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FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D
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sohailili
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Feb 27 2019, 09:35 AM
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QUOTE(David83 @ Feb 26 2019, 11:25 PM) 2.5% as stated in the FAQ. I don't know which benchmark are they using.  for now i can see that it is showing 2.6% under cash account where as CMF by RHB is currently at 3.57% i am parking my cash in CMF and doing DCA regularly. so far buy and sell will transact on the same day jus that u need to have patience for the updates.
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sohailili
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Feb 27 2019, 09:49 AM
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QUOTE(David83 @ Feb 27 2019, 09:46 AM) Yesterday night I logged in, I saw 2.5% if I'm not mistaken. Both items are not my favourite parking place due to lead time concern. i see.. then where do u suggest to park? newbie here still trying to learn as i jus started investment with FSM
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sohailili
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Feb 27 2019, 10:03 AM
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QUOTE(David83 @ Feb 27 2019, 09:51 AM) I'll transfer money if I want to buy or topup. Money is always parking in 1-month rolling FD. These pool of money are meant for fast liquidation in case of emergency. This strategy might not suitable for you. I see. thanks for the tip. so far CMF is still fine wit me but mayb can try out with 1 month rolling FD in future. my current FD is not for FSM investment. in my case, its for fast liquidation as well. This post has been edited by sohailili: Feb 27 2019, 10:04 AM
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sohailili
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Mar 5 2019, 02:10 PM
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QUOTE(killeralta @ Mar 5 2019, 01:44 PM) OMG, what happen to TA Dana Afif, 1 day drop so much and there is no dividen declared Feb 26, 2019 TA Dana Afif MYR 0.013 per unit Mar 1, 2019 they announce dividend
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sohailili
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Mar 15 2019, 07:54 AM
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QUOTE(Krv23490 @ Mar 14 2019, 11:04 PM) No issue with not being a non-sophisticated investor and buying into the fund ? im wondering too. with the low risk rating, y need to be sophisticated investor to invest?
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sohailili
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Mar 15 2019, 09:11 AM
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QUOTE(MUM @ Mar 15 2019, 08:19 AM) maybe 1 of the reasons is the initial investment sum is Larger than the normal funds for non sophisticated investors? that make sense. i went and tried to add to cart. min starting is 10k! no wonder missed that min investment amount.
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sohailili
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Mar 15 2019, 10:06 AM
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QUOTE(Ancient-XinG- @ Mar 15 2019, 09:59 AM) KAF bond fund. 100k minimum lol HOLY SH*T! N this is not under the BONDS portfolio right? As BONDS usually need min 6 figure investment.
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sohailili
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Mar 19 2019, 10:27 AM
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QUOTE(toiletking2006 @ Mar 19 2019, 09:58 AM) They like to rebalance their fund constantly. Approx 1-2 months once. Sometimes u might miss the rally because of their constant switching. Or switch out of their newly added fund 1 month after holding... Seems like newbie doing investment to me. And it is totally opposite of what is preach in their article. Which is avoiding frequent rebalance QUOTE(Ancient-XinG- @ Mar 19 2019, 10:23 AM) Exactly. Precisely. I was so fed up with this last year. Switching right and left in the volatile period is just hahah  seriously? i jus started managed portfolio exactly 1 month ago. now its +0.7% hope they don switch left right so often. im on moderate aggressive btw.
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sohailili
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Mar 21 2019, 03:00 PM
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if i may ask, how many of u here are doing DCA on fixed income asset?
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sohailili
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Mar 21 2019, 04:23 PM
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QUOTE(MUM @ Mar 21 2019, 03:52 PM) many are doing it monthly into EPF already... just "kacau" you only actually, im kinda lost on this. is this some sort of a joke? cos i am super blur. QUOTE(wongmunkeong @ Mar 21 2019, 04:01 PM) technically, DCA & VCA is only useful on assets that fluctuates. Not much point for things as flat as FD or bonds. Thanks for the reply. i was doing DCA previously because my bond was -ve. now its back to +ve so i guess i shud stop. will do lumpsum when i feel like to.
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sohailili
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Mar 21 2019, 04:28 PM
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QUOTE(MUM @ Mar 21 2019, 04:27 PM) many had been doing monthly DCA into EPF of about 20% of their pay. they will have a large % in EPF vs investable asset. EPF is "better" than the FI funds thus many does not DCA into FI funds....they prefer EQ funds OHHH.. sorry. im not contributing to epf so i catch no ball earlier. ok now i got wat u mean.
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sohailili
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Mar 21 2019, 04:36 PM
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QUOTE(MUM @ Mar 21 2019, 04:33 PM) better if try DCA into ASNB FP funds.... if Bumi lagi untung check out the ASNB funds thread for more details/tips if required https://forum.lowyat.net/topic/4677986/+6380#entry92161568yes. i am doing tat too but i am no earth prince. hav to fight for my slice of pie. thanks for the tipsss
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sohailili
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Jun 24 2019, 05:54 PM
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Any1 else won the Parkson voucher for voting the best fund? » Click to show Spoiler - click again to hide... «
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sohailili
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Jul 1 2019, 10:37 AM
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QUOTE(Ancient-XinG- @ Jun 30 2019, 05:40 PM) Ohhh. SA perform wayyyy batter then that lapsap lol couldn't agree more.
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sohailili
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Nov 20 2019, 09:02 AM
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CIMB-PRINCIPAL GREATER CHINA EQUITY FUND given out dividend for the first time.
any reason y the sudden income distribution? not complaining but just curious...
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sohailili
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Nov 20 2019, 09:37 AM
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QUOTE(yeowhock @ Nov 20 2019, 09:33 AM) If you're familiar with UT, income distribution is just adding your units, not value. The reason, to pull down the nav and make it looks interesting to buy in. They can distribute everyday I don't mind 😁 Thanks for clarifying. Still got lots of thing to learn on UT. Yea, I don mind too if they do it more often but everyday is abit over.. haha
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sohailili
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Nov 21 2019, 11:42 AM
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QUOTE(T231H @ Nov 20 2019, 12:38 PM)  I think I read it before here... a forummer once posted that he does not prefer distribution as distribution paid out are TAXed, .....thus a portion of it is "lost". you think it is logical? I think yes,...what about you? kinda true. i found this after did some googling. Oh well.. seems like cant avoid it if dividend is given out (and taxed) while holding tat fund. QUOTE 19. Is income received by unit trust funds taxable? Dividend income received by the fund is subject to tax, but interest income and capital gains, in general, are tax-exempted. PhilipMutual
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sohailili
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Jul 28 2020, 08:26 AM
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QUOTE(GrumpyNooby @ Jul 28 2020, 08:04 AM) Thinking to ditch TA Global Tech. Any reason of ditching TA Global Tech?
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sohailili
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Aug 19 2020, 08:52 AM
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QUOTE(encikbuta @ Aug 19 2020, 08:13 AM) ei, the quantity of my units increased alrdy for this fund. looks like it's distributed in FSM system. just the statement not out yet? u can check it under your historical transaction. i want to view > historical transaction you should be able to see a line item under purchases that says dividend. order date is 7th Aug.
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