Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 FundSuperMart v18 (FSM) MY : Online UT Platform, UT DIY : Babystep to Investing :D

views
     
gu~wak_zhai
post Jul 10 2017, 04:52 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(ivzh @ Jul 10 2017, 04:33 PM)
Hi guys, for EPF withdrawal, can we withdraw certain amount from account 1 to invest into different fund, but same fund house?

For Example, I plan to withdraw 20k from my account 1, 50% in Ponzi 2 : 50% in CIMB greater china, is it possible or I can only buy into a single fund?
*
every funds have different entry price using EPF account, for 20k no problem u just need to do it one by one.
gu~wak_zhai
post Jul 20 2017, 11:19 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


Yea FSM server was having hard time loading my purchase, end up can't load my purchase order form pdf, but still receive the email.

Top up 1k for Ponzi 2, 500 Titan, 500 KGF
gu~wak_zhai
post Aug 1 2017, 11:02 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(funnyface @ Aug 1 2017, 12:02 AM)
Time for July Managed Portfolio update again  icon_rolleyes.gif  rclxms.gif

Tracking period: 1 July - 31 July 2017
Portfolio Type: Aggressive
1 month Net ROI = 2.29%
2 months Net ROI = 2.72%

*Noted that CIMB APDI just did income distribution which lower the ROI by ~0.17%

nod.gif
*
hmmm ponzi 2 has not announce how much is the distribution? ex and reinvestment dated at 27/7/17

sorry for the noob question but this is my first time receiving distribution, normally how long will it be reflected to my portfolio after the ex date?
gu~wak_zhai
post Aug 1 2017, 11:21 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(puchongite @ Aug 1 2017, 11:05 AM)
Last dividend was 0.0034204 on 27 July according to Bloomberg.

However, the heavy Nav dropped was 28th.
*
great thanks for the info, just realize the LAST DIVIDEND column on Bloomberg.

the % of NAV drop is more than the distribution itself, but APAC market is doing well these few days hmm.gif

am I missing something?
gu~wak_zhai
post Aug 1 2017, 12:02 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(puchongite @ Aug 1 2017, 11:25 AM)
No, 28th was bad day. I was checking on it. wink.gif
*
I see I see, anyway gonna top up while the price is low now, I'm feeling bullish for Ponzi 2 bruce.gif
gu~wak_zhai
post Aug 3 2017, 10:43 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


Hi sifus, was checking my investment link insurance, which consists of PRUlink Bond Fund and PRUlink Managed Fund II.

The performance of the PRUlink Bond Fund is just below average from their fact sheet, but when comparing its chart with AHSB in bloomberg, PRUlink Bond Fund seems to perform better? What am I missing here? How come the numbers and chart doesn't match?

https://www.bloomberg.com/quote/HWABOND:MK
https://www.bloomberg.com/quote/PRLBOND:MK
gu~wak_zhai
post Aug 3 2017, 11:01 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(puchongite @ Aug 3 2017, 10:54 AM)
Which part of the chart tells you PRUlink performs better ?

If you add comparison then you see two graphs superimposed together, then clearly AHSB sits on top.
*
comparing 5 years hmm.gif

user posted image

1 year also same, PRU sits on top.
gu~wak_zhai
post Aug 3 2017, 11:41 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(puchongite @ Aug 3 2017, 11:11 AM)
Okay selecting 1Y and 5Y shows the PRU sits on top.

I see a number of sudden jumps in the graphs for AHSB. I suspect the graph is not distribution compensated.
*
QUOTE(i1899 @ Aug 3 2017, 11:20 AM)
Charts in Bloomberg is not adjusted for distribution eventm but is adjusted for unit split.
*
I see, thanks for the clarification!
gu~wak_zhai
post Aug 3 2017, 02:59 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(gedebe @ Aug 3 2017, 02:46 PM)
what is non performing fund?
*
*deleted for giving wrong info doh.gif

This post has been edited by gu~wak_zhai: Aug 4 2017, 10:46 AM
gu~wak_zhai
post Aug 7 2017, 12:24 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(Avangelice @ Aug 7 2017, 11:03 AM)
thank you. time to lump sum into it.
*
same here, gonna pump in more over this period, since the price dropped recently. bruce.gif
gu~wak_zhai
post Aug 9 2017, 01:43 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(Avangelice @ Aug 9 2017, 12:47 PM)
Top up myr 1000 to Ponzi 2.0
Top up myr 500 into TA GTF

setting portfolio to cruising speed while I work as hard as I can  to top up any amount I earn
*
We're almost alike biggrin.gif

I too have top-up 2k since the latest promo to ponzi 2 thumbup.gif

Planning to add more during this promo, as well as starting TA GTF, missed the boat during the last drop.

QUOTE(skynode @ Aug 9 2017, 01:13 PM)
By the day, now that you bring this up. Isit easy to buy amanah saham? How to go about it for non-Bumi's? Heard you can only buy when someone else sells. Do advise.
*
Do refer to the ASX thread, lots of useful info there, I have just open an account in their online portal too.

For now can only top up online, cannot sell yet. Maybe in the future.
gu~wak_zhai
post Aug 10 2017, 10:24 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(skynode @ Aug 9 2017, 10:50 PM)
Why can't sell?
Then how to liquidify your units?

I just read the main page..  5% service charge.  That's a hefty price tag.
*
I believe you already have ur answer in the ASX thread smile.gif

QUOTE(puchongite @ Aug 10 2017, 09:32 AM)
Consider it lucky if it drops slightly.

