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PUBLIC BANK = Worst service in the industry, Lousy customer support, arrogant staff
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MeToo
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Jun 12 2018, 11:07 AM
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QUOTE(zhou.xingxing @ Jun 12 2018, 11:00 AM) same la... all banks lidat.. i apply cc from stan chart.. all docs give liao 2 weeks later sms me says application rejected. i checked by bnm ccris is all 0 cleared... i msg stand chart ask reason for rejecting my application. they say dunnololwtf? at least give me a valid reason ffs There must be reason, they wont reject for fun, then again I cant say I have any experience of having my CC rejected..
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MeToo
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Jun 12 2018, 11:08 AM
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I also have problem with Menara Shell RHB branch... went to branch 3 times to try to clear off my mortgage outstanding principal, keep say cannot, will try, will check... waste my time.
Until I call the officer who did my loan (form HQ), he told me to masuk their online banking, and just pay there. 5 minutes kautim.
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MeToo
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Jun 12 2018, 11:17 AM
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QUOTE(zhou.xingxing @ Jun 12 2018, 11:14 AM) yeap but don just tell me upfront u dono... at the same time i have applied aeon cc but got the card ~.~ I suspect Aeon CC simply whack wan, got once I apply for their Aeon Watami card (its like a lowest discoutn ttype credit card), they gave me spending limit of RM70,000... gila i immediately ask them reduce it to 7k....
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MeToo
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Jun 12 2018, 11:56 AM
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QUOTE(zhou.xingxing @ Jun 12 2018, 11:54 AM) but then i check stan chart requirement i fulfill all la. its gonna be my first cc btw.. == the annual celery is like 24k only. what concerns me is they dont tell me the rejection reason. if they tell me and its a valid one at least i can prepare it or changes sth so that nex time i get a mortgage loan or what not i can have sth  Bank usually do not entertain queries on why CC rejected de. The best you can do is apply some other bank, I agree thatyou should have an cc to start running a credit history which is helpful next time u take a car/housing loan
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