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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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MARVIN333
post May 5 2017, 08:55 PM

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Just a question here.

My partner wants to apply for maybank cc, she is an expat and have salary only rm6,000 would she be able to apply one? Currently she has one cc from cimb. And with that salary what is the cc limit shes gonna get?
MARVIN333
post Sep 8 2019, 01:31 AM

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Hi everyone

Just wondering if let say my cc limit is 3k and then every month i use up all but when the bill out i will pay full and use it again like maube 60% of the CL and pay it full again. Am i a bad paymaster? Or would it impact to my credit score?
MARVIN333
post Oct 3 2019, 05:32 PM

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Hi everyone i am a noob here. Just a question, when I can request for balance transfer from one CC to another? During submission of the 2nd CC or after the 2nd CC is approved?
MARVIN333
post Mar 4 2024, 10:38 AM

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Hello, I need advice on how to clear out my outstanding CC debts.
My monthly salary net is 12k and my other commitment total is MYR3.2K

How much should I pay monthly at the interest rate of 15% for each card to be able to settle in 3 years time. Can anyone help please?

SC - MYR70K
HSBC - MYR8K
RHB - 15K
MARVIN333
post Mar 4 2024, 10:51 AM

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QUOTE(cybpsych @ Mar 4 2024, 10:50 AM)
unfortunately, I am not local. thanks for the advice anyway smile.gif
MARVIN333
post Mar 4 2024, 01:39 PM

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Thanks everyone for the advice. Yeah I have a headache now. Bad habit la on CC usage. I will close SC and ask SC if they will allow me to repay within 3 years and settle also HSBC but not closing it. Maybe will close RHB as well since not much of perks with this CC so far

 

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