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Credit Cards CIMB Bank Credit Cards V6, Cash Rebate Platinum, keep or cut ?

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SUSDavid83
post Jul 1 2017, 12:26 AM

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QUOTE(Asmasw2020 @ Jul 1 2017, 12:11 AM)
Not cash rebate one
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Any card can be used for paying utilities bill as long as the payee or biller accepts card.
SUSDavid83
post Jul 1 2017, 09:03 AM

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QUOTE(wonderor @ Jul 1 2017, 09:00 AM)
Stamp in statement "Lazada KUALA LUMPUR MY" only get 0.2%.

Stamp in statement "LAZADA MY (ECART S KUALA LUMPUR MY" get 5%

Confirmed that my recent purchases are "Lazada KUALA LUMPUR MY"
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Can dispute?
I'm wondering why too as one of my purchase last week using PC (not app) is billed as ""Lazada KUALA LUMPUR MY"
SUSDavid83
post Jul 1 2017, 11:13 AM

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QUOTE(DarReNz @ Jul 1 2017, 10:37 AM)
but you were using Shopback -> Lazada using PC right ?
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For this one, no.
SUSDavid83
post Jul 1 2017, 08:18 PM

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QUOTE(MNet @ Jul 1 2017, 08:15 PM)
any 5% online cash back if pay insurance premium via jompay?
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No.
All JomPay transaction are only entitled for 0.2% including PTPTN.
SUSDavid83
post Jul 2 2017, 08:35 AM

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QUOTE(fly126 @ Jul 2 2017, 08:30 AM)
Yea, starting from 4 k now around 70k CL. innocent.gif
Seldom Utilize the Card but got take Cash Installment plan from them, Zero AF so far... whistling.gif
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70k CL with CIMB?
SUSDavid83
post Jul 2 2017, 11:31 AM

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QUOTE(HMMaster @ Jul 2 2017, 11:13 AM)
Anyone that using the CIMB Lazada prepaid card? Is the cashback applicable for all items or just certain item?
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Shouldn't CB is applicable on all items while discount could be probably selected items?
Just my two cents.
SUSDavid83
post Jul 2 2017, 11:31 AM

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QUOTE(alexwsk @ Jul 2 2017, 11:18 AM)
let me clarify, i was buying clothing at departmental at Pacific Taiping Mall
The Store Taiping on the other hand is 0.2%, which is correct
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Are you're not satisfied of receiving CB for Pacific Taiping Mall?
SUSDavid83
post Jul 2 2017, 12:16 PM

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QUOTE(HMMaster @ Jul 2 2017, 12:01 PM)
hmm.gif

The 15% bonus cashback seems too good to be true if not limited to certain items. Nowadays there are hardly any good vouchers from Lazada... planning to use this for some mobile reloads.
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The 15% bonus CB is time limited and quota is RM 25 per month

T&C: http://www.cimbbank.com.my/content/dam/cim...paign_EN_v1.pdf
SUSDavid83
post Jul 2 2017, 03:25 PM

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QUOTE(fly126 @ Jul 2 2017, 03:23 PM)
They Called.
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I normally just ignored their offer even though interest rate < 4% p.a.
SUSDavid83
post Jul 2 2017, 03:33 PM

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QUOTE(fly126 @ Jul 2 2017, 03:29 PM)
Yeah,  offered sometime 4.88% or 5.88%.
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Unless I can secure an investment that can provide ROI above this rate.
Otherwise, I won't be interested with it. cool2.gif
SUSDavid83
post Jul 2 2017, 09:11 PM

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QUOTE(kclamtarc @ Jul 2 2017, 09:02 PM)
hahaha... can we request to CIMB too? tongue.gif

i can imagine one possible thing to happen is what you calculate does not tally with the statement, maybe in terms of few cents or 1 ringgit plus. tongue.gif
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Banks are not obligated unless too much complaints and directive from BNM. LOL
SUSDavid83
post Jul 3 2017, 10:04 AM

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For Lazada,

Transaction on June 7th: LAZADA MY (ECART S KUALA LUMPUR MY.
Method: PC+Shopback
CB: Eligible for 5%

Transaction on June 23rd: Lazada KUALA LUMPUR MY
Method: PC
CB: Not sure yet
SUSDavid83
post Jul 3 2017, 03:49 PM

