i applied last year july and got the approval on march this year

i have uob one to pay for plans d,so i wont touch that cos reach minimum spending d.
now using smrt card for groceries,thinking miles card for any other spending other than groceries

the possibility of getting pr in first year quite low though,mostly advise is to get after 2 years at least.
but its free so just go and try xD

i schedule appt early,i got my physical pr card just nice reach 2 years .

those studying here can apply pr str8 ba i think...

hmmm maybe they become stricter due to the amount of people flooding in now haha.

i believe there is no need for that,it lasts for 2 years i think

if not wrong,bto can what...
correct me if im wrong...
both pr more than 3 years?
but if u get a sg hubby/wifey then no prob xD

oo...if both pr, can only get resale..
unless get sg partner :/

bring lump sum,go back change then slowly give

got a few...obike?

my housemate is going back korea d, so master room will be left empty...any takers?XD

Boon Keng area
-convenient for MRT(purple line),bus
-master room(meant for 2 pax) $1200,personal bathroom,tv
-housemate 2 guys( me and my friend rent whole house tgt) ,1 common room each
-can cook and everything
interested pm me i let u see pic haha

sadly my place only got master room available xD

they all have medisave, which can be add on with insurance for full 100% claim,else half i think if not mistaken

yea for the increment part,i guess its a general guideline for them to offer 5-20% max of current salary without really looking at the rate of the market,they just take the increment % rate lol

but all headhunters those first question still ask current salary

Normally I ask their budget and jd first,if ok then only i start giving details haha

yea most of them say max 10%,but i told them i got other offer which is offering about 15-20% then they start to discuss with their other clients d haha

im just envy of ppl who have their own house either hdb or what lol

just hope to have better safety in msia x.x" else i think msia is superb lol ..