QUOTE(KilJim @ Oct 14 2017, 12:16 PM)
If you're only spending less than 1k a month maybe Citi is better. Or anything else with no points expiry
Even if you earn 4x miles on UOB, at 1k spent that's only 4k miles per month. After 2 years that's only 96k miles and they'll start to expire already.
I think the rest of the better miles cards have a high income requirement and also high annual fee, so I didn't bother looking at them much
My idea is to convert them to KF Miles to "restart" the expiry but its a fair point too. Thanks!
QUOTE(heyamazingpeople @ Oct 14 2017, 04:58 PM)
ya, gotten the letter.
ICA mentioned it can be extended if required for my case, as they acknowledged that i have received it later from the date of issuance.
"completed medical report in the attached format
should not be issued more than 3 months ago at the time of submission to the department.
If a medical report had been submitted to more than 2 years ago, the applicant will need only to complete the declaration portion of the attached medical form"
So my last medical report that was just about 2 years 2 months cannot be used again with declaration? Need a new medical report?
If your last report is more than 2 years I wouldn't risk it, its just not worth the hassle as I wanted to get my IC ASAP and sometimes the appointment can be quite full
QUOTE(noslek @ Oct 14 2017, 09:39 PM)
I feel if can achieve 4K a month is quite decent, cause after transfer to KF, can keep for a further 3 years - so by the fifth year will have 240k miles which will be enough for a return suites to Europe!
6 years and I’m only manage 260k - quite loser.
Anyway I’m team DBS instead of Citi

That's my idea too

So you are using UOB PPV and DBS Debit?