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> 3 out of 4 Malaysians can’t raise RM1,000, in an emergency Chat

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SUSM4A1
post Apr 12 2017, 07:03 PM

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3/4 cannot fork out 1k? wow
hirano
post Apr 12 2017, 07:03 PM

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QUOTE(ketupatlazat @ Apr 12 2017, 06:53 PM)
those who are in a disbelief with this stat is living inside their own bubble.

For them it is hard to comprehend the fact that how come poor people still exist meh??
*
Some of them arent poor financially, just poor way of expenses management. Earn 3k spend all 3k, earn 10k spend all 10k. Earn 20k also wont be enough with this habit
kurtkob78
post Apr 12 2017, 07:03 PM

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correct or not. thats more than 50%. dont say average income person cannot raise 1k
SUSVape [On]
post Apr 12 2017, 07:05 PM

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Let me put this here.


1 out of 4 malaysians are getting br1m. 1 out of 4.

And those are the approved. The applied is about 1 out of 3.

Do you understand the meaning of br1m ?
NicJolin
post Apr 12 2017, 07:06 PM

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QUOTE(Vape On @ Apr 12 2017, 06:43 PM)
80% including pprt and kepsi worker?
Come on la.
*
well i duno, but 10k isn't really a lot these days and can't do much if there's really an emergency sweat.gif

not even 1k is like ... sweat.gif sweat.gif sweat.gif


dupreehere
post Apr 12 2017, 07:09 PM

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This is shocking...
And yet u c many honda toyota mazdas on the road...
Biar papa asal bergaya?
maxizanc
post Apr 12 2017, 07:13 PM

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Urban poor. I believe kampung people get to save more than urban people.

Kesian us
sunami
post Apr 12 2017, 07:13 PM

A CAT that can Bark. LMAO
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brim kan ada?
brim can survive for a year ok?
so y work when you have yearly brim by bee-end
+3kk!
post Apr 12 2017, 07:13 PM

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its not about poor or income, its about savings

you can have 25k but coming out with 1k can be hard due to commitments, big house 10k, nice car 5k, kids, wife doesnt work, etc etc.

its not an alarming or new thing, and frankly the 2nd hand BMW in the article already points out to who these people are.

So yes they can be buying hokkaido, peranai or anything cause it was never about how much they earn, but how much they spend

and people who tend to spend on overpriced shit, tends to fall into this group
GHBZDK
post Apr 12 2017, 07:15 PM

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I seriously cant, lol.
time to go spend more on video games wooo
SUSVape [On]
post Apr 12 2017, 07:16 PM

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QUOTE(maxizanc @ Apr 12 2017, 07:13 PM)
Urban poor. I believe kampung people get to save more than urban people.

Kesian us
*
Then why kampung people need to come to city to work?
ar188
post Apr 12 2017, 07:16 PM

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why cannot raise? sell one iphone and switch to cheap 500 android, terus get over 1k ma.
fridel
post Apr 12 2017, 07:18 PM

kuran ka? ok e oi?
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i dont even have 100rm right now lol
laksamana
post Apr 12 2017, 07:18 PM

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QUOTE(Vape On @ Apr 12 2017, 07:05 PM)
Let me put this here.
1 out of 4 malaysians are getting br1m. 1 out of 4.

And those are the approved. The applied is about 1 out of 3.

Do you understand the meaning of br1m ?
*
I think it's higher than 1 out of 4. I read somewhere (today's Malaysian Reserve, I believe) that 6.3 million households are receiving BR1M, which means around 20 million people.

That's scary ...
scorptim
post Apr 12 2017, 07:19 PM

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QUOTE(Vape On @ Apr 12 2017, 06:53 PM)
Lol.

I am guessing you are now either student or working with less than 3 years experience.

Am i right?
*
Nope, I wish I was that young. Oldfag d lerr me.

You would observe that people in richer parts of klang valley have more savings if you mainly compare between Chinese ppl but do bear in mind majority are the Malays.

Looking at Malays in KV (macai and crony not included), memang damn a lot are heavily in debt and have minimal savings. They constantly upgrade their lifestyle whenever they earn more resulting in them not being able to save. Everytime got promotion etc, will upgrade car, house etc. So end of the day no savings. More Malays in kampung tend to just maintain their lifestyles and live in old houses while saving the extra money earned.
ar188
post Apr 12 2017, 07:19 PM

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QUOTE(hirano @ Apr 12 2017, 07:03 PM)
Some of them arent poor financially, just poor way of expenses management. Earn 3k spend all 3k, earn 10k spend all 10k. Earn 20k also wont be enough with this habit
*
sounds correct ma, last time when starting work first few years, earn 3-4k terus use all la.
when start to earn more than that, only start put some percentage aside. since got used to spending 3-4k a month , any extra can put aside lo. biggrin.gif
ListenToTheAngin
post Apr 12 2017, 07:21 PM

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Tipu.

Traffic still jam.
KFC still penuh.
Iphone still sold out.
Property launch still pack.
hirano
post Apr 12 2017, 07:22 PM

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QUOTE(ar188 @ Apr 12 2017, 07:19 PM)
sounds correct ma, last time when starting work first few years, earn 3-4k terus use all la.
when start to earn more than that, only start put some percentage aside. since got used to spending 3-4k a month , any extra can put aside lo. biggrin.gif
*
Thats you la. I earn 2k as freshie already start saving and rent room outside. My childhood taught me to save and be independent
SUSVape [On]
post Apr 12 2017, 07:24 PM

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QUOTE(scorptim @ Apr 12 2017, 07:19 PM)
Nope, I wish I was that young. Oldfag d lerr me.

You would observe that people in richer parts of klang valley have more savings if you mainly compare between Chinese ppl but do bear in mind majority are the Malays.

Looking at Malays in KV (macai and crony not included), memang damn a lot are heavily in debt and have minimal savings. They constantly upgrade their lifestyle whenever they earn more resulting in them not being able to save. Everytime got promotion etc, will upgrade car, house etc. So end of the day no savings. More Malays in kampung tend to just maintain their lifestyles and live in old houses while saving the extra money earned.
*
Actually since the bnm survey is not region specific.

It means the whole country.

3 out of 4 cannot raise rm1000.


That make sense because 1 out of 4 are taking br1m.

Inflation and rising food cost are killing the minimum wage workers.

Those pakai civic guna tayar second hand is less of my concern because they chose this lifestyle.

I am more concern about the poor and needy.


MR_alien
post Apr 12 2017, 07:25 PM

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drives a used BMW = well, theres your answer...asal glamour
i have no problem raising RM1k but the problem is...would i borrow u
what can u give me if i borrow u think few k? brows.gif

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