mind sharing reason why? or any similar credit card is worth applying.

I'm not sure your spending pattern.
If you're looking for CB on online swipes, go for PB Quantum Mastercard.
It has the widest coverage so far and doesn't have AF I think.

This post has been edited by David83: Jul 28 2017, 07:13 PM

I think I saw this PB CC before. However, I heard PB is quite strict on approving CC application?

If your CCRIS record is clean and income meets above the their requirement, I think should be no problem.

my yolo card anniversary will be on november, anyone successfully waive the annual fee?

usually when will be the AF charged? month of anniversary or before that?

I called CS and it will be waived based on one usage per month. This is stated in T&C.

Got con by their telemarketer who mention i have 3 years waiver annual fees, ends up now their call center tell me 1 year only for Visa card and so call help me to file a humiliating waiver request.
IT IS SUPER wasting time and useless to ask for waiver. UOB just humiliate you by having u beg bunch of "management" who sitting in aircond office to "consider" your waiver request.
wat they do is ask u wait 2 days, then inhumanly send a SMS with a vague regrettably tone telling u the waiver request is not successful.
I just cancelled my card today thou.

That's why always get B&W for promises from these telemarketers/agents.

Yeah lesson learnt.

when i did the post #1 few months back, the t&c was slightly different. something like "one swipe per month, subject to approval".

now the t&c is clear. waived upon one swipe per month. i think there were months i didn't use though. HAHA. we shall see.

Yes, the CS said YOLO AF waiver was recently changed again, at first I was trying to recall what has been changed, now you cleared my doubt. So they removed the subject to approval thingy.

what about one card AF waive? thinking if get YOLO, then better cut my one card.

One card is more difficult. I'm high usage of one card, but they refuse to waive, I just cancel.

alright, I should cancel either! I feel one card is less attractive already since I don't pump petrol.

If you're a heavy GSC goer on weekends, this card gives 8% CB on purchases made over the counter.

This post has been edited by David83: Jul 28 2017, 11:47 PM

Will recommend Mach 10% for movie.

That card also got AF from 2nd year onwards.
And it's a headache card for me.
I prefer something simpler and direct.

Mach auto waive if meet min 12 swipes a year

12x to waive. Still ok.
I only use for purchase movie tickets.

i think there is 1 or 2 month i does not swipe using yolo, seem it's time for me to potong and wait for the retention department to call up