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Credit Cards Public Bank Credit Cards, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Aug 1 2017, 05:01 PM

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QUOTE(kremlin @ Aug 1 2017, 04:45 PM)
I have registered my VS for the new campaign.. do i need to register my Quantum card too?
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The terms and conditions is not published yet. Please read the T&C carefully.
Also, I don't know it is Mon-Sun or Tue-Mon game and category of disqualified transactions.
ClarenceT
post Aug 1 2017, 05:05 PM

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QUOTE(janson_kaniaz @ Aug 1 2017, 04:57 PM)
So new promo is only 10% cb.
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Also 1000-2500 winners per week drop to 600-1500 winners only.
ClarenceT
post Aug 3 2017, 02:14 PM

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03 AUG (DGP) SWIPE MORE FOR CASH-WK19 50.00 CR
10 JUL Lazada KUALA LUMPUR MY 50.00 DR
This Lazada tx @ 6am 11/7 local time is treated as 1 of 8x.
(only 8 transactions during the week)

This post has been edited by ClarenceT: Aug 3 2017, 02:15 PM
ClarenceT
post Aug 8 2017, 09:30 AM

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QUOTE(silverong @ Aug 8 2017, 08:42 AM)
guys, may i know visa signature supp card can still enjoy the separate 5% rebate with split bill? annual fees also remain free as for 12 swipes per year? thanks in advanced.
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Must opt for separate statement, i.e. Principal and Supp will get their own statement individually.
ClarenceT
post Aug 11 2017, 04:40 PM

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QUOTE(asiatrader98 @ Aug 11 2017, 04:31 PM)
thinking to get both Quantum MasterCard &
Quantum Visa

currently i have visa signature which applied a few year ago

but this 2 years my income drop below rm100k....almost -30%  (commission)

do you guys think i will be able to get those cards?
thk
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You can get Quantum cards, but your credit limit may be reduced and your VS card may be recalled by PB.
ClarenceT
post Aug 15 2017, 04:51 PM

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QUOTE(spiderwick @ Aug 15 2017, 04:43 PM)
Guys, if I don't receive any sms updates from public bank meaning I didn't win the 50 RM cashback? I did 6 maxis swipes plus 4 PETRONAS swipes sad.gif
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They don't inform you if you win or had won special cashback. If I am not wrong, they don't send Alert SMS anymore if you have performed more than 5 transactions in a single day.
ClarenceT
post Aug 18 2017, 11:51 AM

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I got 17 weeks x RM50 cashback, gave up 4 weeks. rclxms.gif
ClarenceT
post Aug 18 2017, 01:24 PM

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QUOTE(janson_kaniaz @ Aug 18 2017, 01:03 PM)
I have not spent for the new promo yet lol
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Me too. Need some time to digest.
ClarenceT
post Aug 18 2017, 02:13 PM

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Don't forget, CB quota cut by 40%. From RM50k to RM30k. Only the early bird gets the worms.
ClarenceT
post Aug 18 2017, 05:28 PM

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VS buddies may also win a RM100 Lazada voucher to spend or a Samsung S8. Chance is quite good.
ClarenceT
post Aug 18 2017, 06:17 PM

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QUOTE(MGM @ Aug 18 2017, 06:10 PM)
What promo is this? Any link?
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https://www.pbebank.com/Personal-Banking/Pr...isa-Signat.aspx
ClarenceT
post Aug 23 2017, 03:16 PM

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QUOTE(LostAndFound @ Aug 23 2017, 02:57 PM)
I also got it. No big spending, normally try to keep exactly to 8xRM50 (or 10xRM50) with this current promo. Of course sometimes a swipe could go higher, maybe max RM200?

Total spend between me and my subs is about 3k thereabouts per month (maximize 4 RM50 cashbacks).
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Number of VI and VS are quited limited and only a small portion will qualify for the game. Every winner can get one prize only. So a VI/VS cardmember actively use RM1000/month, he/she should win a RM100 Lazada voucher!
ClarenceT
post Aug 25 2017, 05:07 PM

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QUOTE(hustlerism @ Aug 25 2017, 04:58 PM)
No issues with debt.

Only have Maybank Petronas Ikhwan Visa and Maybank 2 Gold card.

I dont think my current commitment is high.

hmm.gif
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Proven income less than RM36k? If yes, cancel Maybank or Maybank Islamic card first, as required by Bank Negara.
ClarenceT
post Aug 26 2017, 12:15 PM

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QUOTE(fixgd @ Aug 26 2017, 12:01 PM)
haha. maybe easier to change credit card rather than rejected and apply again.
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Should apply thru branch. PB branch manager and officers have their target to meet. They will work hard to get new applications approved.
ClarenceT
post Aug 26 2017, 01:41 PM

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QUOTE(bluebay @ Aug 26 2017, 12:31 PM)
Didn't know they will play this kind of tricks.. means I can't reapply the vs now? Need to wait how long more to apply?
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You received platinum card(s) right? So you are on board, don't cancel the VP.
If I am not wrong, minimum credit limit for VS is RM30k.
So if you get the VP with Credit limit >RM30k, accept and use the VP and then ask for additional card - VS.
If credit limit is less than RM30k, accept VP first and then ask for Quantum (as additional cards) or request for increase of credit limit (+VS).




ClarenceT
post Aug 26 2017, 02:52 PM

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QUOTE(fixgd @ Aug 26 2017, 02:30 PM)
yea true also. if they approve the one from ringgitplus need to give lazada rm200 voucher some more.
really need to wait 6 months before can apply again?
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Haha... go to branch to apply for quantum cards, if you get approved with credit limit >RM30k, then request for additional card (VS). Forget the Lazada RM200 voucher.
PB don't give high credit limit, compared to other banks.

This post has been edited by ClarenceT: Aug 26 2017, 02:55 PM
ClarenceT
post Aug 26 2017, 07:27 PM

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QUOTE(alextan99 @ Aug 26 2017, 05:59 PM)
First time I heard of this. Approved for lower cards and ask for a higher level card as additional card
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You misunderstood. Get another card (as rejected for VS) and know the credit limit offered, if <RM30k then work hard (eg get recommended by branch manager) to increase the credit limit to RM30k and request for VS. Not surprising different dept/team/officer in charge of new customers and existing customers.
ClarenceT
post Aug 29 2017, 07:55 AM

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QUOTE(atjm88 @ Aug 28 2017, 11:47 PM)
Ok, thanks smile.gif

Shopee not allow same seller for more than 2 times of same card use.

Do you know when the Shopee will reset if I want to use it the next day? Is it after 12am? As last time I tried after 12am, it's still not allow me to make payment. Please guide.

Thanks smile.gif
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From my experience, 23~24 hours from previous transactions, but not 100% sure it is accurate.
ClarenceT
post Aug 29 2017, 08:03 AM

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QUOTE(michaelho @ Aug 29 2017, 12:30 AM)
Payonline transaction since 1pm yesterday till now belum dapat email confirmation. Anyone on the same boat?
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Quite common for UOB Payonline. My worse experience was 2-3 days!
ClarenceT
post Aug 30 2017, 08:16 PM

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1st day of Week 1 is a TUESDAY, not Monday!

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