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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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inquiries
post Jun 17 2019, 12:15 PM

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QUOTE(Higgsboson8888 @ Jun 17 2019, 08:51 AM)
I'm planning to apply a credit card and I have concerns about the effect of my spendings on the application.

Currently I'm earning about 3.5k but every month I can save less than 100 because I have commitments to pay. The thing is, those commitments are billed under my family names and I only transfer the money to them on the monthly basis.

I wonder if it makes me look bad because it only shows my money going out without stating the sources. Like for example, if you pay for cars then the recurring payment will be credited to the auto shop, etc.

Will it make me look bad when I attempt the application?
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Don't worry about that.
My salary account is from Bank A, and yet almost every month I would transfer the money to Bank B (better rate, website, etc).
Last time I only showed my Bank A statement for credit card application, they approve it anyway. They don't ask why did I transfer to Bank B etc etc.
inquiries
post Jul 18 2019, 06:37 PM

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I am no lawyer but.. if credit card debt is borrower's responsibility only, then schemes such as this would not exist in Malaysia at all, right?
inquiries
post Apr 15 2020, 11:49 AM

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To be frank, I did miss the card payment too (MCO makes it hard to track the date/day). The bank customer service basically said "don't worry, we understand" and there is no negative consequence from the missed payment.
inquiries
post Apr 17 2020, 08:58 PM

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QUOTE(cklimm @ Apr 16 2020, 03:42 PM)
Okay people, statement out, 2 days late (due Saturday) nothing happens.
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Good to know.

QUOTE(Raddus @ Apr 17 2020, 02:41 PM)
I got call from 03 2176 8000 claim to be public bank
I hung up

Scam or not
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Yes it's them, usually called if you have made some suspicious oversea transactions.
inquiries
post Jun 9 2020, 06:45 AM

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QUOTE(GA11AGH3R @ Jun 8 2020, 11:13 PM)
Hello... I'd just like to ask if there is any avenue to lodge complaint or such against merchant who insist on charging "extra 2%" for the use of credit card facility as the means of payment? It is especially annoying when the intended purchase are for large value items. Any ideas of the effectiveness of lodging complaints? Thanks in advance...
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https://www.bnm.gov.my/index.php?ch=en_anno...&ac=621&lang=en
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post Dec 4 2022, 04:52 PM

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QUOTE(blackseed202 @ Dec 3 2022, 08:36 PM)
MasterCard ikhwan maybank only consider groceries for cashback?

What about departmental like aeon lotus?
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Check out its thread at https://forum.lowyat.net/topic/4103568

Grocery store with MCC 5411 are included.
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post Aug 5 2024, 06:21 PM

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QUOTE(hustlerism @ Aug 2 2024, 08:16 PM)
Which bank would usually give highest credit limit?
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If your salary goes directly into HSBC or CIMB, they give very high limits.
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