Bro we discussed this two years back, having a live update on your fund is meaningless work if it takes an x amount of time to purchase/sell the fund. Say for example you hold TA global and through DOW Jones index you see it bleeding, so you execute a sell order. By the time you managed to get your sell order completed your losses would be higher and a week after the fund recovered

Why? It's not like u get any added advantage doing this. Since the cutoff used to be 3pm n now even worst at 1pm.

Hi sifus, need some advice here.
Recently I've invested in some UT via agent due the 1% sales charges promotion. Now the agent advise to transfer the investment gain (+25%) to some deposit fund for short term to protect the gain. It make sense to me but i'm not sure is this a normal/best practise for those invest in UT?

FSM competitor having 0% promo again
https://www.eunittrust.com.my/Home/fund_promo

thank for ppl like u for subsidize FSM to have greater web ui.
so that i can research the fund at FSM and buy at platform that give lower fee

I'm looking at adding a global equity fund and am looking at United Global Quality Equity Fund and Affin Hwang World Series - Global Equity Fund - MYR. Sharpe ratio quite similar between 2 funds but if i look at month by month or year by year performance returns, Affin seems to be slightly better.

Anyone has experience with these 2 funds? I saw most comments are on United Quality fund but i wonder why most choose United over Affin.

WOW,...look at that MALAYSIA fund     

New app feels worst than the old ones.

Is my combination diversify enough in your opinion ? looking at 60/70 low-medium volatility, 30/40 equity

KAF
Nomura i funds
AMANAHRAYA SYARIAH TRUST FUND
Principal Greater China Equity Fund
Manulife Investment U.S. Equity Fund
TA Global Technology Fund
Affin Hwang Select Asia (Ex Japan) Opportunity Fund (added as pointed out by sifu)

btw, can't be having too many funds in ones portfolio right ?
frankly, even the above combination of 7 funds seem quite a lot 

thankyou sifu

Why buy reits?
Got so many other things to buy why want to take risk on reits?
If buy reits why not buy direct from stock markets?

Why cannot sell leh? Sell and put the money into better performing stocks/funds e.g. glove stock Good or not?

there was a similar question posed just few days ago...
try read page 1111
post 22208 and 22211

Invested in one unit trust in Malaysia using EPF in second half of 2017.
As of today, 3 years later it is still -16.38%.
Timing do matter and some unit trust still losing money even after the long term. During mid 2017 -2018 , money was being pumped for the election so stock prices were at their high.
Really bought at the wrong time.
[attachmentid=10553499]

assuming you put in RM100k in pledged FD at 2.5%pa you will get RM2500 interest pa
assuming the MYR to SGD is 3x for ease of calculation....
the money you put RM100k is equivalent to abt  33300 SGD, and you can get 75% loan from this SGD33300 which is about SGD25k loan at 1.325% interest PA = SGD331 pa

assuming your SGD25k investment has 2% sales charge = SGD500
assuming your SGD25k investment gives you 4% returns pa = SGD1000
net gain from this investment is SGD 1000 - SGD500 = SGD500
net gain from this investment using loan is SGD500 - SGD 330 (loan interest) = 170 SGD gain
SGD170 x 3 = MYR510

MYR510 (from Spore) + MYR 2500 (interest from pledged FD) = MYR3100

that is about 3.1% from your RM100k FD + Spore investment
you get about 0.6% EXTRA from the current 2.5% interest rate

0.6% extra for all the extra risks associated with getting borrowed money to invest in this scheme?

(you need to go thru my calculation...for it could be wrong) 

I am looking to increase US equity fund in my portfolio for 3-5 years term investment. any recommendation or suggestion?
personally I think Franklin US opportunity perform better, but coming together with higher volatility?

Franklin US opportunity:
40% in IT, 15% in healthcare

Manulife Investment US Equity Fund:
20% in IT, 18% communication, 18% financial

thanks.

how long does it take for dividend to be reflected? I dont see any reinvestment or anything for my PRINCIPAL GREATER CHINA EQUITY FUND - MYR

got this from FSM...

There are two major things to note about currency share classes. Firstly, the dealing currency may not be the currency that you are exposed to; and secondly, certain share classes feature a hedge feature.

Dealing currency may not be the currency that you are exposed to
For example, a unit trust investing in the US equity market would need US Dollars to purchase equity securities listed on the US exchanges as they are priced in the USD. However, that same unit trust may have a share class that is denominated in MYR. If you are buying the MYR share class of the fund, you buy units of the fund with MYR, but your real exposure is to the US equity market as the fund manager will need to convert your MYR to the USD in order to invest in US-listed securities.

Certain share classes feature a hedge feature
It could look something like: MYR-Hedged. This means that the fund’s underlying exposure is hedged to the MYR. The fund you purchase may be invested in the European credit markets, whereby securities there are denominated in the EUR. Thus, your currency risk as a Malaysian-based investor would be to the EUR, and the value of your investment would be exposed to the fluctuations of the EURMYR exchange rate. By investing into a MYR-hedged class of the fund, you can lower your risk of a weakening of the EUR (the underlying investment currency) against the MYR (your original investment currency) eroding your investment returns from the European credit market.

Differences Between Various Share Classes
FSMOne |  Published on Nov 22, 2018
https://www.fundsupermart.com.my/fsmone/art...s-Share-Classes

they did not mention which is better though ....

Added a new speculative position in REIT today

Last week has been a sea of red... anyone knows what the news?

noob question: before buy fund. which is best place to park the money?
a) cash account or
b) RHB Cash Management Fund 2

what's pron and cons if park under (b) & use to buy unit trust. Look almost same for both