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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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laymank
post Nov 29 2019, 11:55 AM

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QUOTE(Le8055 @ Nov 29 2019, 11:00 AM)
Hi am looking for answers to the following questions, which is the best credit card to start out when you do not have a CCRIS file? Ie no credit history at all.
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if you could follow the standard template, it will be easier to advise.
laymank
post Dec 5 2019, 01:38 PM

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QUOTE(Pain4UrsinZ @ Dec 5 2019, 12:37 PM)
Hi all, today approached by a sales rep asking me to apply credit card and immediately give me a JBL headset. She said when the credit card is approved then don't activate it, it will be canceled automatically and no SST will be charged. Is that true?
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Very highly unlikely.
If you don't activate the card, the agents are not going to get the commission;
Without the commission, who is funding the so called 'JBL' headset?

This sounded very fishy totally...
laymank
post Dec 13 2019, 08:09 AM

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QUOTE(JamesBotak @ Dec 12 2019, 09:52 PM)
Guys, I need some clarification. I've already asked these questions to Maybank and waiting for their response but I want to know if this is the norm or it just happened to me.

Recently I applied for a Maybank supplementary card and it seems that the supplementary card isn't showing its own credit limit but it's showing the primary card credit limit. Is this normal?

The MSOS code for any payment is also being sent out to the primary card phone no instead of the phone no of the supplementary card owner. Is this also normal?
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Shared credit limit is common between principle and supp card holders.

As for the MSOS, I think the supp card holder can go to the ATM machine and update his own number.
laymank
post Jan 11 2020, 10:23 AM

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QUOTE(prescott2006 @ Jan 10 2020, 10:42 PM)
What’s the best card to use when buying flight ticket in foreign currency? Or any card got promotion for foreign transaction going on?
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BigPay is generally good for foreign currency exchange rate.

However, if you have other online cashback cards, they might be good to contra the forex, too. i.e. MBB Amex card 2, PBB Visa Signature/Quantum Master, etc.

This post has been edited by laymank: Jan 11 2020, 10:24 AM
laymank
post Jan 13 2020, 07:31 AM

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QUOTE(darksin_90 @ Jan 12 2020, 12:17 PM)
Is it recommended to submit multiple CC application for first CC?
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No.
laymank
post Feb 24 2020, 08:27 AM

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QUOTE(eddievh @ Feb 23 2020, 04:52 PM)
Any foodpanda sifu here wanna consult you all,yesterday i pbb card to order FP KFC that order was cancelled but it already appear on pbb authorised charges. I wanted to know this authorised charges won't turn to posted or what? If turn to posted,who shall i call? Pbb or foodpanda ? TIA ,
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Use the Foodpanda app's Help Centre to dispute your order. It will bring you to an online chat with the agent where you can request for full refund.
laymank
post Feb 26 2020, 08:39 AM

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QUOTE(arthur88 @ Feb 25 2020, 04:30 PM)
any new credit card that offers cash back for reloading ewallet (boost or bigpay) without AF?
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definition of 'new' depending on what you already have.
laymank
post Feb 26 2020, 09:23 AM

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QUOTE(arthur88 @ Feb 26 2020, 09:21 AM)
erm...i have
- maybank2card
- pbb quantum mastercard
- uob yolo
- mbb barcelona
- mbb ikhwan
- mbb ikhwan petronas

currently yolo fully on boost, while quantum if got balance after paying tnb for 4 houses, then topup boost...
so, new is probably new in market or not yet discovered by most ppl...
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Ambank True.
PBB Visa Signature (if your income eligible)

With AF,
SCB Just One Platinum
SCB Liverpool Cashback
laymank
post Jul 17 2020, 10:48 AM

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QUOTE(whycanot323 @ Jul 17 2020, 08:53 AM)
luckily i am asking here, this is what TnC didnt emphasize ....
RM250 need pin ! means >rm250 no cashback aiyo ...
only good for small amount retail spending hmmmmm
what else card good for cb to replace FCB ?
already have quantum rm30, pb vs rm38, fcb rm50, m2c rm50, JOP rm28
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https://www.sc.com/my/credit-cards/liverpool-fc-cashback/
laymank
post Feb 16 2022, 02:55 PM

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QUOTE(steel52 @ Feb 15 2022, 11:07 PM)
Which bank provides higher credit limits? I notice citi gives higher credit limit compared to maybank.
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my experience was AEON credit services. Not a bank though

This post has been edited by laymank: Feb 16 2022, 02:55 PM

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