I was stuck in the same situation as you, I didn't and couldn't do anything to ease the process but to just wait. Also, try to get a job with more than the minimum RM2,000 salary per month (even RM2,050 is enough) and wait till your EPF has at least 6-7 months of contribution.

I waited 6 months, tried AEON Credit and was approved but with the lowest credit limit, which is RM2,000

"How important is a credit history in the first place?"
- Quite, if you've built a credit history through credit cards then to be approved for loans in the future for either Housing or Auto Purchase will easier as the banks can see your track record.

This post has been edited by moonsatelite: Mar 22 2020, 09:29 PM

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This post has been edited by moonsatelite: Mar 13 2021, 12:32 AM

sounds good, won't work after a few transactions as the bank will flag it as potential fraud, abuse

that will destroy your chances of getting any new credit, if you max out all of your available credit, you are seen as a risky individual. Applying for a new loan/ credit card with maxed out cards tell banks that you are desperate for credit.