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Credit Cards Credit Card v20, Post/Ask general questions here, Please read post 1-3 before posting, tq

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1tanmee
post Feb 12 2020, 09:10 PM

~noMNom~
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QUOTE(ClarenceT @ Feb 12 2020, 02:17 PM)
Up to you. If you think you are over-qualified for the new big loan, no harm to increase your CC limits.

I always reject any offer to increase my CC limits, and I requested banks to reduce CC limit as well.
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is it viewed negatively for FI if one is having large credit limit? or a dent in credit score? ah now i am having secomd thoughts about increasing my credit limit
1tanmee
post Jun 15 2020, 09:39 AM

~noMNom~
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For merchant refunds right, the money shall be sent back to CC, or to my bank account?
1tanmee
post Jun 15 2020, 09:41 AM

~noMNom~
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QUOTE(GrumpyNooby @ Jun 15 2020, 09:40 AM)
Back to CC you made your transaction with.
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oh I see, thanks!
1tanmee
post Dec 4 2020, 09:02 PM

~noMNom~
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Let say the last date to pay for CC statement is on 2nd, and billing date is on 10th. If I pay between 3rd-9th (i.e. past the due date), will kena finance charge or not?

i know wom't kena CCRIS because I paid minimum. but i am wondering if will kena fimance charge. btw, the CC is Aeon

This post has been edited by 1tanmee: Dec 4 2020, 09:04 PM

 

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