Any banks which have no age limit for primary cardholders? My relative (65+) has hundreds of thousands in one of our local banks, but they still don't want to issue a CC to her due to their 65 age limit.

I have a hunch that my application was declined on technicality. Like they tried to call HR but no one picks up (many of them are still WFH), or when they checked my payslip, it doesn't look legit (which is also a possibility, coz ours look like A4 paper prinout unlike the usual payslip printed on thermal paper). oh well.... Anyways, not sure if there's an avenue to appeal to SC, or will just re-attempt later the year..

Just received the email, but it is  thesalesperson'sname@maybank.com
Does it sound legit?

Hi, I want to ask anyone who knows, i exceed my cc limit by rm100. How much fee bank will impose YA? im using cimb btw

Maybank or CIMB credit card better for fresh grad? My monthly salary is only RM3.5K.

Can anyone share how to apply for OCBC card without going to the branch? Its online application form seems broken.
I found the manual application form but email for submission is not stated.

Just sharing, to apply for OCBC card, one either needs to be a PB customer or pledge FD for non-PB. No more base on income documents.

is ringgitplus trusted to apply CC?

when we book a flight via phone call and they ask for 3 digits code, is this considered online?

if we pay the fare using credit card + redeem travel credit, is this eligible for insurance protection? as most card T&C states 'full fare'

planning not to renew my pbb quantum. Any good cashback card for ewallet, online, dining and grocery or etc for now?

I lost touch with CC updates these days but is there any convert purchases to 0% installment for existing customers? Any banks since I think I have most of the banks’ cards.

I have a big figure payment to make on one of these days and if there’s any bank offers 0% installment, why not then?

PBB visa 0% 12m on birthday month.

PBB mastercard 0% 6m.

Does 0% EPP or installments plan get cashback or reward points?

my amex expired this month, the SST will be charged on 1-Aug.
Due to I have earned some cashback month-to-date, I plan to pay the outstanding minus out the cashback on 2-Aug.
After clear the payment, I call to cancel the card on 2-Aug. In this case, do i still need to pay the SST?
i can't find any T&C on this. Appreciate your advise, thanks.

Can MBB Petronas Card earn TP for topup in Setel?

Co apply this card for me, thought can use it to topup my Setel for the convenience, guess I need to use the physical card from now then 

is personal card, but they want us to apply it. They want us to submit the statement instead of every receipt....the purpose of the card is for the petrol only, silly right?

I rather they give me a prepaid card which they can monitor on their own and topup weekly if needed

Hi all, If I make payment to CC on 28th, the posted date is 1st of next month and the statement due date is 30th. Will it consider late payment and get late payment fee charges?

Hi, recently I made a purchase using a credit card and there was merchant fee of 2% on the invoice. Is this a normal practice or should I report this to the bank? the 2% is amounting RM580, which is additional from the total price. Back in the old days, these type of charges is very common, not too sure nowadays. Never seen such charges in a long time.

hi guys, anyone took HLB's 12m 0% balance transfer promo before?

Wanna ask, is the monthly installment/repayment really 5% of outstanding balance only?

For example like this:


BT amount = RM13,163.40

Initially i thought the installment would be RM13,163.40 / 12 = RM1096.95/month for 12 months

But when i get my CC statement, the min payment shown as 5% like in above screenshot.

so 1st repayment = 5% of it = RM658.17 instead of the RM1096.95 that i expected

I tried finding anywhere else in the statement for the payment amount and nada, it just shows my outstanding balance and min payment = 658.17

not like CC statement where it have 1) outstanding amount 2) amount to pay 3) min payment req

I scared if i just pay the min amount which is the 5% later will kena interest/charges..

EDIT:
also, yes im aware, if pay only the 5% amount every month, at the end of tenure at 12th month will still have a lot outstanding balance that need to fully settle at one go.
Which i guess is where HLB try to trap people la. But for me is okay cause my financial discipline is tight.

So if can really pay just 5% instead of the BT amount/12months then i will go for it. The extra money just park it somewhere and keep. then at final month need take out and pay off all the remainder balance