Welcome Guest ( Log In | Register )

27 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
xcxa23
post Feb 23 2018, 01:16 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(T231H @ Feb 23 2018, 12:21 PM)
those looking to place some bets on fund that has chances of beating >6% annualised.....
List Of Most Consistent Performing EPF Funds in FSM Platform
https://www.fundsupermart.com.my/main/resea...-EPF-Funds-9445
*
almost similar to my portfolio biggrin.gif
Attached Image
xcxa23
post Feb 26 2018, 06:06 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(MUM @ Feb 25 2018, 03:20 AM)
depending on the funds.....my wild guess would be about 10 days ~ 2 weeks
yes, CIMB Greater China can rise > 2% in this Ninja period.....so can it fall > 2% too during this Ninja period  brows.gif
*
same fund house, example cimb greater china to cimb fi
if switch 2molo morning at 7am, at wat price will it priced for the fi?


same as buying fund? buy/switch b4 3pm = 2day price?
i remember some member saying when the market bearish, switch to fi (locked in profit?)
and then switch back to the fund

imo its workable and logical.
xcxa23
post Feb 26 2018, 06:48 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(funnyface @ Feb 26 2018, 06:16 PM)
Actually you should switch to FI when bullish or near peak, and switch to EQ when deep bear or near bottom.

The keywords here is "near peak" and "near bottom".  If you can master it, you own the market  brows.gif
*
the word IF... laugh.gif
when bullish or near peak,
most of my fund choices jz recovered from previous dip only...

i predict this month will end with a biggrin.gif
xcxa23
post Feb 26 2018, 08:42 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(MUM @ Feb 26 2018, 07:06 PM)
yes, it is workable,.....only "If'
the index dropped drastically
the funds have stocks holdings that are directly correlated to the index

the indexes or stocks of various mkts are being held by the fund in those indexes and are dropping drastically too.

sometimes the index drop are affected by a certain stocks or segment of the mkt which are not being held by that fund.
sometimes the forex currencies movement would smoothen or amplify the NAVs of the fund
sometimes EQ and FI may drop together too.

ut investing "is" supposed to be for passive investing purposes

plan, select, allocate, buy, monitor, review and make rebalancing/changes when necessary after a period of time
*
thanks for reply
i agreed.

sometimes EQ and FI may drop together too.
from my observation, some FI the drop arent as significant as EQ
since the sector affected might not same as FI

QUOTE(yklooi @ Feb 26 2018, 07:52 PM)
hmm.gif when the indexes corrected in the early of FEB......there are many reasons being given....
ex...
why the Dow is plunging
http://money.cnn.com/2018/02/02/investing/...ping/index.html

has the reason suddenly disappeared or righted itself or just being out of sight and mind for a while?

it might come back with another vengeance soon.... devil.gif

so be warned ...end of the world is coming  laugh.gif  innocent.gif
*
my believes
nothing goes up(down) forever, eventually it will come down(up) again biggrin.gif

and when the ppl is fearful, its time for greedy
or simply term, high risk high return

i do believe another vengeance coming soon devil.gif
xcxa23
post Mar 1 2018, 05:49 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


mine -0.9%
xcxa23
post Mar 1 2018, 10:03 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(Ancient-XinG- @ Mar 1 2018, 09:50 PM)
now new year also over liao.

from last year dec say wait cny over now also over liao.

why la this drop drag so long sighhhh
*
from previous dip, recover quite alot
at least for my diy
was at - 2.5% or more
now -0.9, and i did top up during the dip
xcxa23
post Mar 7 2018, 08:36 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(Ancient-XinG- @ Mar 7 2018, 05:59 PM)
Please don't get me wrong guys.
I intend to do this because I want to
-lock profit (miss many times to lock already)
-I need money now
-to cut lost. I did rebal last august and yea, that's the time most fund fly high and now drop deep and I cant afford to lost it after my managed port bleed real bad.

