There's always a reason why everything goes up or goes down. understand the key reasons and tweak your investment decision accordingly

I'm just pretty damn optimistic about the US economy for at least the 1st Quarter of 2017.

Would tweak my portfolio accordingly when i get more funds next month.

Btw, i went over to Maybank and enquired if i could open a sg savings account from their branch here and they said No. Messed up thing was that the staff even told me that if i was to head over to SG to open up an account, I have to prove that I have a working permit/studying there which is pretty messed up.

She claimed that i could have a chance of easily opening an account there if i was to subscribe to one of their products and deposited a huge sum of money

Sadly, god didn't bless me with RM2.6B, If he did, i would have definitely signed up for some financial product there lol
Would pull the trigger on the given PRS fund within the next few days

Guess you understood me wrongly, she said that if i bought/subscribed to any products in Maybank SG, then they would accept my request to open an acc with them

Thanks for the reply Adele

Want to know what's worst ?

Having a Malaysian think JJPTR > FSM


I know a few people personally with these kind of impression

Yeah it's a Ponzi scheme. I'm surprised that you haven't heard of them.

Met up with a bunch of my old college mates when i got back from UK and as usual we started talking nonsense and suddenly one guy initiated the topic about the given scheme proudly highlighting that his able to achieve a return of 20% while encouraging the others to join in.

I am a little puzzled with the part that has been highlighted bro.

Not every stock pay's investors with dividends, right ? Some companies may opt to shelve off the idea of dividends and invest in their own business as a means of anticipating high future revenue (probably by buying new equipments to increase production, investing in a new plant etc).

The way at how i look at things is that one would stay in stocks/UT for a long period of time if they anticipate the share price/fund price to be on an upward trend. Pls correct me if I'm wrong.

Ah Behavioural Finance Traits!

Agree with your statement. Nothings beats learning from your own mistakes!

Her 4digit numbers are probably in the range of RM9000 to RM9999

My portfolio dropped by 1.5%++ as i was pretty heavy on Manulife US Equity and my CIMB Australian Fund ended up being red.



This post has been edited by shankar_dass93: Mar 24 2017, 12:44 AM


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On a side note, planning to buy into Manulife India Equity Fund. Is it ok to get in now or am i too late ?

Thanks for the articles, I've read the last 2 articles yesterday.

Yeah, investing in India has been on my radar but after attending the GTF Forum yesterday, i got to say that Dato Idris Jala's speech about the local economy and how the government has been implementing steeps in boosting the economy has kind of changed my view of the local markets (from pessimistic to slightly optimistic) and wanting to invest more here lol

Wait, were you there at the forum too ?

Hahaha, agreed.

Well I'm fully aware that Idris works with the government hence he has to talk good about the government that he works with (moral hazard issue) though i got to say that his speech easily wins peoples heart

Leaving politics aside, I've looked up highly on him and having the opportunity to meet him personally and seek for some career advice was definitely worth listening too.

Coming back to the topic about the Malaysian economy, met a delegate at the given forum who's currently attached with one of the local investment banks here had a whole list of points as to why one should run away from Malaysia and seek for investment opportunities abroad

Just topped up RM350 in Affin Hwang Select Asia Ex Japan's Quantum fund.

Might buy into Manulife India Equity around the middle of April if things go well.

I wanted to remodify my portfolio allocation in total next month and after receiving FSM email about the soft closure of the given fund, i pulled my trigger now.

Would read back the said post. Wait a sec

lol, first started a thread about getting a 3k job then suddenly a 6k pay

What did he PM you if i mind asking ?

Chill la.


Lowyat.net would probably have to reassess their account creation methods and should implement more screening procedures as maybe by requiring users to provide their IC numbers hence 1 user is only allowed to have 1 account.

Such a step may reduce the number of trolls in the house

Got to tag Vijendran Ramadass here