credit card to pay house/car loan to get cashback right?
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Mar 9 2018, 11:20 AM
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#32
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(chiahau @ Mar 9 2018, 11:02 AM) how not legit? btw for car/house loan if i pay late or i no pay only got penalty right? no interest right? i mean on the late payment amount itself unlike credit card QUOTE(fruitie @ Mar 9 2018, 11:08 AM) oh so only PTPTN so special la i see i seeQUOTE(cybpsych @ Mar 9 2018, 11:15 AM) wah all the sifu here no one tried before? |
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Mar 15 2018, 10:23 AM
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#33
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Junior Member
422 posts Joined: Nov 2007 |
Anyone tried this yet
https://eccris.bnm.gov.my |
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Mar 26 2018, 12:57 PM
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#34
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(Skylinestar @ Mar 26 2018, 12:12 PM) Choice has been replaced by Simplicity+ if im not mistaken and that is annual fee free |
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Mar 29 2018, 05:39 PM
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#35
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(KamisF @ Mar 29 2018, 05:38 PM) sorry for another noob question here, When the merchant do settlement everyday aka posting day. Usually few days they will do it, some fast maybe same day but usually few days will be able to see it la... do note the difference between transaction date and posting date useful for cashback checking purposeusually how fast my credit card purchase will appear in my online account/app? is it only once in a month when the bill statement comes out? thank you! |
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Mar 29 2018, 06:24 PM
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#36
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Junior Member
422 posts Joined: Nov 2007 |
QUOTE(moonsatelite @ Mar 29 2018, 05:41 PM) It depends on how fast the merchant settles the batch of transactions, the fastest is 2 days (after the day of the transaction) and the slowest is 8 days. I think really depends on merchant I ate at an Japanese restaurant at lot 10 they damn efficient usually same day they do settlement. means I eat today tmr I see it in the online transaction. They using Maybank terminal... ah interesting... PBB can see as authorised payment but cannot see transaction details laBut banks like Citibank and Standard Chartered allow you to see them instantly but as pending transaction. |
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Jul 3 2018, 10:24 AM
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#37
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Junior Member
422 posts Joined: Nov 2007 |
Hey guys, is it possible that my current few credit card limit too high... thats why i cant get other banks card? If i lower the limit i can register other credit card from other bank?
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Jul 3 2018, 02:03 PM
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#38
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Junior Member
422 posts Joined: Nov 2007 |
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Jul 20 2018, 02:49 PM
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#39
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Junior Member
422 posts Joined: Nov 2007 |
What about card with no annual fee like MBB2 ? Still need to pay?
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Jul 20 2018, 05:50 PM
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#40
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Junior Member
422 posts Joined: Nov 2007 |
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