However, those who see this as an opportunity, the coming drop is really good time to buy in.
*
most important answer imo,
may i ask if its suddenly/emergency case?

lock profit (miss many times to lock already)
i know the feeling.. was seeing 4 digit earning last few month and puff now 4 digit in red biggrin.gif
xcxa23
post Mar 7 2018, 09:24 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(howszat @ Mar 7 2018, 09:13 PM)
Tariffs are typically the domain of left-wing governments. Though it is getting less clear-cut nowadays.

But if you look at Obama's record (even for a Democrat, ie left-wing), there were no protectionist policies that I can re-call.

If you look at the Republicans, the speaker Paul Ryan actually protested against the protectionist policies.

Every sane and logical person understands that a trade war does not serve any one country any good. You might gain something, but you will lose more.

But Trump is a politician, and he needs to do something to "keep his word", because that's what he promised during, and what won him, the election.

Therefore, I postulate that he is only pandering to his electoral base, and will not pursue this matter much further.
*
its depend whether the things worth or not..

but
somehow i speculate, like wat usually ppl said, use left hand spank and right hand sayang balik

xcxa23
post Mar 8 2018, 08:27 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


not surprising.. giving so much market volatility
imo, still more to come.. brave urself for the ride yo brows.gif

DIY -2.40
MP -1.85
xcxa23
post Mar 9 2018, 09:52 AM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(akping_1 @ Mar 9 2018, 09:36 AM)
JPMorgan Co-President Sees Possible 40% Correction in Equity Markets

http://www.theedgemarkets.com/article/jpmo...-equity-markets

Need fast fast dump before too late..
*
Always take any news with a grain of salt imo

And if there's ppl dumping, who's buying?
Instil fear in the market, big player silently buying back at much lower price

Tats how rich get richer..
Tats jz my opinion..

Do as u wish as that's ur money 😁

This post has been edited by xcxa23: Mar 9 2018, 09:52 AM
xcxa23
post Mar 9 2018, 12:14 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(yklooi @ Mar 9 2018, 11:28 AM)
hmm.gif why the asian mkts not reacting badly this time round?
*
The initial dip is over and now waiting for the wave

It jz calm before the storm..
Trump mentioned the tariffs exclude their allies but no mention who are they


xcxa23
post Mar 9 2018, 02:04 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(vincabby @ Mar 9 2018, 01:14 PM)
canada and mexico exempted no? was in the news just now
*
havent got time to read any news yet.
the latest i read is morning 7.30am

any news about asia?
xcxa23
post Mar 12 2018, 11:39 AM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


DJI have up >1% for two days straight..
It's gonna be green for my diy 😁

It's Abit weird that still no move from China regarding Trump tariff on steel and aluminum 🤔
xcxa23
post Mar 12 2018, 03:25 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(WhitE LighteR @ Mar 12 2018, 01:20 PM)
Kenanga growth continue its slide.. so weird
*
as in this?
https://www.fundsupermart.com.my/main/fundi...th-Fund-MYKNGGF
xcxa23
post Mar 13 2018, 08:36 AM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(David83 @ Mar 12 2018, 09:26 PM)
PRU14 or GE14 hasn't jump start the local market!
*
Imo
they already did it with pegging currency.. it's kinda weird seeing myr bounce to 3.9 since was hanging around 4.1 to 4.15
With SGD was 3.1 to 3.0 but now 3.0 to 2.95

And klse indek was around 1.71k dec and now 1.85k with pullback during the dip

Most likely fund already exhausted... Small to medium cap no steam, or at least those in my portfolio and watchlist
Perhaps when the date is set, there'll be 1 week show.

Was tempted to buy in ids ans Manulife during it's peak >0.59 >1.02 luckily hold back.
xcxa23
post Mar 13 2018, 02:09 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(chooeh2 @ Mar 13 2018, 01:23 PM)
Do you have any high dividend income equity to introduce.

