If your CCRIS record is clean and income meets above the their requirement, I think should be no problem.

If you're a heavy GSC goer on weekends, this card gives 8% CB on purchases made over the counter.

This post has been edited by David83: Jul 28 2017, 11:47 PM

That card also got AF from 2nd year onwards.
And it's a headache card for me.
I prefer something simpler and direct.

Where you get this form?

URL: http://www1.uob.com.my/personal/cards/cred...b_one_card.html

They'll follow Malaysian time zone.
The time stamp on OTP if online transaction.

You just tell the cashier that you want to redeem the Smart$ Cash.
Some merchant may need min amount for redemption.

It has ended weeks ago.

IMHO Annual amount swiped or usage is the key determinant

It is under bank discretion.
Just try your luck by giving them a call.

To be safe, once AF appears in the statement, don't charge anything to the card anymore.
Request for AF waiver, if refused by the bank. Ask CS to cancel the card on the spot of the call. You no need to pay for the AF.
For UOB, normally they will put your card in the on-hold pool first. One or two days later, the retention team may call you back to offer AF waiver.
The CS and the retention team are two separate team.

What are you hoping for? Getting AF waived? Or having the card cancelled w/o need to pay for AF?

I think that'll be easier than getting AF waived.

Anybody received this SMS?



Need to register?

To maximize the benefits, you have to swipe it during weekends.
And of course, you're a GSC hogger.

They're going to revamp the interface for their Internet banking.
Wondering when'll be their step to introduce apps.

I can't remember if I did receive the SMS.

I don't have a habit of keeping SMSes especially promotional SMSes from banks.

Is UOB IB slow?

UOB just called me for cash call.

New UOB IB interface starting September 22nd.