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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Jul 19 2017, 03:41 PM

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Grand Finale on Monday 24July. rclxm9.gif Week 21
Wake up early in the morning.

This post has been edited by ClarenceT: Jul 19 2017, 03:42 PM
ClarenceT
post Jul 19 2017, 09:04 PM

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QUOTE(MGM @ Jul 19 2017, 08:34 PM)
Just dont swipe shopee, leceh sikit.
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Haha pay 8 x RM50 to TM after midnight! Nothing to lose, also another new statement month! 18.5% cash back! rclxm9.gif
ClarenceT
post Jul 20 2017, 08:43 AM

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QUOTE(andrekua2 @ Jul 20 2017, 06:19 AM)
Aiyoh... just use different amount.

I always pay MaxisPay starting with RM50 with RM1 increment for next transaction. How are they going to argue its same?
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Wasted. Why not RM50.01, 50.02,...
ClarenceT
post Jul 20 2017, 08:45 AM

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QUOTE(janson_kaniaz @ Jul 20 2017, 07:07 AM)
I used to do the same. Then I tried with same amount of RM50 exact also no problem. But if it gives you peace of mind to do that no harm also. haha
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Be careful at petrol pump, I have experience +/- 1sen on the charged amount, maybe due to rounding.
ClarenceT
post Jul 20 2017, 09:08 AM

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QUOTE(cybpsych @ Jul 20 2017, 09:00 AM)
just pay one amount, get OTP, then pay again, get OTP, and so on. rinse and repeat. this is MULTIPLE payment. 1 payment from you, 1 payment received from merchant.

you want to vary the amount also can, same amount also can. just manually pay. online bill payment has no "split bill/payment" function anyway. just be mindful if you swipe at physical terminal whereby some merchants/POS terminal has the function to "split bill".

below, example of me paying webe bills, 7x same amount (my 8th was RM52 cuz total outstanding to pay was RM402 anyway). no concern, gotten the promo cb 2 days ago  thumbsup.gif

user posted image
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You could pay 8x RM50 on 19/6. Keep Rm2 outstanding and pay RM50 (advance payment RM48) on 26/6.

ClarenceT
post Jul 20 2017, 09:11 AM

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QUOTE(ckweng @ Jul 20 2017, 09:07 AM)
Since most sifus have shared their tricks, new readers please refrain from calling CS to "double confirm" on how to get the 5x/8x transactions, or else the good days may end one day.
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Last chance on the coming Monday only. Then you have to wait for next campaign, I don't know when!
ClarenceT
post Jul 21 2017, 09:25 AM

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QUOTE(polarzbearz @ Jul 21 2017, 08:59 AM)
Managed to get my pb vss finally!! Sent in application about 3 to 4 weeks ago. Now can start to terminate those "filler cards" rclxm9.gif
For those that applied recently, how do you guys proceed / to qualify for the 'Mass Acquisition Promotion'? Just send sms and do Any physical swipe will do?
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How unlucky you are! Maybe you are the first one who get VSS from PB!
ClarenceT
post Jul 24 2017, 02:36 PM

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Game over for 5x/8x Cash back.
Now eyeing for Samsung Galaxy S8 or RM100 Lazada vouchers. Game till 14 September. VI/VS only.
ClarenceT
post Jul 24 2017, 03:20 PM

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QUOTE(kremlin @ Jul 24 2017, 03:17 PM)
Interesting.. read the T&C, did not specify whether online spend is eligible or not but if it does not mention, I guess it is eligible. Am i right?  innocent.gif
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To play safe. I will start registering only next week when 5x/8x game ends. Assume 50k VI/VS cardholders and assume 10% would play, chance to get a RM100 Lazada voucher is quite good, if I can spend RM1000.

This post has been edited by ClarenceT: Jul 24 2017, 03:21 PM
ClarenceT
post Jul 25 2017, 10:18 AM

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QUOTE(LostAndFound @ Jul 25 2017, 09:27 AM)
Shopee only gave trouble for the time/date of transaction, and that's not the case for mine.
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Intense competition on Hari Raya Monday. I completed my 8x before 3pm. brows.gif
ClarenceT
post Jul 26 2017, 11:57 AM

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QUOTE(DIYHOMEFIX @ Jul 26 2017, 09:44 AM)
i spend up to rm 2,566.70 but total cash rebate in total  rm  4.51 i am using visa gold public bank
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If you spent RM 2566.70 on govt bills, you would get ZERO cash back! doh.gif
ClarenceT
post Jul 28 2017, 10:58 AM

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QUOTE(LostAndFound @ Jul 28 2017, 10:37 AM)
So to update on this situation, in fact the problem was as stated below:-

QUOTE(Lazada CS email)
Referring to the below, we have checked and noted that Merchant - Lazada had categorized themselves as "Direct Marketing".