Thanks
*
https://www.fundsupermart.com.my/main/fundi...Class-MYNAMSDEM

Recommended by fsm
xcxa23
post Mar 17 2018, 05:52 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(Sammich! @ Mar 17 2018, 11:59 AM)
what is good strategy to invest unit trust? as the fundamental we cannot evaluate like buy company stock
*
look into wat and which sector the fund investing in?
determine whether suck decision is good for medium to long run?
investigate the record of the fund house/manager?
xcxa23
post Mar 20 2018, 03:32 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(pisces88 @ Mar 20 2018, 11:33 AM)
I dca monthly for the past 4 yrs. Never once withdrew money. Gonna continue wit this strategy for few more years n see the results. After recent market corrections im still at +23%. Not too bad la...
*
im curious with ur portfolio..
mind sharing?
xcxa23
post Mar 20 2018, 08:27 PM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(pisces88 @ Mar 20 2018, 06:05 PM)
too many funds to list (which is not good , imo)

but overall:

Highest holding:

CIMB-Principal Asia Pacific Dynamic Income Fund - MYR 10%

Affin Hwang Select Asia (Ex Japan) Quantum Fund - 7%
Equity 77%
FI 5.3%
Balanced 17.7%
Asia Ex japan - 33.5%
malaysia 24.44%
Global 7%
Asia include japan 6%
US 5%
Malaysia focus 5%
greater china 4.6%
EM 3.6%
Japan 3%
China India 3%
india 3%
Europe 1%
*
thanks..
im still new so cant comment if too many is good or not

my holding as of today
CIMB-Principal Asia Pacific Dynamic Income Fund
CIMB-PRINCIPAL ASIAN EQUITY FUND
CIMB-PRINCIPAL GREATER CHINA EQUITY FUND
EASTSPRING INVESTMENTS DINASTI EQUITY FUND
EASTSPRING INVESTMENTS GLOBAL EMERGING MARKETS FUND
NIKKO AM SINGAPORE DIVIDEND EQUITY FUND - MYR CLASS

as of today
Internal Rate of Return (IRR) 1.50%
Return on Investment (ROI) 0.38%

started aug 2017

xcxa23
post Mar 21 2018, 11:53 AM

Look at all my stars!!
*******
Senior Member
2,649 posts

Joined: Nov 2010


QUOTE(i1899 @ Mar 20 2018, 09:30 PM)
No. No. No.
2018 market IS NOT FI market definitely, esp those Foreign bond funds.
I have moved out all my bond funds with FSM, buying ASNB FP slowly / worse case buy Msia Bond Fund at eUT. I think I will  cry.gif one year later if maintain my FI portion with FSM .

===
I do strongly agree to buy in dip, but you should buy into the CORRECT MARKET and RIGHT FUND during dip. CORRECT MARKET is more important to RIGHT FUND.

Fyi, my portfolio had been up >3% YTD (>3 months salary) because i bought during recent dip. My profit is very close to the peak on 24/01.
I switched in around 10% of my UT portfolio from FI to EQ on 06 Feb, 09 Feb, 28 Feb and 02 March.
And, i switched out from EQ on 26/01 and 26/02 with around 7% profit in 1 or 2 months.
** look at the date above ==>  i bought near the bottom/ lowest of month, and sold at the peak of month.  icon_rolleyes.gif

I would like to say that it is REBALANCING.

Many people here forgot about REBALANCE : always hoo ray hoo ray when market is up, then cry dad cry mum during dip.
When market is up, u should take out some portion of EQ and put it to FI.
When market is down, u should take out some portion of FI and put it to EQ.

=====

The other obvious problem that i observed here is: don't know how to sell. They buy during the dips, they buy with DCA or VCA or advanced tenique, buy, buy and buy, BUT don't bother to sell or lock profit in FI. They only sell when they need money. it will be a problem.

many more...

Investment is an art... not engineering.. so there is NO 1 formula for all people... but there is some common sense we should follow.

Happy investing.
*
Kinda agreed
If were too lock in profit, almost profited 5 digit
Only problem I can think of is long processing time

It take 3 to 5 working days to complete the transfer/sell
From my observation, usually market dip at most 3 days but money still in process.

27 Pages < 1 2 3 4 > » Top
 

Change to:
| Lo-Fi Version
0.0531sec    0.42    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 10:47 AM