no idea, i did not use that excel version....last time heard that it was complicate to set up, add cell, modify cell.

hopefully those that are using it can help you.

woah. fsm malaysia is going to have stock and etf by q1 this year!

(info from their live event)

unlikely but finger cross they can also offer foreign etfs

Why not you email them or talk to their customer rep.?

Serba Dinamik Holdings’ 2025 sukuk set for worst drop in two months

caveat to those who purchasing bond/bond fund/MMF with exposure to CP/bonds, do aware

Good promotion pity FSM Spore don't have. But wondering UT investor have you all think of also diversify into ETF? SA, Syfe and Bogleheads a lot of ETF supporters for low fees basically. It doesn't hurt to diversify your investment instrument to include ETF. I understand some investors have reservation of using overseas broker like IBKR so prefer to keep to local brokers for own personal reason.

FSM Spore has a unique ETF RSP program which I am not sure why FSM Msia don't have. In this ETF RSP, you pay very low fees less than $1 for my case to DCA the ETF you want based on a list of ETF in their approved program. The reason ETF investors using IBKR is the low 35 cents fee else I doubt they go for IBKR and DCA every month more which include forex exchange incurred etc.

ETF need not be just US centric it can be SGX,HKEX centric for those more comfortable with Asian market ETF for which I am. So UT investors time to consider ETF too. For Asian market ETF IBKR is not really that cheap which is why when ETF investor mention they use IBKR highly likely they only go for US listed ETF. For Asian ETF there are more other alternative.

And let me repeat again, despite the ETF supporters for low fees and better performance, let me confidently say there are UT annualized return which is comparable to ETF. If ETF is so good, they would have made UT disappear in the investing arena but it is not. Hence to reap the best of both worlds is to invest in both instruments.

Very similar to FSM Spore but I notice the difference below

1. No SGX ETF RSP
2. The RSP frequency is Monthly, Bi-weekly, and Weekly. Weekly & Bi-weekly – Every Wednesday, 3pm <- there is bi-weekly and weekly option

For selling of ETF fractional shares via this program there is no fee structure table provided?

RSP means every X time you will buy so minimum cannot be so high. Faq say RM 100 minimum will do.

Question 15 say sell but sell what are the fees not mentioned