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Credit Cards UOB Credit Cards v8, YOLO feature change! Min 8 swipes p/m
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fruitie
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Aug 13 2017, 02:54 PM
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Rise and Shine
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QUOTE(adamw @ Aug 13 2017, 02:51 PM) They are just playing dumb, hope some suckers will pay the Anuual fee, just tell them cancel it, card cancellation dept will call to offer 2 years waiver with no T&C. Does UOB One card have any auto-waiver criteria? Like swipe x times to waive? Not that I'm aware of. http://www1.uob.com.my/personal/useful/fee..._annualfee.htmlCards that do not have such criteria are entirely up to the banks to waive or not, users are advised to read through before signing up.
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fruitie
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Aug 13 2017, 06:44 PM
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Rise and Shine
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QUOTE(haziqk10 @ Aug 13 2017, 06:42 PM) Hi. Do we need to provide KWSP statements when applying for UOB cc? or only need payslip? Payslip will do unless it requires more documents from you.
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fruitie
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Aug 14 2017, 05:25 PM
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Rise and Shine
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QUOTE(caesarx @ Aug 14 2017, 03:48 PM) I tot lately they request IC to print the EPF statement? both at booth and at bank. I always submit via online.
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fruitie
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Aug 14 2017, 08:12 PM
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Rise and Shine
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QUOTE(saitong09 @ Aug 14 2017, 07:22 PM) I submitted via email, IC and EPF is needed beside payslip I always submit more than what they requested.
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fruitie
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Aug 15 2017, 02:32 PM
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Rise and Shine
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QUOTE(cybpsych @ Aug 15 2017, 02:15 PM) Updated PDS. Changes to YOLO's AF waiver condition. If i interpret it correctly, you need min 12x swipes per year, not necessarily to achieve 1 swipe per month. Also, definition of "per year" should be "per anniversary year"; if calendar year, it wouldn't make sense.  You check all banks' T&C from time to time?  Anyway, thanks for the alert. A relief to many.
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fruitie
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Aug 16 2017, 04:40 PM
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Rise and Shine
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QUOTE(imnotabot @ Aug 16 2017, 04:05 PM) Finally received my RM50 cash back for my YOLO.  Woo, I didn't notice it was credited yesterday. Transaction and posting date were yesterday. This is fast. adele123 Add Absolute Thai Street into dining list, I swiped using it because it has 10% cash back which I haven't gotten yet... As per T&C is 2 months from swiping date. Let's see.
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fruitie
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Aug 16 2017, 08:31 PM
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Rise and Shine
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QUOTE(stargate8 @ Aug 16 2017, 08:19 PM) So now YOLO as so long as we swipe 1x per month will get auto waiver. good then. But like others have voiced out, this statement is still very prone to misinterpretation.
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fruitie
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Aug 18 2017, 11:52 PM
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Rise and Shine
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QUOTE(kart @ Aug 18 2017, 11:02 PM) So, which credit card are you using now, to replace the cancelled Yolo credit card? PBB VS I supposed. One of the best cards. If PBB approves my VS, I may cancel my YOLO too. It's quite difficult to have a minimum spending to achieve.  They rejected me in April even for Quantum, I will try again next year.
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fruitie
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Aug 23 2017, 02:57 PM
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Rise and Shine
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QUOTE(xooper @ Aug 23 2017, 02:56 PM) i applied the uob credit card by telemarketing. and the telemarketing staff promise to waive the 1st year annual fee for me. but in the end UOB customer service said that 1st year annual fee cannot be waived any idea how to get back the annual fee waiver?? thank you. First year AF is usually free. You never spend anything before? Which card is this?
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fruitie
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Aug 23 2017, 04:08 PM
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Rise and Shine
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QUOTE(xooper @ Aug 23 2017, 03:02 PM) i applied One card platinium and already start using the card. customer service staff very insist say the 1st year cannot be waive, but could waive in the following year. i called third time and ask their officer to call me back, and i never receive the call from them at all. i called them fourth time just now, they promise will call me back tomorrow before 12pm. what could i if UOB refuse to waive for me the annual fee? This is weird. How can 1st year AF is not waived but following year is..  I think the CS was misleading you.
