QUOTE(ChessRook @ Apr 3 2018, 09:18 AM)
If you are able to get your hands on the limited fiXed price ASN then the returns are not that volatile.
The word if.. and I assume nd to personally walk in to apply?or izit jz on9 application? Sorry I don't have knowledge for asn seeing most of it is limited or bumi only.. hence not reli interested
QUOTE(MUM @ Apr 3 2018, 09:32 AM)

for people that are jumping out now and are considering/waiting to reenter when emotions allows.... may I suggest to consider CMF instead of FD.....
at 1% rate variance pa, but can have a quicker time of entry into the EQ markets ........ well unless one just learnt a lesson on volatility and are now really understand his/her own true risk appetite.
btw, if one is so sure that this correction/bearish period will last longer,......why not move out all ?
well I guess, they are just like the fund managers of some unconstrained funds.....(funds that are almost free to invest in anything by the FMs)....they don't moves all to FI but keep investing as normal as per end Feb factsheet of Affinhwang Absolute Returns Funds 2 & 3...with cash holding 6 & 9%
🤔 1% for 100k 1k and bank FD is pdim protected
Personally, I don't put all egg in 1 basket and I consider cmf bit more risky than FD.
My strategy is 50% 30% 20%
I still have some bullet for ut which siting in my saving account that gip me 2.75% interest, calculate daily and credit monthly.. and I saw rhb cmf is 3.44.. perhaps it's better for me to transfer it there. Thanks for the heads up 😁, if not mistaken the rhb cmf is credit monthy also?
I still believe my selection of fund will perform well after the volatile and uncertainty subsided. Hence every dip I see is a opportunity. 😁