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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq
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TSalexwsk
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Dec 15 2021, 10:17 AM
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QUOTE(watabakiu @ Dec 12 2021, 09:55 PM) I have a card that is expiring soon. On the account balance and the IPP I made, will I have to pay it lump sum? Or it will be transferred to the new card? transfer to new card, it will have the same number anyway
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TSalexwsk
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Dec 16 2021, 10:45 AM
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QUOTE(watabakiu @ Dec 16 2021, 10:26 AM) glad to know! and all along didnt know new card will have same number. So only the expiry date change? yes, and the CVV number as well unless the renewal card went missing and did not reach your address, then a new number will be issued - this happenned to my UOB card twice This post has been edited by alexwsk: Dec 16 2021, 10:46 AM
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TSalexwsk
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Jan 2 2022, 12:05 AM
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QUOTE(watabakiu @ Jan 2 2022, 12:02 AM) good news. So for difff cards, will have diff credit limits? Or combined limits? normally combined, unless one is conventional the other is islamic
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TSalexwsk
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Sep 3 2022, 03:58 PM
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QUOTE(thr0w.thr3w @ Sep 3 2022, 08:27 AM) If I apply Maybank credit card online, approved then proceed delivery. Can it be delivered to my office instead of house address? Nobody at house leh, heard maildrop also discontinue now. can, just make sure to indicate your mailing address as office address
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TSalexwsk
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Sep 10 2022, 07:30 PM
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QUOTE(thr0w.thr3w @ Sep 4 2022, 08:23 AM) Oh, so this is just the card delivery mailing address right? Separate from the statementkmailing address, etc? normally it's the same address i don't think they allow you to fill in multiple addresses
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TSalexwsk
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Sep 17 2022, 03:48 PM
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QUOTE(ICDeadPeople @ Sep 16 2022, 07:09 PM) Strange... I just received another cc from citi with cl of 150k. Feels like citi is more lenient than mbb. all your cc limit will be total up when banks evaluating since you just added 150k, so mbb might not feel secure to grant you more i suggest you reduce the limit from whatever cc that you are not using then try again
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TSalexwsk
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Apr 30 2023, 02:05 PM
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QUOTE(tlc7 @ Apr 29 2023, 12:43 PM) i thk he meant working for smaller company, not smaller banks
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TSalexwsk
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Oct 29 2023, 07:00 PM
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QUOTE(Lonelybird @ Oct 29 2023, 05:53 PM) Thank you for the explanation. Let say if i withdraw RM1000 and pay it back after 10 days. Rm1000 + RM50(withdraw fee) = RM1050 RM1050 x 1.5% =RM15.75 /30 =0.525 x 10 days = RM5.25 Total RM1050 +RM5.25 = RM 1055.25 Is this correct? provided you have no outstanding before you withdraw, else those outstanding will also incurred interest just reload to certain e-wallets and withdraw to bank, but don't overdo it yea, risk of getting banned by e-wallet This post has been edited by alexwsk: Oct 29 2023, 07:01 PM
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TSalexwsk
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May 11 2024, 04:02 PM
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QUOTE(BenChiew @ May 11 2024, 03:07 PM) Has anyone experienced a bank lowering the CL if the utilisation is not frequent? so far no, they only lowered the CL if i explicitly requested to This post has been edited by alexwsk: May 12 2024, 10:57 AM
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TSalexwsk
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Oct 12 2025, 01:22 PM
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QUOTE(cybpsych @ Oct 11 2025, 02:08 PM) yah damn annoying. no manual form too , online submission unattended yesterday I called them an escalated due to no response for 1week+ (per their initial advise) now they submitted report for internal escalation and follow-up yea, just noticed recommended in the map website but nothing in CCRIS
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