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 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

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chichabom
post Jan 20 2021, 09:41 PM

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QUOTE(ironman16 @ Jan 20 2021, 09:15 PM)
Ya, but Amchina return seen good.......but is wholesalse fund

i did go flip2 the target fund, memang kalah dgn AmChina.......nvm....i believe in United, harap kasi HUAT a!!!

that time i try search in FSM, luckily i found this......just hope will rally later, may b after a few year.....kasi i dip frequent sikit....i wanna top up ... bruce.gif
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Ya the sector allocation for AM looks slightly better imo, at least they have a portion invested in the financial sector whereas united dont. But for long term dca then united is more easily accessible as not many can fork out rm5k for each dca/topup. Nvm still hv time to think think for now haha

QUOTE(WhitE LighteR @ Jan 20 2021, 09:27 PM)
u are right in some way.

i cant say when is the right time to go in. maybe yes, maybe no.

selfishly i also wish it goes up coz i hold position since Apr 2020 (+75%)
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Extremely nice return there at 75% in less than a year. Hopefully one day i am able to select funds that can give me such returns lol
chichabom
post Jan 20 2021, 09:54 PM

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QUOTE(ironman16 @ Jan 20 2021, 09:43 PM)
if i not mistaken, AmChina got tech allocation but United no.... hmm.gif
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Oh yes ah. But at least there's more choices for investors to choose which is good. Only constraint is capital loll..
chichabom
post Jan 21 2021, 12:26 PM

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just called up fsm cs to clarify and sharing info i got below:-

1) 0% sales charge is applicable to all existing fsm investors even if you dont register/attend the upcoming webinar event (but attendees may get to participate in lucky draw and some other special offers)

2) 0% sales charge only applicable for the 10 participating fund houses in the upcoming event. from the website i can see the 10 fund houses are
kenanga, principal, affinhwang, aminvest, eastspring, manulife, maybank, nikko, nomura, and rhb

disclaimer: above is exactly whats shared by fsm cs. i'm not responsible if the info changes or some info turns out to be not accurate lol

btw, since uob is not listed, so those looking fwd to buy great dragon may not be entitled for 0%? mmm...
chichabom
post Jan 21 2021, 12:50 PM

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QUOTE(lc115 @ Jan 21 2021, 12:32 PM)
Thanks for the info. Any funds to look at from the above fund houses?
Amchina is another option to get exposure to china A bit more pricy.
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QUOTE(ironman16 @ Jan 21 2021, 12:33 PM)
πŸ˜‘πŸ˜‘πŸ˜‘
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QUOTE(jj_jz @ Jan 21 2021, 12:33 PM)
thanks bud for clarifying and sharing, if only limit to these 10 fund houses, then the option will be much smaller now hmmm
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Not sure bout the rest but am looking to topup on my china allocation, principal greater china and eastspring dinasti.

Thinking of A shares as well but seems like only amchina if wanna take advantage of 0%. But if i choose this i know i will not be able to dca/topup so often in future due to the min amt required

chichabom
post Jan 21 2021, 01:00 PM

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QUOTE(killdavid @ Jan 21 2021, 12:50 PM)
you will kena at both ends when switch to different fund house biggrin.gif
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Didnt know this. Nvr switched b4 but i got the impression will kena once only at non-target level just like there is no double charging of mgmt fees haha
chichabom
post Jan 21 2021, 06:46 PM

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QUOTE(WhitE LighteR @ Jan 21 2021, 06:30 PM)
January is proving to be a crazy month. Almost 7% YTD
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QUOTE(xcxa23 @ Jan 21 2021, 06:38 PM)
dang!!

just login in fsm and OMG

the profit is the single highest jump i ever see/remember
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Like that how la..even with the upcoming 0% promo it seems like we'll buying at super high/ATH prices lol
chichabom
post Jan 22 2021, 03:02 PM

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QUOTE(ganesh1696 @ Jan 21 2021, 01:35 PM)
looks like more fund houses are jumping into this tech bandwagon. anyone have prior experience with maybank's funds? how's their asset management capability? from fsm i noticed that their funds' return are generally lower than their comparable peers.

and this sustainable esg thing that more banks are talking and paying attention to, gives me the impression that in the long run esg related investments may generate higher returns to investors compared to non-esg related. well i could be wrong.




chichabom
post Jan 23 2021, 11:03 AM

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QUOTE(ericlaiys @ Jan 23 2021, 10:58 AM)
Still don’t get it. How to get 0 fees? Attending the webinar right now
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It is open to all existing fsm investors regardless you attend the webinar or not. I clarified with fsm few days back.
chichabom
post Jan 23 2021, 11:54 AM

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For curiosity i tried topping up my dana makmur pheim which is not part of the 10 fund houses entitled for the 0% promo.

to my surprise the checkout page shows 0% sales charge haha. even if your fund is not part of the 10, no harm trying i guess..
chichabom
post Jan 23 2021, 12:35 PM

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QUOTE(MUM @ Jan 23 2021, 12:00 PM)
i just saw this at it product info page...

