Last time I checked mobile reload doesn't accept credit cards. I can check later. NJOI not sure.

I called before AF charged but unable to request waiver. Need to be after AF charged.

Waited till AF charged and requested waiver (coz did not meet criteria of monthly swipes). Got SMS on successful waiver in 2 days.

While waiting for waiver, no transactions (in the event of card cancellation). A loss to UOB coz I swiped (2k+) with other cards during the 2 days.

I did not mention about card cancellation. Although was prepared to cancel if waiver not successful.

uob has this auro-apportionment feature whereby payment is split to all your cards.

some ppl may like it, those unaware may fall into same trap as you.

call CS to turn it OFF.

Bank maybe cannot tahan that you keep swipe and enjoy the cash rebate, so it is the time bank take your AF. (To gain back the compensate from your enjoy cash rebate)

Cashback for october is in

try few methods:

1) per transaction * 6%, then rounding. add all cb.
2) per category total * 6%/3%, then rounding. add both cb from 2 categories. however, i assume yours is only 1 online category maxed out, so not applicable.

im the other way around..

expecting 50, but only got 49.59 

coz own record show 922 spent for online

Actually not related to Astro and TM Online (you don't need to correct them, you know I know, everyone knows ).

It's due to your AXA Affin, I supposed that's insurance? Insurance is not entitled for cash back.

I have calculated your expenses excluding AXA insurance expenses were 483.66 which was less than RM 500.

i was thinking the same initially, then only realize those transactions that are not eligible one would excluded in calculating the amount of either RM500 or RM800.

Good point, if it were me I will raise a dispute.

Regardless, he only spent RM 614.91 and not over 800.

07 OCT ASTRO-3D E COM KUALA LUMPUR MY 113.35
07 OCT DIGI ONLINE BILL PYMT-EC SHAH ALAM MY 43.04
07 OCT DIGI ONLINE BILL PYMT-EC SHAH ALAM MY 42.40
07 OCT DIGI ONLINE BILL PYMT-EC SHAH ALAM MY 53.00
07 OCT TMONLINE(EC) KUALA LUMPUR MY 189.75
07 OCT MCDONALDS-MID VALLEY 1 KUALA LUMPUR MY 6.00
11 OCT Lazada KUALA LUMPUR MY 23.12
15 OCT Lazada KUALA LUMPUR MY 13.00
18 OCT AXA AFFIN GENERAL INS BHD WP KUALA LUMP MY 105.00
18 OCT AXA AFFIN GENERAL INS BHD WP KUALA LUMP MY 26.25

Maybe something to do with this refund? They offset with the cash back received (I assumed Sept cash back)?
20 OCT Lazada KUALA LUMPUR MY 224.52CR
Then you gotta question them back since you have spent above RM 500.

Actually no.. I excluded the credit amount, he has spent RM 614.91, still above RM 500...

Don't worry it'll come.

I got one transaction paid using Wave on November 22nd and only posted today!

lol if you received the item, don't care charge late or miss

hi guys, for YOLO card, the annual fee waiver condition written in product disclosure sheet as below:
Annual fee is waived upon one (1) swipe per month at any amount (total twelve (12) swipes per year).

From what I understand is minimum every month need to swipe one time. But when I call customer service centre and ask they ask per year 12 swipes total enough. Don't need 1 swipe every month.
Anyone can double confirm this?
Thanks.

for the new CB term, I fount out that utility payment was not mentioned in the Exclusion list. Am i read the term correctly?

Exclusions
15. The following transactions shall not be included in the Total Number of Transactions:
a) Balance Transfer;
b) Cash Advance;
c) Flexi-Credit Plans;
d) Easi-Payment Plan purchases;
e) Refunded, disputed, unauthorized or fraudulent retail transactions;
f) Top-up transactions;
g) Payment of annual card membership fees, interest payments, late payment fees, charges for
cash withdrawals, goods and services tax and any other form of service / miscellaneous fees
using the Card; and
h) Such other transactions as UOBM may determine from time to time.
16. The Cash Back under this Programme shall not be awarded for the following transactions:
a) Balance Transfer;
b) Cash Advance;
c) Flexi-Credit Plans;
d) Easi-Payment Plan purchases;
e) Refunded, disputed, unauthorized or fraudulent retail transactions;
f) Top-up transactions;
g) Government transactions:
i. Alimony and child support;
ii. Fines by Court, government, state authorities or local authorities;
iii. Bail or bond payments;
iv. Payment of taxes to government; and
v. Payment to any government departments.
h) Alimony and child support;
i) Charity bodies;
j) Petrol transactions;
k) Cash and cash-based transactions;
l) Payment of annual card membership fees, interest payments, late payment fees, charges for
cash withdrawals, goods and services tax and any other form of service/miscellaneous fees
using the Card; and
m) Such other transactions as UOBM may determine from time to time.

What will happen to the transaction on 1st - 5th of January 2018??

If I spent RM834 on 2nd of January (1 transaction), am I still getting RM 50 cashback by end of February?

TnC said effective 5th Jan
then 1~4th no count?

What will happen to the transaction on 1st - 5th of January 2018??

If I spent RM834 on 2nd of January (1 transaction), am I still getting RM 50 cashback by end of February?

didn't reply back to them?

why the info mentioned 5th only started..

Thank you for your email

Further to your enquiry raised,  we wish to inform that for any spend made from 1st January 2018 onwards, the cash back rewarded will be based on the new cash back  terms and conditions

We hope your concerns have been addressed. In the meantime, please email us again at uobcustomerservice@uob.com.my or contact our Customer Service at telephone number 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) if you require further assistance or information.

Yours sincerely,
Sheila Benny
Customer Service Unit
United Overseas Bank (M) Bhd (271809K)

@mamamia I believe the CSU that reply me is the same as the one that reply you. Exactly the same sentences.