for the last 5 yrs,...still same 0.57%
no increase...

guess it themed to follows the last 2 digit of 1957 year

Why on earth do you want to increase the sales charge? 
If follow the logic someone else above, bad for investors, also bad for FSM PR lol

What I mean here is anchoring effect.
In the current world, cost of doing business should get lower over time with increased adoption of technology or scaling.
They are two different business with different business models, it is a different comparison. If eunittrust is all perfect it should be able to monopolise the sector.
But here you are in the FSM forum though...

I am confused now. i thought expense ration INCLUDING management fees + lain lain?
So now total fees is 2% or 0.2 ?

Hi guys,

Can someone verify which profit calculation is correct? The one done by FSM (TOP) or that by me (BOTTOM)?

Thanks.

Yeah sorry I meant after the correction I'll enter, but what's the most efficient manner of getting exposed to US index funds? Is it via unit trust or directly buying ETFs? Idk if the nonresident alien tax 30% is a big factor that would be a con for buying directly?

Not sure how it works, but I was under the assumption some funds that are incorporated in another locale that has tax treaty with US may be charged lower tax? Or maybe it depends on the unit holders in which case that is probably false then. Not quite sure, which is why I'm asking what's the most efficient manner to get exposed to US index funds

looks like not only China fund....
my Affin hwang select bond fund too....the few % of profits earned from Affinhwang Global Disruptive fund (Arkk)....got wiped out after switching & parking in that bond fund; while waiting for better opportunity to reenter Arkk 

talking about china bond fund,....most probably was due to fear of defaults in China property and its related industries....

Amateur on ETF seeking advice/views.
https://www.fsmone.com.my/funds/research/ar...-shar?src=funds

Referring to the above, is there any strong reason to buy into an ETF on the US market vs a similar that is on KLSE? Really trying to understand.

I notice your US equity fund still green colour can I know how long you holding this? If it is many years ago it just confirm funds are meant for mid to long term.

My year 2000 bought Greater China fund still green colour despite the bloodbath in 2021. Those bought later all bled red.

Hm, no Fund of the month promo for April? Only saw one for ETF.

I was thinking of topping up some funds this month, is there any expected promotion or sales coming soon?

I'm happy with FSM and i feel that the fee is reasonable compared with UT (not IBKR).
I have no bad experience with FSM customer service nor ETF RSP.

Only thing to take note is probably there's a fix schedule monthly to sell partial unit (unit less than 1). and make sure you have sufficient fund in the cash account for the RSP.
I think the 0 processing fee is only applicable to buy orders and not sell order. Not sure anyone has any info about fees when selling.

Started RSP to VOO in May 2022 with RM200 then slowly increased to RM1000/month. So far the return is about 12% (note that the market was really good since June 2023).

Btw, this is my own experience and not financial advice to invest. I'm not an expert nor certified financial planner. Just a small duck trying to save as much as possible for golden years. 
Thanks for advice. Probably I'm just lazy to go through the whole process. Now that there's FSM, I'm happy with FSM for now. Will explore IBKR in the future if FSM disappoints me. For now I don't want to deal with a foreign investment company and I feel safer with FSM since FSM is regulated in Malaysia.

For us fund, just pick TA global tech fund. Others don't bother.

KAF core only good for EPF as all holdings are Malaysia unless you don't mind holding Malaysia stuff.

Hi guys, can someone teach me why is my order not fulfilled when it is already much higher than the ask price?

Few hours dy

For US ETF

ETFs RSP Buy  0.08% (min MYR 1)

ETF 0.08%/ min. USD 3.80
Processing Fees

For Vanguard S&P 500 ETF, how do we sell all our holdings ya?

System only allows to sell unit by unit, and I have fractional left.

Received an email from FSM on RSP promotion for ETF.

"Dear Valued Investor,

Great news!

We're thrilled to announce our latest ETF Regular Savings Plan enhancement and a 0% subscription fee promotional campaign from 28 July 2023 to 31 December 2024, making it more rewarding to invest with us."

I wonder what is 0% subscription fee? Isn't it always been 0% subscription fee for RSP.

I've been RSP'ing into VOO for the past year about RM1000/month. I only know there are these fees for RSP ETF:

1. Processing Fees (USD 1.00)
2. MY Stamp Duty  (USD 0.22)

I don't think these are "subscription fee". Any idea?

Hi Sifus,

For those that subscribing to US ETF RSP, did you notice in the Jan 2025 RSP, that FSM has started charging Processing fee of USD0.22 for every RM1,000 RSP?

The weird thing is that the processing fees is charged on my VOO and SMH RSP but not on QQQ RSP with the same RM1,000 on each of the fund.

Anyone has similar experience or know what's going on?

Here's the screenshot of the transaction:

SMH with Processing Fees:



QQQ without Processing Fees:

ya, plan to keep DCA for very long time, like >5 years and not gonna sell it anytime
will use their scheduled sell with lower fee too if wan to sell, not going to put urgent money in