Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards UOB Credit Cards v8, YOLO feature change! Min 8 swipes p/m
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 May 4 2017, 11:25 PM
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#21
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(jasonkw9 @ May 4 2017, 11:24 PM) What happen if I didnt get the approval but I already spent the money? Does it mean I have to payback the full amount? Of course. Pay full before or by payment due date; otherwise, late payment fee and interest will be charged.  But very unlikely as you're spending within your CL. This post has been edited by David83: May 4 2017, 11:27 PM |
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May 4 2017, 11:28 PM
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#22
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jasonkw9 @ May 4 2017, 11:27 PM) Alright, thanks for the explanation. I'm not sure.Let's hope I cant get the approval,haha Normally how long it take for them to process the request? You better call CS for inquiry. |
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May 4 2017, 11:38 PM
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#23
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jasonkw9 @ May 4 2017, 11:35 PM) Balance transfer? Can you explain further to me? BT to another CC from bank. eg. How it works? Sorry that im quite new to this For example, 0% BT for 12-months from MBB. URL: http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards |
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May 4 2017, 11:44 PM
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#24
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jasonkw9 @ May 4 2017, 11:42 PM) Sorry but I still cant get the concept here Basically you need another CC from another bank to work.You're transferring your outstanding from your current card to the card and at the same time, converting it into a flexible installment repayment plan. |
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May 4 2017, 11:49 PM
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#25
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jasonkw9 @ May 4 2017, 11:47 PM) Do i need to get approval for this BT? Of course.Approval from the bank of CC you want to transfer the outstanding to. Similarly, as long as you have sufficient CL, your BT will be approved. |
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May 4 2017, 11:53 PM
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#26
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jasonkw9 @ May 4 2017, 11:50 PM) So are you saying that EPP is more risky than BT? EPP from UOB is not 0%. Not risky. |
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May 5 2017, 11:26 AM
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#27
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(dewill @ May 5 2017, 09:20 AM) problem is that citibank cb require accumulate until rm12 only will cashout. Not RM 20? |
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May 7 2017, 02:51 PM
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#28
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(SzeMeng76 @ May 7 2017, 02:44 PM) any one facing issue to waive annual fee of UOB One Platinum? Last year AF I was able to waive.Last year Oct 2016 they charge me annual fee, but I over-looked and paid outstanding with the annual fee  I think they going to charge me in Oct 2017, lol. heard my fren said hard to waive, if yes, going to cancel it before they charge me.  |
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May 7 2017, 02:59 PM
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#29
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(SzeMeng76 @ May 7 2017, 02:55 PM) May I know how much u spend per month (roughly)? For 2016, I think I had swiped RM 17,327.74wondering if there is any min spend requirement for waivers. I'm holding a UOB ONE Classic only! |
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May 7 2017, 03:10 PM
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#30
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All Stars
52,874 posts Joined: Jan 2003
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Just browsed back my UOB e-statement.
Found out in Jan statement under HIGHLIGHT section, there's a row mentioning: » Click to show Spoiler - click again to hide... « Ha! Ha! |
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May 8 2017, 02:57 PM
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#31
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(kochin @ May 8 2017, 02:45 PM) i call for waiver. You may take the risk to cancel the card and let the retention team to call for asking you to stay.denied. cancel lor what else. now need to sign back up all my standing instruction to new card. and shopping for a new replacement card. what is recommended? They may offer you AF waiver for asking you to stay. |
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May 8 2017, 03:36 PM
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#32
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(SzeMeng76 @ May 8 2017, 03:33 PM) most likely i will cancel my uob one platinum. It is wise to do that as it has AF. might retain with YOLO only. since no longer benefit to me for this card. You won't want to accidentally pay for the AF.  |
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May 25 2017, 08:06 PM
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#33
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(JuneResources @ May 25 2017, 07:57 PM) You pay ptptn through online portal or walk in counter? Didn't he mention specifically PTPTN portal?I know pay ptptn direct at counter no cash rebate, but not sure if pay through online.. Is this a confirm one?  Can somebody write an email to UOB regarding this matter and share this information in here.. On side note, since no CB for PTPTN portal with YOLO, guess I'm not going to add YOLO. The remaining bet is PB Quantum. This post has been edited by David83: May 25 2017, 08:07 PM |
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May 30 2017, 09:07 PM
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#34
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(saitong09 @ May 30 2017, 06:41 PM) Except for below others payment via UOBpayonline still eligible for CB up to date For those who want to PTPTN at the portal too. No 6% CB • UOBPayOnline - TNB, Telekom Malaysia, Unifi, Syabas |
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May 30 2017, 10:08 PM
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#35
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(tzxsean @ May 30 2017, 09:56 PM) this afternoon the UOB retention team called me to offer 3 years annual fee waiver .. and I said no Wow 3 years! |
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Jun 6 2017, 11:28 PM
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#36
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(revolution @ Jun 6 2017, 11:23 PM) May i know UOB ONE cinema cash back only entitle to purchase at counter? GSC movie tickets 8% Cash Rebate on all spend at GSC ticket counters. T&C: http://www1.uob.com.my/assets/pdf/tnc/OneCard_tnceng.pdf |
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Jun 7 2017, 01:44 PM
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#37
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All Stars
52,874 posts Joined: Jan 2003
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Guys, just want to confirm if JomPay transaction entitles for 0.2% cash back?
PTPTN portal ---> No 5 or 0.2 % cash back at all PTPTN via JomPay ---> Still got 0.2% cash back? |
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Jun 16 2017, 11:04 AM
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#38
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(laymank @ Jun 16 2017, 10:01 AM) can't seem to receive TAC from UOB online. No problem. I logged in about 8am plus to view my e-Statement.Is it just me? |
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Jun 22 2017, 02:06 PM
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#39
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(babienn @ Jun 22 2017, 02:01 PM) My case too UOB CS asked to call back after being charged AF. I believe this is UOB standard operating procedure. Anyone actually did confirm waiver before being charged? AF charged.Call to request for waiver. If waiver is approved, no need to make payment. If waiver is rejected, proceed for payment or cancellation. Standard practice for UOB and Citibank. |
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Jun 22 2017, 03:24 PM
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#40
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Jun 22 2017, 03:22 PM) When u cancel no need to pay the AF meh? No need as far as I know ...As per convention, what is already billed to you is your liability, patut kena pay. |
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