We refer to Clause No. 13, Direct Marketing not eligible for the campaign.
What nonsense is this, I have so many lazada purchases so far with no issue. I replied to ask for more clarification. Also I did have a 'spare' steam games transaction, not sure why they didn't mention it at all.
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cry.gif Things changed. Lazada Malaysia changes their gateway recently. Some CIMB cardholders complained payments at Lazada no longer treated as online transactions!
Oh I will not get RM50 CB for W19. mad.gif

This post has been edited by ClarenceT: Jul 28 2017, 11:01 AM
ClarenceT
post Jul 28 2017, 11:21 AM

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QUOTE(cybpsych @ Jul 28 2017, 11:11 AM)
nothing shocking la  laugh.gif

it has come to our attention since end-June jor.
it's not qualified for the promo; rub salt-into-wound, it's not eligible for monthly CB either!  bangwall.gif
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10 JUL Lazada KUALA LUMPUR MY
I still received 6% online cashback for this transaction!
ClarenceT
post Jul 28 2017, 11:32 AM

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QUOTE(ckweng @ Jul 28 2017, 11:24 AM)
Maybe yes for regular monthly CB, but not for swipe campaign?  hmm.gif

Bro, are you sure you didn't have extra transactions that could have made up for it?
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The transaction was done at 6am, 11/7 (Tue), but it was dated 10/7 (Mon).
So the new payment channel didn't follow Malaysian Time Zone.
I got 6% normal cashback, as per latest statement.
Only 8x transaction on 10/7-16/7.
So I am ready to get RM20 only for W19, after getting 14 weeks X RM50.

ClarenceT
post Jul 28 2017, 12:56 PM

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QUOTE(MGM @ Jul 28 2017, 12:49 PM)
Btw this  issue with LAZADA no longer qualifies for the 5x/8x promo similar with shopee in May?
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Shopee always qualified for 5x/8x, but not automatically qualified for 5%/6% online cashback in May, due to POSMODE.
New Lazada transactions disqualified because it is now categorized as DIRECT MARKETING!


This post has been edited by ClarenceT: Jul 28 2017, 12:57 PM
ClarenceT
post Jul 29 2017, 07:20 AM

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QUOTE(MGM @ Jul 29 2017, 03:33 AM)
You prefer 6%-1.5%=4.5% cashback or 0%?
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provided you have unused quota (RM833 per statement month) brows.gif
ClarenceT
post Jul 29 2017, 05:01 PM

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QUOTE(MasBoleh! @ Jul 29 2017, 04:00 PM)
I used Maybank2u to pay my credit card statement, how do I know erm... my credit card status? Need to call them again?
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Use IBFT (RM0.53), instantly (anytime including after 5pm or weekend) transferred from Maybank account to Public Bank Card Account, you can also see the name of PB Card account to avoid mistake.
ClarenceT
post Jul 31 2017, 08:14 AM

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QUOTE(janson_kaniaz @ Jul 31 2017, 08:07 AM)
Sounds about right. If they launch now, it might clash with the other promo tnc which usually doesn't allow registering for two promo at the same time.
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But not always can have 12.5% special cashback. 5x/8xRM50 should be the most attractive and rewarding one.

“PB Cash Back Bonanza with Credit Card” - 4 August 2014 to 4 January 2015
“12% Weekly Cash Back Bonanza with PB Credit Card” - 4 May 2015 to 26 July 2015

This post has been edited by ClarenceT: Jul 31 2017, 09:26 AM
ClarenceT
post Jul 31 2017, 02:15 PM

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QUOTE(janson_kaniaz @ Jul 31 2017, 12:54 PM)
I believe one of the older promos was RM100 cb for 8x RM80 swipes which was about 15%. That was probably 2 years ago.
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Ya 15.6%. I always target for First-Come-First-Served, not really interested in getting chance to win prize.

ClarenceT
post Aug 1 2017, 02:00 PM

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QUOTE(rapple @ Aug 1 2017, 01:22 PM)
More challenging now. Weekly quota cut by 40%. Need to swipe 10x instead of 8x.
Unfortunately I have overpaid my Telecommunication & electricity bills till year end.
wub.gif

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