I think Malaysian stocks are entering into a correction, after being up for the last 5 or 6 months.

Hopefully there will be another peak before the GE based on previous historical pattern.
*
yea KGF have stayed red in my portfolio since I purchase them 2 months ago sad.gif
gu~wak_zhai
post Aug 11 2017, 10:37 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


considered settle? KGF naik pls??

1MDB pays IPIC US$350 million ahead of Aug 12 deadline
http://www.themalaysianinsight.com/s/10386/
gu~wak_zhai
post Aug 15 2017, 11:24 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


My portfolio also making loss now.

No biggie la as many sifus said before, heart must steady when decided to go for more aggressive funds, can up 20% at the same time can down 20% also. Cannot expect every time also green up up one.
gu~wak_zhai
post Oct 23 2017, 09:54 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


Hi all,

I have a question regarding investor status on sales charge:

*Current Holdings/Lump Sum Investment/Investment Cost of Unit Trusts, Managed Portfolios, Bonds and Cash Account

Does the current holdings include the earnings that I have made in my portfolio or just the initial investment?
gu~wak_zhai
post Oct 23 2017, 09:58 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(Mike3 @ Oct 23 2017, 09:09 AM)
Hi guys!

Interested to invest in UT.

Probably go for higher risk one as my plan is to put 30% in FSM and 70% in fd

i wan start my account soon. maybe start with just a small amount of money.

Is this 3 ok?
trying to diversify in different market segment
1)cimb asia pacific dynamic income fund
2) cimb greater china
3) eastspring investment global emerging market
*
I was in similar situation as u. Now I have transfered most of my FD monies to CMF, avg 3.3% interest credited daily. When time comes can buy funds easily.
gu~wak_zhai
post Nov 6 2017, 03:03 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(Jitty @ Nov 6 2017, 08:31 AM)
Thanks sifus for the advice.

For now, probably give her 36k ( 18k each) for affin hwang and cimb.

Then, fsm put in 5k each for affin hwang and cimb. Play safe for now.. Hehe...

Not much experience yet on fsm.

Wanna learn step by step
*
FSM managed portfolio best suited for you IMO. At least they will still do some switching based on market condition whereas ur CIMB RM will probably just leave ur investment as it is, no difference from buying the 2 funds on FSM (DIY).

Ir perhaps u worry about FSM being an online platform? Older generation tends to think like that. How old r u btw?

This post has been edited by gu~wak_zhai: Nov 6 2017, 03:04 PM
gu~wak_zhai
post Nov 8 2017, 07:17 PM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(Jitty @ Nov 6 2017, 06:41 PM)
Indeed you are right , I am worried about FSM being an online platform.

I am 25 this year.

Previously thought to invest in Rm50k into existing cimb prime account with my cimb RM ( 30k in UT, 10k in MM and 10k in savings account)

But after reading this forum and received all sort of positive advice from sifus here ( f5calvin, t231h, i1899 and many more), i had decided to put 20k ( 10k cimb Asia Pac & 10k affin hwang), while remaining 30k to FSM managed portfolio on moderate aggressive. ( read v17 & v18 of this forum d) and will compare the result between the two.

Will also pump in monthly to either FSM or cimb rm depending on situation.

Thanks all sifus for the advice ya 😄
*
I understand where you're coming from, when I was your age I don't even bother looking at unit trust. But now I wish I have started earlier mega_shok.gif

Reading this thread and do my own due diligence makes me more confident to jump into this investments.

The way I do it is buy putting most of my cash in CMF first, then slowly pick the UT I prefer.

On the side note, managed portfolio really geng thumbup.gif

Just bought few days ago now profit already.
gu~wak_zhai
post Nov 9 2017, 12:33 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(jusTinMM @ Nov 8 2017, 10:53 PM)
bro...can advise which risk rating u bought for managed portfolio?
the highest risk rating mentioned return is 8-10% per annum...don't you guys think its kinda low...just my opinion...
btw...im just activated my FSM account...currently investing in business, share, asnb...well can call me newbie/noob  tongue.gif
*
I bought Moderately Aggressive Portfolio, with return of 6-8% per annum only. The return they mentioned is more on the safe side I think. From the graph it does show potential higher return up to 14% per annum, but they did claim that the projections are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results.

The managed portfolios are still new so there are no historical charts to refer, but so far the funds in the managed portfolios are very promising, whether they can switch the funds during market downturn to maximize return or minimize lost is yet to be seen lar. We early adopters are actually taking a leap of faith on them.

In investments, where got guarantee one? Even EPF or ASNB also not guaranteed sweat.gif
gu~wak_zhai
post Nov 9 2017, 10:29 AM

Lecturer
******
Senior Member
1,186 posts

Joined: Nov 2004


QUOTE(funnyface @ Nov 9 2017, 07:29 AM)
I doubt this will happen.... hmm.gif  By nature, Moderately Aggressive has minimum allocation of 70-80% Equity Funds in portfolio. They cannot lower the ratio too much as this is aganst the Factsheet/fund promise. So the only way for you to avoid losing is to sell your whole portfolio...  whistling.gif

*FSM keep on stressing that dont try to time the market, instead focusing on long term goal. Use Annualized return, instead of Per Annum etc...
*
Perhaps not switching between equity and bonds lar, instead switching from Asia funds to emerging market funds during Asia market crash for example. Since inception of managed portfolio they changed a few funds already right?

3 Pages < 1 2 3 >Top
 

Change to:
| Lo-Fi Version
0.0492sec    0.87    7 queries    GZIP Disabled
Time is now: 11th December 2025 - 06:33 AM