Got con by their telemarketer who mention i have 3 years waiver annual fees, ends up now their call center tell me 1 year only for Visa card and so call help me to file a humiliating waiver request.
IT IS SUPER wasting time and useless to ask for waiver. UOB just humiliate you by having u beg bunch of "management" who sitting in aircond office to "consider" your waiver request.
wat they do is ask u wait 2 days, then inhumanly send a SMS with a vague regrettably tone telling u the waiver request is not successful.
I just cancelled my card today thou.

Yeah lesson learnt.