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QUOTE(fruitie @ Jul 3 2017, 03:13 PM)
Called CIMB for Taobao Hangzhou issue and they said nothing much can be done as posting is done by merchants. They want me to contact Taobao to address this issue. doh.gif

So, in short nothing can be done until someone can find out how this posting is done. laugh.gif
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How about the Lazada case then?
Got two descriptions also. doh.gif
SUSDavid83
post Jul 3 2017, 04:54 PM

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QUOTE(yageosamsung @ Jul 3 2017, 04:46 PM)
Hi sifus, I am new to CC and have gone though from page 1. Still not very clear and hope can get advise here.
Understood that no cash rebate for PTPTN, MYEG or any government payment.

Can I confirm with anyone that can get cash rebate for below items with CIMB Platinium Cash Rebate? (I stay in Johor Bahru, from the MCC list on post #3, I found mostly are available only in KL?)

1. Petrol 2% CR in any petrol station(Shell, Petron, Petronas), swipe at anywhere in M'sia?
2. Grocery 2% CR at supermarket (Giant, Tesco, AEON), swipe at anywhere in M'sia?
3. Mobile bill payment 2% ? (Digi, Umobile) (Postpaid)?
4. Utility bill payment 2% ? (TM, ...etc)
5. Online spending 5%? can get if buy from MPHonline or Popular online?

TQ.
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1. Any petrol station of any brand. CIMB tracks using MCC code
2. Same as (1)
3. Only applicable if you sign up for auto debit with mobile telco provider
4. Only applicable if you sign up for auto debit with utility provider
*TM and TIME is not telco nor utility provider.
5. This is very subjective on how CIMB recognized as Ooline. Some mentioned that CIMB use the merchant name to judge.
SUSDavid83
post Jul 3 2017, 05:31 PM

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QUOTE(yageosamsung @ Jul 3 2017, 05:25 PM)
Hi David,
Much thanks for your reply.
for #2, may I know is the grocery limited to food or basis daily necessities? or it covers for all the items sold in Supermarket?
TQ.
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The main concern is the terminal registration.
Generally, it is restricted to groceries section only.
Departmental section is not eligible.

This post has been edited by David83: Jul 3 2017, 05:31 PM
SUSDavid83
post Jul 3 2017, 10:08 PM

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QUOTE(fruitie @ Jul 3 2017, 10:07 PM)
Apparently PBB Quantum also has this issue with Taobao HZ that tagged under groceries. doh.gif
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Now you have the answer why CS pushed it back to merchant. blush.gif
SUSDavid83
post Jul 5 2017, 08:46 AM

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QUOTE(wonderor @ Jul 5 2017, 08:42 AM)
This is the reply i get when email them through cimbclicks.

"Thank you for your message.

Based on checking, the MCC (merchant category code) assigned to the transaction is not eligible for the 5% cash rebate for e-commerce/online spend accordingly.

Thank you for banking with CIMB Bank.

Regards,
Nur Aimi Abdollah
Email Support
Consumer Contact Centre - Customer Resolution
Tel : +603 6204 7788 I Fax : +603 2381 7198
www.cimbbank.com.my"

Looks like Lazada website is also affected and will not get 5% cashback.

By the way DarReNz
I get 5% cashback from https://www.wiznet.hk/en/
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Like that, this card is getting useless.
I'm wondering if the Lazada prepaid card encounters similar problem. hmm.gif
SUSDavid83
post Jul 5 2017, 10:38 AM

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QUOTE(fruitie @ Jul 5 2017, 10:17 AM)
I got cash back last month for Lazada website. smile.gif
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As shared earlier, it depends on the description.
SUSDavid83
post Jul 5 2017, 10:54 AM

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QUOTE(fruitie @ Jul 5 2017, 10:41 AM)
I see, then I may complain to BNM if that happens to me.
What's the point of rolling out a co-branded card with Lazada when simple things like this also can be wrong. doh.gif
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You have the Lazada card?
SUSDavid83
post Jul 7 2017, 08:33 AM

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How we know when Lazada uses POSMODE 00 or 81?
Browser from PC? App from mobile? Browser from mobile?

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