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Insurance Talk V4!, Anything and everything about Insurance

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ckdenion	Dec 15 2018, 12:28 PM Return to original view \| IPv6 \| Post #241
Financial Practitioner Senior Member 2,866 posts Joined: Sep 2008 From: Wangsa Maju, KL	QUOTE(ytan053 @ Dec 14 2018, 04:23 PM) » Click to show Spoiler - click again to hide... « Any comment on this Manulife Prime? Any manulife insurance agent here can explain? Feature: https://www.manulife.com.my/Products-and-Se...-ManuLink-Prime Brochure: https://www.manulife.com.my/servlet/servlet...6F00002DuTDQUA3 It looks competitive as it covers the whole family, i.e. parents and the children. a) With Full allocation on Insurance Premium paid from Policy Year 1 onwards, what does the agent earns and why bother to sell this plan? b) For any covered critical illness event, the Insurance Premium will be waived up to 10th policy year. If only get CI after 10th year, what is the point of this 10 years waiver only? hope my friend here zhengdek can help you and give you insight! QUOTE(IvanWong1989 @ Dec 14 2018, 10:45 PM) » Click to show Spoiler - click again to hide... « Curious,.... can medical cards be used in Government Hospitals? (When I search for their panel list, it doesn't have the Government Hospitals listed...) reimbursement basis.
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ckdenion	Dec 15 2018, 09:11 PM Return to original view \| IPv6 \| Post #242
Financial Practitioner Senior Member 2,866 posts Joined: Sep 2008 From: Wangsa Maju, KL	QUOTE(IvanWong1989 @ Dec 15 2018, 08:41 PM) » Click to show Spoiler - click again to hide... « Hi, is early CI important? The reason I'm asking is because Prudential new ILP plan Pruwith you can't add that rider . N thinking about this factor .... if you need a sum of cash in that scenario, then it is important to you. for comprehensive CI coverage, i will recommend you to get a dedicated plan that serves that purpose (if budget allows)
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ckdenion	Dec 18 2018, 02:55 PM Return to original view \| Post #243
Financial Practitioner Senior Member 2,866 posts Joined: Sep 2008 From: Wangsa Maju, KL	QUOTE(Mr.Weezy @ Dec 18 2018, 12:16 PM) » Click to show Spoiler - click again to hide... « Hi guys, how to acquire past medical records that have been disposed by the hospital? SJMC already disposed my records because I did not visit their hospital anymore for 7 consecutive years now I need those records on my surgery to process for an application on life insurance can try to request doctor to reproduce a written report. if really cannot, write a letter to the life insurance company stated that hospital no longer has the report anymore.
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