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fruitie
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Aug 25 2017, 05:45 PM
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Rise and Shine
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QUOTE(sj0217 @ Aug 25 2017, 05:42 PM) Your anniversary month will be on August ?? Thanks for sharing, I going to do so as my anniversary month on next month September By the way, I'm regular user for this card Why wanna do this? It will be auto-waived since you fulfill the waiver criteria. It's stated in their page.
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fruitie
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Aug 25 2017, 06:00 PM
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Rise and Shine
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QUOTE(mamamia @ Aug 25 2017, 05:50 PM) But, still got risk that they will said need to be 1 time per month for 12 months.. But he said he is a regular user, so should be OK.
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fruitie
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Aug 25 2017, 09:30 PM
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Rise and Shine
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QUOTE(sj0217 @ Aug 25 2017, 07:42 PM) Yup, regular user here... but just to be safe, will try ask about that, otherwise just process to cancel then  Mine is next month but I won't do anything to it unless I'm being charged with AF, this is when I will argue back with them.
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fruitie
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Aug 25 2017, 09:46 PM
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Rise and Shine
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QUOTE(saitong09 @ Aug 25 2017, 09:45 PM) If stated in the TnC then no need argue, ask them to comply. Or else BNM then  Yes, waiting for them to charge.
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fruitie
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Aug 27 2017, 01:21 AM
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Rise and Shine
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QUOTE(FriedChicken @ Aug 27 2017, 12:43 AM) I'm referring to the UOB YOLO  Based on your previous question, it's by calendar month. First until the last day of the month.
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fruitie
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Sep 5 2017, 06:14 PM
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Rise and Shine
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QUOTE(patrick4623 @ Sep 5 2017, 02:48 PM) need some clarification, the 1 swipe per month including auto billing like insurance? Yes. So long something is charged to your card.
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fruitie
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Sep 6 2017, 03:22 PM
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Rise and Shine
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QUOTE(alexleow81 @ Sep 6 2017, 02:39 PM) If cancel still need to pay for the Annual Fees or not? Nope, if you don't spend anything after it's charged. Easy to negotiate.
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fruitie
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Sep 7 2017, 01:17 AM
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Rise and Shine
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QUOTE(saitong09 @ Sep 6 2017, 07:29 PM) Your Yolo AF coming this month? Yes, anniversary is September. I can't wait for it to charge me so that I can argue with them.
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fruitie
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Sep 7 2017, 11:42 AM
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Rise and Shine
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QUOTE(devildevil87 @ Sep 7 2017, 09:19 AM) [attachmentid=9109865] Want to ask, For the UOB One Platinum Card,the first year annual fee is waiver. But the uob people from bank said for the first 2 year,the annual fee is waiver instead of one year~ So which one more accurate? thank you~ Website. Never trust what they said though they can grant you additional one year waiver but get their B&W. QUOTE(khairilhusni @ Sep 7 2017, 10:54 AM) Hi, want to ask. I received 2 card YOLO and Preferred Platinum. Both got Annual Fee. Which one better? I want cancel 1. Both serve different purposes and to me Preferred Plat is not a useful card. No point keeping it so I didn't bother to apply. YOLO is useful for me.
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fruitie
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Sep 20 2017, 11:52 AM
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Rise and Shine
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QUOTE(RitzyHoke @ Sep 20 2017, 11:41 AM) Any UOB staff lurking these forums? Some guy just called me and unloaded a tonne of info about some protection plan. How the hell am I suppose to digest all the info that way? I asked for details to be sent to me but apparently that can't be done. In what world does that make any sense? Honestly, this kind of protection plan is not needed and a waste of money. None of us subscribes.
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