I'm thinking of reducing my exposure to Asian market and selling off some of my Principal Asia Income Dynamic Fund.

Was looking at some inhouse fund, and found this. Launched last year.

Any thoughts?

https://www.fsmone.com.my/funds/tools/facts...c=global-search

Yeah I currently have principal global titan, around 17% of my portfolio.
Also have TA global tech which is 8%.
I'm ok with US region, just want to diversify a bit.


Haha yeah, have to admit that attracted me in the first place!
Says invests in things like digital media, fashion etc... Could be an interesting alternative.

Hehe, probably just 5% max now that i think of it.

I'll likely also put some in RHB Artificial Intelligence, 5-7%.

Edit to add:
Might also reduce my Principal Global Titan allocation by few percent.

This post has been edited by jonoave: Nov 20 2020, 03:32 PM

Yes, that's a good point. Thanks for pointing it out.

I might just decide to invest a bt into the Principal Millennial Fund, and keep my current allocations in Principal Global Titan and TA Tech.

Have a nice weekend.

It really depends on timing and what you have in your manual portfolio. Also whether you DCA.

i have a few in my manual portfolio from different regions, Pincipal Asia Dynamic, Priincipal Global Titans, China etc

And I also started investing in Aggressive Portfolio end of 2018.
I DCA every other month into my own portfolio. I also DCA into the aggressive portfolio but stopped in 2018 until early 2019 when I started RSP for my aggressive portfolio as FSM had a 0% subscription fee promotion.

My own manual portfolio was beating Aggressive until mid this year.

Now my own portfolio overall is around 10% profit (from initial), while my aggressive is around 16% (from initial).

This post has been edited by jonoave: Nov 29 2020, 10:40 PM

While tech funds seems all the rage and everyone wants to jump on the next startup, also keep in mind the cautionary tales like Theranos and WeWork.
Fintech seems to pretty hot too, but even old fintech like Wirecard also comes tumbling down.

From perspective of newbie and small fry, I also jumped on tech since last year. But in my case I believe in tech (digital economy, work from home, etc) and planned to make it a long-term investment by DCA. I'm not dumping all investible money in it, just adding it as part of my portfolio and rebalancing.

I guess that's one of the reason I don't do stocks since I don't follow a company/trend so details, I just invest long-time and try to diversify my portfolio.

This post has been edited by jonoave: Jan 20 2021, 05:25 PM

Isn't that a good thing? Now you would have bought more units for your investment!

Oh sorry, I think the autocomplete on my browser bar loaded an old page.. lol I didn't check the date of the posts and thought they were the latest..

It really depends on how consistent you DCA, and your entry point .

Current aggressive MP: around 22% . Early this year, even hit 27-29%.
Started early 2018. Started putting in every few months around 2019.
Since 2020, started RSP. with lower amount.

Stashawa 36%: MWR:24%, TWR: 19%
More consistent DCA since end of 2019.

Hard to do 1-to-1 comparison.

For me at least you can easily change your RSP amount anytime, but it will only take effect from the following month.

I don't understand what you mean by limit? I just put the amount for RSP, tha'ts the amount deducted each month.

Lol I actually did the oppose, since the Titans fund is pretty high now and China is dipping. Just swapped some only.

I started a MP few years ago, and yes the performance wasn't that good.

But rather than complain on the forum, I just kept quiet and be patient.

I DCAed a bit at the start, then stop for a while when it keeps dipping. That time my DIY portfolio was doing better than my MP.

Then since end 2019 and early 2020 when markets rebound, my MP has been climbing up again. They also had a promotion of 0% subscription fee so I started a RSP for the MP. Currently my MP is doing better than my DIY.

As for whether to enter now, that is sometthing you have to think. how long and have willing are you to tolerate risks like dips? Like saying how willing are you to buy a fund now when it's still bullish.

Some time ago there was a promo: if you do RSP, the subscription fee is waived for life until you cancel the RSP.
I took up the promo. Good thing is you can edit the monthly amount anytime .

And also I think you only know they do rebalancing/changes of funds when you get the statement at the end of the month. Not sure if they also release this info on the main page, and whether at the end of the month?

So by the time you copy, you're already ~ few days/weeks late already to the change.s

Eh not that long lah.. I think the change was almost.. 2 years ago? Lol 2 years considered long..

Yes, i put in some money for fun at first. I think I was the first one who mentioned it here when I saw i found it cos I thought the name was cool .

So far not too bad, decent returns. Not as high as Global Titans which I started DCA a long time ago, currently up 19%.

This post has been edited by jonoave: Aug 26 2021, 04:32 AM

Yeah I also wanted to diversify my US holdings, since I only have Global Titans which are heavier on US finance companies.

Yeah, it is pretty nice return. I mean it's relatively decent compared to Global Titans and Asia Pacific Dynamic which I've held longer, both of them 30% plus.

Disclaimer:
I'm still a newbie/casual investor and my holdings are ikan bills amount only compared to other posters here. So don't take anything I say as any sort of financial advice.


I just realised my mistake the Principal Asia Dynamic income is currently at 22%.. Lol it hit around 30% few months ago.

For Global titans, I just checked. My first purchase was Dec 2017, and then inconsistent top-up. Ranges between monthly, 2 months or 3 months but usually 2 months I'd say.

This month I started switched some of it to other funds to balance my portfolio and it hit quite high price (37% I think).