Hi, is it possible to upgrade existing maybank gold to a platinum card as my credit limit is almost the same as my income now and I want more benefits from a better card. I still have installments bound to the existing card tho. how should i proceed in this case?

Am i only allowed a limit increase on the existing card in this case?

Hi all, if i cancelled my credit card 2-3 years ago, am i still considered new to bank customer if i reapply new card now? Thanks.

Hi, for OCBC user, if the statement date is 12th.

Then the transaction date is 9th, but posted on 11th.

Will i get the cashback on the statement date? Coz i know for Hong Leong essential, the cashback will be calculated for transaction up to 2 days before the statement date.

a few years back i already heard someone talked about grace period after due date.

i also found this in BNM document.

https://www.bnm.gov.my/index.php?ch=57&pg=144&ac=811&bb=file

Clause 10.6
An issuer shall provide cardholders with a grace period of at least 4 calendar days after the payment due date. This is to cater for payment due dates falling on weekends or public holidays.

RM50 voucher costs around 30650pts. Sooo..... Around 4.8% cb rate?

anybody managed to get SST cash rebate for OCBC credit card lately?

u called in to ask for rebate ya?

Thanks for the advise 
I prefer online method to settle tax with MP Sepang. If no cc can give CB than i will  just use rhb shell to meet monthly spending.

A bit high on monthly spending to hit 5% cb...

https://www.bsn.com.my/PersonalBanking/Card...ack-credit-card

May I know what is the best credit card for TNB bill payment?

Can we give supplementary card to a foreigner? Not holding MyKad and not residing in Malaysia? I mean I can put the address in Malaysia so not an issue, however not holding MyKad? Not spouse and not family members.

Invoice has nothing to do with credit card payment. Its just stating what service/purchase and the amount payable.

As long as what u supposed to pay tally with ur credit card billed amount then i see no prob.

Unless merchant sold at RM100 but without your knowledge charge u RM102.

Hi every sifu, may i know for below card with 10% cashback but min spend as follows, does the category "online spending/other retail spending" include e-wallet reload?

1) CITI CASHBACK CARD - RM500
2) UOB ONE CARD - RM500
3) HONG LEONG WISE GOLD - RM500

Hi, wanna ask: am I right that you always have to make a full payment of the statement balance even though there's a refund to avoid charges?

Let's say I have a statement balance of RM150 on 21 March that's due on 10 April. Then, on the 26th, there's a refund of RM100 being credited. But to avoid being charged, I should still make the full RM150 payment before the due date, right, to avoid incurring any finance charges?

I kena charged finance charges but I'm not sure if it was because I didn't pay the statement amount (I paid only the remaining RM50) or otherwise.

 

Note : Taking the opportunity to mention - there's still an "overuse" of the term 'SST waiver' in this section - banks can't waive SST because the fee is being collected by LHDN Malaysia. Anyone seeking 'SST waiver' should actually approach LHDN for such. Banks all this while being generous by giving SST offset / incentives / bonus (whatever) but this will change soon with e-Invoice coming to play within weeks from now.

hi, do i need to activate my credit card for overseas usage? I have SC and UOB credit cards..
because i could not find such option in the website or mobile apps

I have existing RHB Shell Islamic cc since 2020. Last month, I applied RHB Shell conventional cc through RP and received rejection SMS in July. Wondering can i apply again through official RHB website within this short period and will it make a difference?

Anyone managed to get OCBC credit card SST cash back RM25? I remembered last year I didn't get it.

181.3 enough, no need 187.50
If Grabpay / TNG then 180 +1% = 181.80

If you have other CC to pump petrol, then use HLB Wise to pump RM6.25 only for RM1 CB (effectively 16%).