In the event of a market corrections, how many % of paper losses of your portfolio can you "tahan" to see before you quit those funds to conserves whatever $$ balance in your portfolio?

In the event of a market corrections, how many % of paper losses of your portfolio can you "tahan" to see before you quit those funds to conserves whatever $$ balance in your portfolio?

Very awesome portfolio! I can see you going super aggressive which is fine at your age. A bit jeles I kenot, haha.

Your current allocation very heavy into HK/China and US Big Tech & Disruptive Tech. I'd add US/Global Equity into the mix to make your portfolio properly all-rounder. I personally am invested into UGQEF but I suggest you take your time and look into the factsheets of each funds below to see which one you most comfortable with:
- United Global Quality Equity Fund
- Affin Hwang Global World Series - Global Equity Fund
- Principal Global Titans Fund
- Franklin US Opportunities
- Manulife Investment US Equity Fund
- RHB US Focus Equity Fund

I did notice you asking for specifics like healthcare or gold. If you wanna go into those, then maybe you can invest into a US equity fund first then reduce a few % here and there in your funds and add summore the gold & healthcare fund?

indonesia i no comment
but kindly share why u choose Affin Hwang Select Asia (Ex Japan) Quantum Fund - MYR ???
bcoz small/mid cap expose? or asia ex japan expose??

for me i will choose asia ex japan expose

i would opt for Indonesia than than Affin Hwang Select Asia (Ex Japan) Quantum Fund as it would be similar to your 10% in Asia ex Japan

"I am tech-guy, where 30% is specifically on tech fund"....do you mean the % of accumulated tech sectors by all your funds is 30% in Tech? if yes, how many % are in China and US?

I just wanna expose to A share china, AmChina very mahal la

just called up fsm cs to clarify and sharing info i got below:-

1) 0% sales charge is applicable to all existing fsm investors even if you dont register/attend the upcoming webinar event (but attendees may get to participate in lucky draw and some other special offers)

2) 0% sales charge only applicable for the 10 participating fund houses in the upcoming event. from the website i can see the 10 fund houses are
kenanga, principal, affinhwang, aminvest, eastspring, manulife, maybank, nikko, nomura, and rhb

disclaimer: above is exactly whats shared by fsm cs. i'm not responsible if the info changes or some info turns out to be not accurate lol

btw, since uob is not listed, so those looking fwd to buy great dragon may not be entitled for 0%? mmm...

If you don't do something rash, even lump summing all your investible money right now, into basket of funds should return you something sensible in the long run (>10 years).

In this time, just make sure you don't withdraw (because that will seriously lock in your losses, if any) and make sure you add more investment as matter of DCA'ing. Because if you are investing from your regular income it is hard to imagine your lump sum today is going to be more significant than your regular payments for say next 10 years. In these 10 years, you should also do some homework and rebalance, look for alpha and vary your strategy a little. (come in here are talk cock sing song with us).

With both of these on your side (time, and regular money), one just has to maintain a good portfolio balance every few quarters or even every year, it should not be so risky as to make you poor, or make you lose sleep.

As and example and zoomed out, with UT I have been investing for 15 years now, and with regular + irregular investment it is around 8 to 9% IRR as of today. It did dip to below 0 in 2018 and now its back up. All I had to do was more or less stay invested and, rebalance some poor performance funds. It wasn't that hard and risky. This also includes some rather poor choices of funds at one point (thank you, Tan Sri Teh Hong Piow for your wonderful company that made me lose a few years worth of returns), call it school fees. But they did not make me lose principal. Only 2009 and 2018 and now Covid made me lose money.

The only thing I can advise others who are starting out or having a long term outlook, is don't expose too much to Malaysia / political stocks and never down rate US economy. As long as you keep at strategy between these 2 and diversify a little you should be fine.

Hi, sorry, only got 3 post per day.
I m totally new to UT, my past experience is tru the agent and thinking UT is meant for long term investment, min 3-5 or 10 years.
Thus never check on the performance and know nothing on UT.

My finance controller informed me that i account can buy/sell last year, March.
Like other member commented I may be lucky on who purchase during low price.
Fyi, bought 4 March 20 RM 15k, unit price 1.0455 and other 15k on 11 March at 1.0045
I sold 20k unit on 13 July 20, remaining the balance.
Now i know realize how to check on Philip Mutual what are the transaction were done, buy and sell.

I saw 7/Aug, got UT dividen, 844.59 unit credited in, price show 1.1777

and total unit i m holding now is 10842.59 (1.4826), market value is RM16075
and my i account statement show unrealize profit is 54.8%

My intention here is not to show off the profit, just recently MCO, put more effort to study UT and it looks last year can make decent profit if investing in Far East related UT.

Better for fix deposit gain.

Cheers

i choose Affin Hwang Select Asia Pacific (Ex Japan) Dividend Fund - MYR 

What’s more interesting would be Affin Hwang Select Asia xJapan Quantum fund this few weeks 👍 but with Malaysia allocation of 26%
2021 year to date 17% returns

Rather than just depend on the low interest rate of junior saving account & let it be stagnant, I take out some chunk of $$$ & DCA in SAMY (12% & 36%) instead... since my investment timeframe for my kids is more than 15 years before they even enter Uni or college

Better returns elsewhere rather than sitting put in saving account nowaday, rite?

Did some thinking where to invest (either FSM Bond Express or SAMY) before opt for SAMY... hopefully make the right choices

Hopefully tomorrow crashes lol. To take advantage with 0% SC 😁 But careful dont catch falling knife

Sabar boss, manually update ma. U just double ur unit