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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SUSDavid83
post Jul 8 2017, 09:36 PM

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QUOTE(theberry @ Jul 8 2017, 09:10 PM)
how to ask whether that particular is eligible for cash back?
CS through call, or email?
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Call is the fastest.
If email, they'll take days.
SUSDavid83
post Jul 8 2017, 09:43 PM

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QUOTE(theberry @ Jul 8 2017, 09:42 PM)
Just ask that particulartransactions will do?
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Yeap, they will know if the transaction is successfully captured.
SUSDavid83
post Jul 10 2017, 10:28 PM

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11street is still safe.
I got make transaction at 11street in June 2017.
SUSDavid83
post Jul 13 2017, 07:47 PM

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QUOTE(iamshf @ Jul 13 2017, 07:45 PM)
Just cancelled my CIMB petronas & VS which come together with my CIMB CB & WMC.

CS offer cash back RM30 with RM 200 spending but I rejected.
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OMG ... how many CC they offer to you! doh.gif
SUSDavid83
post Jul 13 2017, 07:53 PM

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QUOTE(iamshf @ Jul 13 2017, 07:49 PM)
I just apply for CB & WMC, they send together with Petronas & VS  doh.gif

Total 4 cards & never spend single cent with the VS
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To offer you WMC with VS, you must have substantial amount or networth with CIMB. brows.gif
SUSDavid83
post Jul 13 2017, 08:17 PM

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QUOTE(iamshf @ Jul 13 2017, 08:09 PM)
No la,
The reason I apply for wmc is becos of the Dining Privileges.
Btw, I planning to cancel this card soon.
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But they approved it. dry.gif
SUSDavid83
post Jul 16 2017, 10:35 AM

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QUOTE(alucard89 @ Jul 16 2017, 09:04 AM)
Hi guys, just wanna confirm something
I’m planning to buy something for 239 usd (based on google currency conversion it should be rm1023.16) from geekbuying.com using my visa platinum
But how much should I really expect the final credited amount after I made the purchase?  An extra rm50 or 100
Anyway I could estimate the actual amount? What's cimb normal bank fee rate?
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CIMB charges 1% for admin fee on top of forex rate governed by Visa International.
SUSDavid83
post Jul 16 2017, 04:06 PM

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QUOTE(alucard89 @ Jul 16 2017, 01:29 PM)
Thanks, so the same charges for both visa & mastercard then?
If I use visa calculator, i need to select date from yesterday? Selecting today's date doesn't show anything
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Usually it's the same for the admin fee by the bank.
Only AMEX is slightly higher.
SUSDavid83
post Jul 21 2017, 08:33 AM

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Sorry to ask for Grab:

Is this entitled for CB? ---> *GRAB TAXI PETALING JAYAMY
SUSDavid83
post Jul 21 2017, 09:06 AM

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QUOTE(DarReNz @ Jul 21 2017, 08:58 AM)
yeah someone reported Grab App received the rebate  nod.gif
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Great to know.
As from the description, there's no indication of ECOM.
SUSDavid83
post Jul 21 2017, 08:31 PM

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My brother's statement date is 21st.
I'll tell you guys on Sunday or Monday.
SUSDavid83
post Jul 23 2017, 08:15 AM

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After calculation, I think Lazada with this description doesn't entitle to 5% CB:

Lazada KUALA LUMPUR MY
SUSDavid83
post Jul 23 2017, 10:49 AM

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QUOTE(DarReNz @ Jul 23 2017, 08:20 AM)
you are referring to Lazada mobile app, if you use online web should get 5%  nod.gif
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I don't have Ladaza apps installed.
That transaction is done from PC.
SUSDavid83
post Jul 23 2017, 02:41 PM

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DarReNz I'm not a frequent Lazada shopper.
I'm not planning to file a complaint since the amount I paid is very small.
SUSDavid83
post Jul 24 2017, 08:13 PM

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QUOTE(SzeMeng76 @ Jul 24 2017, 07:36 PM)
2nd time apply CIMB CR then approved (after 6 months)
but the credit limit too many for me.
its 4x my salary.  blink.gif
and looks like CIMB CR no need so much credit limit for it also
(as they never offer any 0% balance transfer though)

Need to wait how long for me to apply credit limit decrease after approved?
6 months?
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No need to wait.
Just call CS to reduce the offered CL.
It'll come in effective within few working days.
SUSDavid83
post Jul 24 2017, 09:39 PM

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QUOTE(deanitro @ Jul 24 2017, 09:20 PM)
planning to but watch from lazada.
cimb CR. shud i buy using app or website to get the cash rebate? my first buy from lazada, not familiar yet. any advise sifus?
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If I were you, I won't want to take the risk of using this card.
SUSDavid83
post Jul 24 2017, 10:11 PM

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Pay Statement Balance or more than Statement Balance if you outstanding posted after that.
SUSDavid83
post Jul 24 2017, 10:17 PM

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QUOTE(fruitie @ Jul 24 2017, 10:13 PM)
What did you mean by the second statement? unsure.gif
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Meaning.
Statement X
New swipe posted on the same date of the cash back posted or after it that you planned to clear (my practice is to clear outstanding ASAP) = Y

Payment amount by due date = X + Y or X and not X - CB
SUSDavid83
post Jul 24 2017, 11:28 PM

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QUOTE(adamhzm90 @ Jul 24 2017, 11:26 PM)
believe mine was 2%?

ops sorry wrongly calculated. so lower than 2%?

[attachmentid=8987961]
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0.2%
SUSDavid83
post Jul 24 2017, 11:32 PM

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QUOTE(fruitie @ Jul 24 2017, 11:28 PM)
Hard to say because no full list of transactions.
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It's already full.

0.002 x RM 46.38 == RM 0.09

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