Charges
Sales Charge 0%

Switching Fee

One free switch per account per calendar year. Any subsequent switch during the year will be levied 1% of the amount switched subject to a maximum of RM100, whichever is lower.

Redemption Fee NIL

https://www.fsmone.com.my/funds/tools/facts...c=global-search
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QUOTE(eenong89 @ Jan 23 2021, 12:00 PM)
Dana makmur pheim is a FSMOne Recommended Unit Trusts if not mistaken.
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QUOTE(ironman16 @ Jan 23 2021, 12:02 PM)
oh, ya....so oso entitle 0%  :thumbsup:  :thumbsup:  :thumbsup:

my United makan rumput sudah  sweat.gif

both not include..... doh.gif
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Opps sorry my bad lol..didnt know a recommended fund has 0% throughout.
chichabom
post Jan 26 2021, 09:51 AM

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Wah nice everyone seems to be getting their red packets. Design not bad. I jst started with fsm last year so maybe i wont get anything.

More so i am not even ikan bilis, maybe just a plankton which is the food source for ikan bilis lagi they wont gimme loll
chichabom
post Jan 26 2021, 07:37 PM

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QUOTE(cempedaklife @ Jan 26 2021, 06:58 PM)
Hi All,

I have been using FSM since 2016 (i think?_ mainly on PRS. Only last year i started exploring i-invest using epf mid/late last year. 

i have been interested in UT in the US market but since PRS and i-invest are limited, there is virtually no fund eligible under those 2 category.

in conjunction with the promo that FSM have until end of month (0% sales), and i have some extra fund to invest this month, anyone can give some pointers on any fund (preferably exposure to US market) to i should look into?

i will look into it further myself, but just need some pointers. i wont take this as a buy call. dont worry.
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A few UTs which are US heavy/centric that i heard of are some from UOB (United global quality equity fund, united global durable equity fund), principal global titans, manulife investment us equity fund, and franklin templeton U.S opportunites (wholesale fund)

chichabom
post Jan 28 2021, 12:10 AM

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Happy for u all that can buy at the dip. All my orders were priced on monday 25 so im bleeding now as i speak haha.
chichabom
post Jan 29 2021, 09:48 AM

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QUOTE(MUM @ Jan 28 2021, 06:44 PM)
Still HEAVY in China?  brows.gif  bruce.gif

China stocks post biggest drop in over 6 months on policy tightening fears
MARKETS - Thursday, 28 Jan 2021

SHANGHAI: China stocks slumped on Thursday, with major indexes posting their worst drop in more than six months, hit by investor concerns that policymakers may be starting to shift to a tighter stance to rein in share prices and property markets.

China's short-term money rates climbed for a fourth straight session, with some key tenors approaching the higher end of the interest rate corridor, as tight cash conditions persisted and market worries over a switch in authorities' policy stance mounted.
https://www.thestar.com.my/business/busines...ightening-fears

get out while you can or die hard fans?
innocent.gif  devil.gif
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Yet most of the fund houses are still hard selling and bullish on china this year in the recent fsm's webinar (didnt join but thats the general feedback i gathered). Unless this is a "catch you by surprise" headline that just popped up these few days.

Am quite sure some of us here would have also increased our allocation in china with the 0% promo and fund houses' bullish views, myself included. If its really going to be a roller coaster ride, just have to hold my horses tight and ride out the wave.

chichabom
post May 12 2021, 09:30 AM

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QUOTE(ganesh1696 @ May 11 2021, 08:00 AM)
Today's affin Global Disruptive innovation fund will be down more 5%
Yesterday Arkk's price hit the new low.
Is it better time to top up as I couldn't predict, what will be it's lowest price.
Will it plunge to the worse or is it over? Don't know.
Already my affin disruptive fund is down more than 20‰.
Bought at 31/12/2020 and continuous DCA to trim my recent day's losses, but this this worst.
Anyone have invested in affin global disruptive fund?
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you are not alone bro. i too have invested in arkk when its prices are around the peak (especially during fsm's 0% sales charge promo early this year). Similar to you, i am also seeing a decline of more than 20% to-date. but i will not do anything and just hold on to it as some has said "the best thing to do when a market crashes, is to do nothing".

however i may consider to top up if things deteriorate much further like if i am seeing a -40 or -50% decline cos mathematically if a price drops by 50%, it will then need to rise back by 100% again to recover the initial capital (will think more if it really happens).

On hindsight, at least this has taught me that 0% sales fee may not necessarily be a good thing especially market is hot lol.



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